BOOMER: "Just buy a house. Stop renting and build equity."
ME: "Houses are $450,000."
BOOMER: "So get a mortgage."
ME: "I need a $90,000 down payment."
BOOMER: "I bought my first house with $5,000 down."
ME: "What did your house cost?"
BOOMER: "$60,000."
ME: "So you put down 8% of the price. I need to put down 20%."
BOOMER: "Well your salary should be higher."
ME: "I make $70,000 a year. Banks say I can afford a $280,000 house max."
ME: "Everything in my area costs $400,000+."
BOOMER: "You should move somewhere cheaper."
ME: "All the jobs are here. If I move, I make $35,000 and houses still cost $250,000."
BOOMER: "It's about discipline and sacrifice."
ME: "You bought a house for 3 years of salary. I need 6 years of salary."
ME: "Plus I have $50,000 in student debt you didn't have."
BOOMER: "Well I worked hard."
ME: "So do I. I'm just playing a different game with worse odds."
BOOMER: *silent*
You didn't buy a house because you were smarter. You bought it because it was actually affordable.
When Baroness Thatcher came to power govt revenue was £80 billion a year in 1979. When she left office in 1990 it had grown to £200b, taking into account inflation, it was a real increase of 49%. She reduced taxes.
Rightly @drrogergospel has criticised Fiscal Drag, that is "frozen tax thresholds are dragging low earners into the net while the govt gaslights us on "growth".
"Richard @TiceRichard & I are calling for a raise to £20k to give £50b back to the people who need it most. Why won't anyone else listen?"
The next time you want to give up, remember that Elon Musk sat here after losing $100 million.
This photo shows Elon Musk right after his third rocket exploded. He had just lost $100 million of his own money. SpaceX was weeks from bankruptcy, Tesla was struggling, and he was sleeping on friends’ couches.
The media called him reckless, investors pulled back, and everyone told him to quit. But instead of giving up, Elon risked it all on one final launch. If it had failed, SpaceX would have been finished.
The launch succeeded, changing history.
Today, SpaceX is worth $800 billion and dominates the private space industry. Most people quit just before a breakthrough. Elon kept pushing when everything was against him
That’s the difference between success and almost success
John Davidson with Princess Anne today, there is no doubt in my mind his Tourette’s caused him to say something rude, but thankfully he is in a room full of adults and not professional victims.
UK electricity generation has fallen 25% from its peak in 2004. Per capita electricity consumption is a third the level of the United States. The UK has the most costly electricity in the world. Half the gas we consume comes from the Norwegian side of the North Sea basin. The residual imported LNG has 4x the carbon footprint of supplying our own. And most depressingly of all the result is a deteriorating UK Balance of Payments, a weaker pound, and a bigger hit to the cost of living. And still the useful idiots want to further constrain UK energy production through high taxes, banning new licences, and gold-plating new energy infrastructure. Their luxury beliefs are behind the awful household disposable income growth of recent years. 🤡.
Seriously, imagine if they had paid attention to the announcement and seen the film, and then when the inevitable happened they could’ve been like ‘what’s up John?’ and gotten a huge laugh and nobody would have thought they were uptight cunts.
Go to Luton. Go to Rochdale. Go to Bradford. Go to Tower Hamlets.
Jim Ratcliffe is right - it has been colonised by immigrants. That’s just a fact. No point pussyfooting around it. Streets and streets of entire families unable to speak in English, not working, not contributing - living under parallel legal systems.
It’s not even multiculturalism in some of these areas. There is one culture - Islam.
They do not want to live by the same rules as the rest of us. They choose not to be policed as the rest of us. So they’re not. What has that led to? We all know.
Britain increasingly resembles the third world. And with demographic changes, birthrates and immigration transforming our country as they are? That is a process which will only accelerate unless drastic action is taken.
I speak to MPs, plenty agree with me in private. They are, however, unwilling to say so publicly.
That needs to change, urgently.
The backlash for stating these obvious facts is aggressive, so MPs don’t do it. The intimidation works, it’s effective. But I don’t need the job, I don’t need the money. I’m just going to carry on telling the truth.
Let's continue to kick the shit out of the Overton window - that is step one.
Ratcliffe is right. And I respect him for having the balls to say it.
It doesn't matter if you like Man United or not.
Sir Jim Ratcliffe spoke for us all today.
The UK is being colonised.
And I hope he is the first of many to finally have the balls to speak up.
The time for silence is over.