Lastnamelove

Managing Principal, early-stage venture @ Franklin Crypto (@FTDA_US). yale & ncat alum. former GE, EY.

[Lastnamelove @lastnamelove]

Wrote a piece on the need for a neutral, onchain, harness.

Would love to hear your thoughts!

[Franklin Templeton Digital Assets @FTDA_US]

As open-weight AI models become increasingly capable, differentiation and value may shift toward the harness: the software layer that gives models context, tools and memory; and routes each request to the most appropriate model.

Franklin Crypto PM @LastNameLove makes the case for a neutral, decentralized, on-chain harness, and explores what this broader shift could mean for AI users, developers and the broader blockchain ecosystem.

[Lastnamelove @lastnamelove]

Very important piece. Both expanded on and clarified much of what I've been wrestling with over the last few years.

[Will Manidis @WillManidis]

The benefits of abundant intelligence will accrue far outside of San Fransisco.

Spent the last year writing about capital, sovereignty, and the coming reordering of economic power.

THE COMMANDING HEIGHTS
https://t.co/d048KdAkbv

[Lastnamelove @lastnamelove]

In my latest piece I argue that Instinct, Muse or Grok Bot won't win consumer finance.

Misaligned incentives, regulatory hurdles and competing priorities create an opening for a purpose-built financial agent on crypto rails, with the seamless UX of today's leading personal agents.

[Franklin Templeton Digital Assets @FTDA_US]

2026 has been the breakout year for general personal agents. As general agents move into commerce, Franklin Crypto Managing Principal Julian Love @LastNameLove examines what this shift could mean for AI users, developers and the blockchain ecosystem. https://t.co/13Rl1mqoEX

[t54.ai @t54ai]

AI agent payments were already accounting for roughly 25% of XRP Ledger activity by early October.

Micropayments are an early use case.

As agents take on more financial responsibility, they can bring a much wider range of economic activity onto XRPL.

[Lastnamelove @lastnamelove]

@t54ai 👀

[The Block @TheBlockCo]

THE BLOCK: Ripple has introduced new capabilities for Ripple Treasury, its corporate cash management platform, including AI-powered tools to automate cash positioning, forecasting, reconciliation, liquidity management and payments.

The platform also adds 24/7 Returns, which allows eligible corporate customers to earn returns on qualifying digital assets held in Ripple wallets, including its U.S. dollar-backed stablecoin RLUSD, subject to program requirements.

[Lastnamelove @lastnamelove]

@elonmusk @jack Using this in IC

[Christopher Perkins 🦅🌎⚓️NYC @perkinscr97]

The institutional era of crypto is upon us! Thanks for having me on @Kylechasse!

[Christopher Perkins 🦅🌎⚓️NYC @perkinscr97]

There is a lot of building going on at @FTDA_US 👷‍♀️👷‍♂️

[Franklin Templeton Digital Assets @FTDA_US]

You've followed what we're building. Now, drive the strategy.

DMs are open for believers:

➤ Head of Digital Assets Product Strategy
➤ Head of Franklin Crypto Capital Formation
➤ Head of Franklin Crypto Private Credit
➤ Program Manager, Digital Audience Engagement
➤ VP, Business Development, Crypto Markets

Ready to shape the future?
⬇ ⬇ ⬇ ⬇ ⬇

[Lastnamelove @lastnamelove]

Hello!

[On3 @On3]

NEW: UCLA head coach Bob Chesney on his goals for the 2026 season and whether they've changed:

"Goals are for people that want to win once. Process and standards are for people that want to win longterm."

(via @3xOptionShow)

https://t.co/PdhJozfOaN

[Lastnamelove @lastnamelove]

looking to try underdog. who can invite me? @underdogai

[Lastnamelove @lastnamelove]

Yes, because no more innovation is gonna happen. This is the end, we’re done.

[ST @seyitaylor]

no agents for busy moms? no? just dinner resos? no agents to track school schedules and game schedules and after-school activities? just flight bookings? sure... I guess.

[Lastnamelove @lastnamelove]

I needed the plans for my house to do a kitchen reno ... Instinct discovered and executed the process. 3-4 texts from me @bentlegen

[Ben Vinegar @bentlegen]

I struggle to find use cases for my personal agent

That product leaders keep bringing up “restaurant reservations” makes me feel like they’re struggling too

[Lastnamelove @lastnamelove]

Instinct

[GREG ISENBERG @gregisenberg]

Muse vs Dots vs Grokbot

Zuck vs Altman vs Musk.

The battle of personal agents for the masses.

Who do you think wins?

[agentic zero @AgenticZero]

We're glad to welcome Julian Love to Agentic Zero.

At @FTDA_US, @lastnamelove invests where AI meets digital assets and financial infrastructure, backing the technology that turns agents into participants in financial markets.

[Lastnamelove @lastnamelove]

@amasad will stay tuned

[Lastnamelove @lastnamelove]

What gives

[Amjad Masad @amasad]

Muse can now make apps on Replit

[Lastnamelove @lastnamelove]

bid

[Alexandr Wang @alexandr_wang]

“they’re eating up the booty muse and the tamagotchi. now drop another enterprise b2b saas integration”

[Lastnamelove @lastnamelove]

very big unlock

[Amjad Masad @amasad]

Muse can now make apps on Replit

[Lastnamelove @lastnamelove]

would not be surprised

[@jason @Jason]

Now is the exact time @spacex and @meta should release an iPhone competitor with no apps — just agents and optimized for local AI and privacy

[Lastnamelove @lastnamelove]

Pre-rev or >$4M ARR, no in between lol

[Elo @Metachaser24]

I’m convinced all VCs are lying when they say they fund “early stage startups”

By early they mean $1M ARR