Lexington Wealth Management

An independently owned, family-run #financialplanning practice. We create bespoke plans to organise your financial resources, so you can achieve your goals.

[Lexington Wealth Management @LexingtonWM]

With the office move to Siddington, we now have a new office phone number:
☎️ 01285 425863

If you need us, we're just a phone call away.

[Lexington Wealth Management @LexingtonWM]

Over 20 years ago, Gary and Caron were introduced to Lexington by a friend and initially came to us for advice on an endowment mortgage.

More than two decades later, they're still clients.

👉 https://t.co/yhPdoW4DGf

[Lexington Wealth Management @LexingtonWM]

We are delighted to welcome James Castle to the Lexington team 👋

James will be training to become a chartered financial planner, with his initial role working as an Associate Client Account Executive, where he’ll be supporting both the team and our clients.

[Lexington Wealth Management @LexingtonWM]

Neither of those felt likely this time last year.

There’s still plenty to keep an eye on, particularly on the political front, but the mood has shifted.
And we think that matters.
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[Lexington Wealth Management @LexingtonWM]

Spring has a way of clarifying things and now, after a few years of persistent noise, the economic picture is finally starting to cooperate.

UK inflation has eased to 2.8%, coming in below expectations, and the FTSE 100 has pushed through the 10,000 mark for the first time.
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[Lexington Wealth Management @LexingtonWM]

In the latest @TheFinanceGeeks Podcast, @warrenshute and @paulcleworth discuss how AI can help planners and add value to clients, as well as its disadvantages.

Listen here - https://t.co/h2STa3mVi3

[Lexington Wealth Management @LexingtonWM]

...Beating the market consistently is very difficult.

Which is why for many investors, the focus isn’t on trying to pick the winning fund…it's building a well-structured portfolio and sticking with it over time.
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[Lexington Wealth Management @LexingtonWM]

We shared the SPIVA S&P indices versus active graphic a few months ago… so what’s changed?

If you look at Europe (the closest comparison for UK investors):
👉 Back in February, around 72% of funds were underperforming over 1 year
👉 Now, that number has risen to 82%...

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[Lexington Wealth Management @LexingtonWM]

So more fund managers are falling behind the market than before. When you look over longer timeframes, it’s even clearer.
Around 9 out of 10 funds are still underperforming over 3 and 5 years.
So while the numbers move around a bit, the overall message doesn’t really change..
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[Lexington Wealth Management @LexingtonWM]

A simple idea that can make a big difference in inheritance tax planning…

[Lexington Wealth Management @LexingtonWM]

The DWP is now taking a closer look at how trusts are used when assessing eligibility for Universal Credit...

[Lexington Wealth Management @LexingtonWM]

A good adviser helps you stay focused on the bigger picture and the plan you created in the first place.

That guidance can be far more valuable than trying to “beat the market”.
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[Lexington Wealth Management @LexingtonWM]

Sometimes the biggest value of a financial planner isn’t picking investments.
It’s helping you avoid costly decisions when panic takes over.
Markets rise and fall. Uncertainty can make people react emotionally and move away from the plan at the wrong time.
(The Behaviour Gap)
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[Lexington Wealth Management @LexingtonWM]

HMRC no longer accepts telephone claims.
If you need to claim higher-rate tax relief on personal pension contributions, this must be done online, by post or through your self-assessment tax return.
You’ll also need supporting evidence from your pension provider when claiming too.

[Lexington Wealth Management @LexingtonWM]

Have you watched the latest episode of @TheFinanceGeeks?

@warrenshute and @paulcleworth talk about how they help clients go from building wealth to actually enjoying it.

https://t.co/GZ8BxQCXXG

[Lexington Wealth Management @LexingtonWM]

Why have we created the Financial Planning Coaching programme?👇

Because #financialplanning is an incredible profession… turning that knowledge into a successful business is a very different skill.

🔗 Learn more: https://t.co/sfcPi1TJ9j

#financialplanner

[Lexington Wealth Management @LexingtonWM]

"We've got the security of knowing that someone knows a lot more about finances than we do, is there to ask serious questions of and we know that we'll get good answers."

That sense of security when it comes to your financial affairs is priceless.

https://t.co/dXiMqz8L1A

[Lexington Wealth Management @LexingtonWM]

Today marks 8 years since The Money Plan, written by our co-founder @warrenshute, was first published on 25th April 2018.

8 years on, the principles remain as relevant as ever.

https://t.co/odzlgyMZRv

[Lexington Wealth Management @LexingtonWM]

Headlines vs reality 📰
It doesn’t take much now to feel like everything in the news is a bit overwhelming.

If you’re unsure how all of this affects your investments or your longer-term plans, please get in touch.

[Lexington Wealth Management @LexingtonWM]

You’ll see spikes around the financial crisis, COVID and other major events since 1990. This is based on US markets, but the same patterns play out globally, including here in the UK.
What we’re seeing now isn’t new. It’s just another example of what markets have always done.
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[Lexington Wealth Management @LexingtonWM]

Volatility feels high right now… but is it? 🤔

It feels like there’s been a lot of noise around markets recently with all the uncertainty in the headlines.

But if you take a step back, it looks a bit different.
This chart shows market volatility over the long term.
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