Erik| Legacy Path🇨🇦🌐

Helping Canadians build & protect their legacy| nsurance & Investments |Licensed in Canada I Education|NFA

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

How it feels maxing your TFSA every year in your 20s knowing you're on track to be a tax-free millionaire.

$583/month from age 23 ≈ $2,400,000 by 65. Tax free.

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

Should you fund your spouse’s unused TFSA room from your non-registered account? 🇨🇦

Yes, and here's why it works.

Normally, if you gift money to your spouse to invest, the CRA's attribution rules tax the income back to you, not them. The government built this in specifically

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

How to give your kid a head start 🇨🇦

Open an RESP at birth. The CESG matches 20% of what you contribute, up to $500/year

If your family income is modest apply for the Canada Learning Bond. Up to $2,000 in free RESP grants with zero contribution required. Most eligible families

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

How much do you need invested to live off dividends in Canada?

Assuming 4% dividend yield:
→ $40,000/year: ~$1,000,000
→ $60,000/year: ~$1,500,000
→ $80,000/year: ~$2,000,000

Canadian dividends are tax free inside a TFSA.

US dividends inside a TFSA are subject to a 15%

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

Walks into a bank 🇨🇦

"I want to start investing."

Advisor: "Great, here's our balanced mutual fund."

"What's the fee?"

Advisor: "2%, very standard"

"So it must beat the market with that high fee right?"

Advisor: "Past performance isn't guaranteed but our managers..."

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

Walks into a bank 🇨🇦

"I want to start investing."

Advisor: "Great, here's our balanced mutual fund."

"What's the fee?"

Advisor: "2%, very standard"

"So it must beat the market with that high fee right?"

Advisor: "Past performance isn't guaranteed but our managers..."

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

To my fellow Canadians in your 20s.

Max out your TFSA.

$583/month at 8%.
After 40 years: ~$2,000,000.
Tax free.

People will call it luck.

It won't be.

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

Canadian regulators just confirmed tokenized deposits are legally the same as regular bank deposits. 🇨🇦

What this means:
- The money is still a claim on the bank
- Canadian banks can put deposits on-chain without a new regulatory category
- This is permission to build

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

The first $100,000 might be the hardest milestone in investing. 🇨🇦

How long it takes at 8% average return inside your TFSA:

$200/month → 18.4 years
$300/month → 14.7 years
$400/month → 12.3 years
$583/month (TFSA max) → 9.6 years

The first $100k feels slow.

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

BMO just became the first Big Five bank to eliminate trading commissions. 🇨🇦

Pretty amazing this only happened because of the disruption of fintechs like Wealthsimple.

Will the other big banks continue to adapt?

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

Photonics and optical names are ripping today as $VZ and $GLW new multibillion dollar fiber commitment reinforces that AI connectivity demand is spreading well beyond hyperscalers:

$AXTI +14%
$LITE +13%
$VIAV +12%
$AAOI +9%
$COHR +9%
$CIEN +9%
$AEHR +7%

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

$MU (I bought at $518, and it rose to $1,016)

$DELL (I bought at $210, and it surged to $524)

$AMD (I bought at $342, and it surged to $477)

$MRVL (I bought at $161, and it climbed to $223)

Those who followed me into $MU and $DELL back in March are now buying cars and houses.

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

I’m only going to say this once.

Just 1 year ago:

I recommended $SNDK at $50.80.Now it’s $1,740.00

I recommended $MU at $120.90. Now it’s $1.061.59

Don’t lose hope. Opportunities are reserved for the prepared.

I will soon share my next high-quality investment pick

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

There's millions of dollars in your phone, just gotta click the right buttons to get it.

I freely share trade ideas... in just 1 month:

$MRVL ran 12.85%
$NBIS ran 8.36%
$MSTR ran 42.52%
$NOW ran 33.05%
$MRNA ran 156%
$NVDA ran 9.98%
$MU ran 16.49%
$SKHY ran 14.51%

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

3 attractive stocks you've probably never heard of.

1. $FTAI - Owns, leases and repairs jet engines.
Converting old jet engines into 25MW gas turbines for data centers.
- 55% YoY revenue growth
- 60% 2YR FWD EPS Growth
Currently trading at 0.6x PEG

2. $CLS - Hardware systems.

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

I’ll only say this once.

Possibly the fastest way to accumulate $1,000,000 in 2026.

My levels — September 3:

Do not buy
$IREN (IREN Ltd)
$SNDK (SanDisk)

Buy on these dips
$MSTR (Strategy) — $115–$120
$NVDA (Nvidia) — $215–$225
$SPCX (SpaceX) — $130–$138
$MU (Micron Technology

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

SEPTEMBER MARKET OUTLOOK: BULLISH BIAS

✅ Top Watchlist

$PLTR: Fast growth & solid profits, buy on dips

$SNDK: Memory cycle strong, datacenter demand robust

$CRM / $NOW / $VEEV: Enterprise AI tailwinds, capital returning

$SMCI: AI hardware play, high volatility for swing trd

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

Mark my words.

In 2 years, you will wish you had bought these 5 stocks at current prices.

1. $ORCL at $150 - Compute and cloud services, ramping up heavily over the next years. 40% YoY revenue growth, with over $600B in contracted backlog. Trading at 17x NTM P/E

2. $CRWV

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

$MU is expected to reach a new all time high again by the end of 2026, breaking above $1,320

Let’s predict which of the following stocks have the potential to reach new all time highs by the end of 2026.

$NVDA is going to $235
$MRVL is going to $230
$INTC is going back to $98

[Erik| Legacy Path🇨🇦🌐 @LegacPathCA]

$PLTR is projected to generate ~$50M in revenue per day by 2028.

Three years ago it was generating just ~$6M per day 😳