LendingMetrics

LendingMetrics is a credit reference agency, regulated by the Financial Conduct Authority, offering multi-award-winning credit risk products such as ADP and OBV

[LendingMetrics @LendingMetrics]

The buy-now-pay-later (BNPL) market has grown rapidly in recent years - but did you know it's worryingly unregulated? The FCA wants to change that. Read how the UK government is taking steps towards this goal. https://t.co/dFXhagzSvN

[LendingMetrics @LendingMetrics]

Part of our mission is "to bring innovative, secure and disruptively priced technology to market". Our multiple award wins and numerous customer success stories confirm we're sticking to that mission! Check out our industry-leading solutions and see https://t.co/iSymI11J5I

[LendingMetrics @LendingMetrics]

With inflation wreaking havoc and the revolving doors of government spinning faster than ever, lenders must adapt quickly if they want to survive. In this article, David Wylie looks at how macroeconomic change is driving a shift in the market. https://t.co/gjdm0TJtVE

[LendingMetrics @LendingMetrics]

Open Banking continues to go from strength to strength. We're big champions of the initiative, which empowers customers with greater control of their banking data - and it's just hit a record milestone of 7 million UK users. https://t.co/UwKR6fDPgv

[LendingMetrics @LendingMetrics]

Get credit data from Equifax and Experian, on one contract with modest volume commitments and duration. Without multiple account setup fees or long integration wait times, you'll go live quickly with no speed bumps along the way. https://t.co/HSt6QfLqxm

[LendingMetrics @LendingMetrics]

Catch up on the latest industry news in our quarterly magazine. A bright future for Open Banking, a challenging crunch for credit card fees, and an unknown fate for the financial sector in the wake of the Edinburgh Reforms. Check it out! https://t.co/Ik9weQ1HS3

[LendingMetrics @LendingMetrics]

Our latest product is a revolution in credit file quality. With DeeJoop, you can collate data from multiple credit bureaus into one single, authoritative customer record - for maximum clarity and the most accurate affordability checking. https://t.co/3sgabMD9r8

[LendingMetrics @LendingMetrics]

Wondering if a customer can afford what you're offering? Pull from CRA affordability tools, Open Banking and credit file data to build a robust credit risk profile. Get the best view of your customers' finances, instant and fully automated. https://t.co/0cNBth6iym

[LendingMetrics @LendingMetrics]

Check out the latest issue of our quarterly magazine, RedAmberGreen. In this edition, we grab our crystal ball and try to predict what the lending landscape might look like in ten years' time. We'll catch you back here in 2033 to see if we were right! https://t.co/IlWuvm2H7O

[LendingMetrics @LendingMetrics]

Have you discovered DeeJoop yet? The clue's in the name: our latest product "de-dupes" credit data from multiple bureaus. Bring together data from Equifax, Experian, TransUnion and other third parties, and eliminate duplicates to create a single record. https://t.co/3sgabMD9r8

[LendingMetrics @LendingMetrics]

If you're looking for hard proof that we're in troubled financial times, look no further than this report indicating that 40% of over 55s spent more than they earned in 2022. It's not hard to see why short-term borrowing is on the rise.

#costofliving https://t.co/xSBj2UQT0y

[LendingMetrics @LendingMetrics]

Turbulent times lie ahead for consumers and lenders. Read how financial firms will have to adapt if they want to survive in this era of unprecedented macroeconomic change.

#costofliving #lending #economy https://t.co/gjdm0TJtVE

[LendingMetrics @LendingMetrics]

Make better lending decisions and put the power in your customers' hands with OpenBankVision. By tapping into the Open Banking initiative, you can build a clear picture of a customer's affordability, including income verification.

#openbanking https://t.co/ffDJ4lRb9V

[LendingMetrics @LendingMetrics]

With consumers feeling the cost-of-living pinch, borrowers are increasingly turning to second charge https://t.co/tosK4DiOoe meet their financial needs. Read the findings from Evolution Money.

#costofliving #mortgage #crisis https://t.co/X8HTacVmEb

[LendingMetrics @LendingMetrics]

Whether it's predatory payday providers or so-called friends with dangerous connections, lenders preying on society's most vulnerable are ever-present. Read about the rise of loan sharks and what can be done about their insidious schemes.

#loanshark https://t.co/U1k7e01jZA

[LendingMetrics @LendingMetrics]

It's a tough time for consumers, which means a tough time for brokers too. Check out the challenges brokers are likely to face in 2023, as ongoing financial turmoil shows little sign of letting up.

#challenges #financialcrisis #finance https://t.co/y37oX2KKjj

[LendingMetrics @LendingMetrics]

What does the future look like for fintechs? Bankers with microchips in their brains? Omniscient AI taking over the stock market? An actual use for NFTs? Maybe these are a bit far-fetched - take a look at some more reasonable predictions for 2023.

https://t.co/AKjvxygLUJ

[LendingMetrics @LendingMetrics]

Credit bureaus track more than just your credit score. Consumer and commercial data, Open Banking, eKYC, anti-fraud, accounting, device ID, HPI, AVM, Land Registry... the list goes on. Our decisioning solutions can use all these and more.

#creditbureau https://t.co/0cNBth6iym

[LendingMetrics @LendingMetrics]

With the LendingMetrics Exchange, you can leverage our buying power and personalised service to acquire major multi-bureau CRA data, with great unit pricing and small volume commitments - all on one contract. A multi-bureau strategy couldn't be easier. https://t.co/HSt6QfLqxm

[LendingMetrics @LendingMetrics]

Did you kmow? Our commitment to disruptive innovation and value for money have made us one of the UK's leading fintech companies. Take a look at our multi-award-winning product suite and see how we're making waves in the credit risk space.

#disruptive https://t.co/iSymI11bga