@OptimizedPort This is why I always keep the SPIVA report in my back pocket when building portfolios for people. Some folks ask “well look at the performance of this fund! Why don’t we invest in that?” I just show them that when picking actively managed funds, you’re effectively gambling
@ChinaPatriot99@LutherEnjoyer Most Americans are much better off today than in 2016. Yes, some things have gotten more expensive but, in the aggregate, incomes have risen significantly higher than inflation