Jane B. Williams

Sr. Vice President, Mid Atlantic Region | NMLS #47283 | Northpointe Bank

[Jane B. Williams @LendingJane]

Scores range from 300 to 850. The higher the score, the lower the risk to lenders. A "good" credit score is considered to be in the 670-739 score range. A credit score between 740-799 is considered "very good" and a score over 800 is considered "exceptional" #2CentsTuesday

[Jane B. Williams @LendingJane]

Our exclusive List & Lock™ advantage is now available for Jumbo Loans! Attract qualified buyers and stand out in the luxury market by advertising lower rates on your higher-cost listing.
Reach out today to learn more about List & Lock for Jumbo Loans!
#ListAndLock #JumboLoan

[Jane B. Williams @LendingJane]

Generally, most air filter manufacturers and HVAC companies recommend changing your air filter every 90 days, or 3 months. Changing your filter can improve home air quality and energy efficiency, as well as providing you with better temperature control #2CentsTuesday

[Jane B. Williams @LendingJane]

Rain gutters help protect your house from serious water damage, but if they’re not cleared out and leaves build up in the fall, they’re more likely to damage your home than preserve it. Be sure to clean out your gutters BEFORE the winter weather. #2CentsTuesday

[Jane B. Williams @LendingJane]

No W-2? No Problem! We offer several exclusive loan programs for entrepreneurs, small business owners, freelancers, and self-employed home buyers. Let’s talk options! #NonQM

[Jane B. Williams @LendingJane]

Homeownership is often considered a key component of the American dream – a symbol of both financial success and independence🗽 #2CentsTuesday

[Jane B. Williams @LendingJane]

Buying a home is one of life’s biggest decisions, so why go at it alone?
An experienced REALTOR® helps navigate the market, negotiate strategically, and guide you through every step of the journey. I’d be happy to share my recommendations with you!

[Jane B. Williams @LendingJane]

Cool down your monthly energy bill by giving your heat and A/C a break! Adjusting your thermostat by just a few degrees can greatly reduce carbon dioxide emissions, helping you go green💚 while saving some green 💸

[Jane B. Williams @LendingJane]

Cap ✔️
Gown ✔️
Down payment? Let’s work on it 🎓🏡
HomeFundIt™ helps graduates take the next step toward homeownership by turning support from loved ones into a down payment fund—plus potential matching funds! Reach out to learn more #HomeFundIt #Graduation

[Jane B. Williams @LendingJane]

Every bit of savings counts! Putting aside extra for a larger down payment can lower your loan amount and reduce your monthly mortgage. Set a small savings goal each week to get closer to your homeownership dream. #2CentsTuesday #DownPayment

[Jane B. Williams @LendingJane]

Stop, Drop, Replace! When was the last time you checked your smoke alarm? When it comes to smoke and carbon monoxide detectors, the Consumer Product Safety Commission recommends checking your alarms monthly and replacing batteries annually. #2CentsTuesday #FireSafety

[Jane B. Williams @LendingJane]

FALSE! Simply having student loans won’t prevent you from qualifying for a mortgage. To prepare for a successful home buying process, focus on lowering your DTI before applying for a mortgage loan. #2CentsTuesday #HomeBuying #StudentLoans

[Jane B. Williams @LendingJane]

April showers ☔ bring... clogged gutters? Be sure to set aside some time to clean out your gutters! A little spring cleaning will help clear out all the leaves and debris from your gutters and ensure rainfall can flow freely into the spouts. #2CentsTuesday

[Jane B. Williams @LendingJane]

Renting vs. buying for a college student; it's not just a place to live, it's a financial decision. Buying a home can offer stability and potential long-term value that renting might not.
Read more here: https://t.co/wd7EQ5azEv

[Jane B. Williams @LendingJane]

Often, a condominium is considered non warrantable when phases of the condo development are not complete. Connect with me to learn more!

[Jane B. Williams @LendingJane]

Your home is a valuable financial asset! Learn how HELOCs and home equity loans can help you unlock your property's potential. Read our latest blog to find out more!
https://t.co/5DA2ZjbKeh