Mi compañero de trabajo se retira a los 41.
Me he quedado DE PIEDRA.
Tiene 370.000€ invertidos en un fondo indexado al MSCI World.
Su idea: la regla del 4%.
Cada año va a retirar un 4% de esos 370.000€.
Eso son 14.800€ al año.
Al mes le quedan unos 1.230€.
Me dice:
“Con 1.200€ al mes, viviendo tranquilo y sin deudas, no necesito mucho más.”
Mientras retire solo ese 4%, su inversión sigue trabajando.
Ahora tiene tiempo para: caminar leer, montar sus proyectos, cuidar su salud...
Si todo va normal, podría llegar a 700.000–800.000€ en unos 8–10 años.
Pero me dijo algo que se me quedó grabado:
“Ya no quiero vender mi vida por perseguir una cifra.
Prefiero comprar tiempo.”
No todo en la vida es hacerse rico.
Every city on earth I’ve visited without blacks is highly nocturnal.
People sit around all night.
People walk around all night.
Everywhere is open until 2 or 3am even malls.
When black people arrive all of this ends as it leads to murder.
Lebanese baddies are the most dangerous prey.
You either have to go:
Lebanon and get bombed by Israel
Dubai and get bombed by Iran
New York and get stabbed by a nig
Tbh the pussy is mid.
Not worth it.
Better to get drone striked in Russia for a Barbie doll.
🫡
There are people who have taken losses and sold Bitcoin at the 200 week moving average to buy the SpaceX and incoming AI IPO's.
People I know who have no business knowing about IPO's know it's happening.
Margin requirements in broker account are being changed for this IPO.
My Mum & Dad are texting me asking how she can get some SpaceX after "hearing about it".
While BofA told its high end clients to start taking profits last week.
To put it into perspective...
Let's say you put $5,000 into SPCX, if the company went straight VERTICAL to a $5 TRILLION valuation - from a starting $2 Trillion.
You would have $14,000 and a profit of $9,000.
If the valuation HALVED - it would be trading at 50x revenue.
Apple went public at 15x.
This is a straight liquidity dump and I expect capital to pivot violently especially as the lock up terms are the loosest I've ever seen - insiders could potentially start selling as early as next week.
All the while the US President has "ended a war" 1 day before the biggest IPO to add some fuel to the fire - and I suspect the war to regain steam after the liquidity dump happens.
There are moments in your Bitcoin journey where you're going to learn quite deeply what Step 2 of my 3 rules means.
For a lot - it's going to be their pivot into SPCX and the coming AI IPO's - after selling their Bitcoin listening to losers.
The US capital markets are no longer for what they used to be for - before they were for hyper speed growth and now they're for value capture and exit.
The game transitioned to private markets investments -> public market dumps about 10 years ago.
But - to those chasing SPCX...
Good luck - I genuinely wish you the best.
Mbappé est moins technique que Dembélé, Olise, Cherki, Akliouche, Doué, Barcola
Il est ni 9, ni 10, ni ailier gauche, ni ailier droit
Il gêne dans cette équipe
On dirait le CR7 du Portugal alors qu’il n’a que 27 ans
C’est dramatique
Nobody understands the real endgame that Michael Saylor is playing.
1. 🪙 Accumulate 1 Million BTC into $MSTR (already 84% completed)
2. 🇺🇸Get bought out/absorbed by the U.S. Government for $100B to acquire 5% of the Bitcoin supply with 0 slippage
3. 💰Triple the Bitcoin price and make the U.S. Government another $150B overnight
Michael Saylor isn't building a company, he’s serving the U.S. Strategic Bitcoin Reserve on a silver platter.
I have not sold any Bitcoin or IBIT or MSTR or MSTY.
I don’t blame you if you sold a meaningful % - the pressure is a lot.
I just never - EVER - want to hear you talk about Bitcoin - ever again - you failed.
@franceinfo Vraiment ce climat de violence dans le football ce n'est plus possible, surtout avec ces bandes de hooligans d'extrême-droite qui cassent tout.
Bitcoin has won. Global consensus is that $BTC is digital capital. The four-year cycle is dead. Price is now driven by capital flows. Bank and digital credit will determine Bitcoin’s growth trajectory. The biggest risk is bad ideas driving iatrogenic protocol changes.