Thah_Business_Psychologist

PhD Candidate, Msc. I/O Psychology, QHSE, Entrepreneur, business Development Associate, Rotary International.

[Architecture Presentation @arcpresentation]

Building on a sloppy land!!!

[𝖠𝗒𝗎𝗋𝗏𝖾𝖽𝖺 𝖲𝗉𝖾𝖺𝗄𝗌 🌱 @Ayurveda_Speaks]

Supta Vajrasana
A gentle practice to calm the mind, relax the body, and support digestion.

[Antoine Anto @Mbyukansenga]

Best way to wear shirt

[BSAT Properties @BSAT_Properties]

CAN A GUARANTOR BE ARRESTED BECAUSE THE BORROWER DEFAULTED IN REPAYING A LOAN?

NO.

Many people panic when someone they guaranteed fails to repay a loan. Some even receive threats like,
"If he does not repay the loan, we will arrest you." "If he absconds, we will arrest you".

That is intimidation. Not law.

A loan transaction is a CIVIL matter.

When you stand as a guarantor, you are promising to repay the debt if the borrower defaults. Your obligation is financial, not criminal.

If the borrower fails to pay, the proper remedy is for the lender to sue for recovery of the debt and not to use the instrumentality of the police to recover the loan.

It is not a crime to owe money.

Under Nigerian law, the court have held in a plethora of cases that the police are not debt recovery agents. Arrest cannot be used as a tool to enforce repayment of a civil debt.

Section 7 of the Administration of Criminal Justice Act (ACJA) 2015 expressly prohibits arrest in lieu. A guarantor cannot be arrested simply because the borrower defaulted.

However, where there's evidence of fraud, obtaining money by false pretence, or conspiracy, that becomes a criminal matter and the police can effect arrest on the parties involved. In that situation, arrest is based on the alleged crime, not merely on default to repay a loan.

Mere inability or failure to repay a loan does not justify arrest.

HOW CAN THE CREDITOR RECOVER HIS MONEY:

🥢The creditor can sue both the borrower and the guarantor.

🥢The court can order repayment of the loan.

🥢The guarantor may be made to pay if the borrower fails.

That is civil liability and not criminal liability.

Arresting a guarantor over a simple loan default is unlawful.

Know your rights.

Not every threat is backed by law.

Stay informed.
Stay protected.
Stay Legally Wise.

IGNORANTIA JURIS NON EXCUSAT.

© Naomi Umeje Esq.

[Dédáyọ̀ Roots @DedayoRoots]

10 west AFRICAN foods support MALE SEXUAL vitality 🔥

Our grandfather didn't need a pill. He had the market.

1. Ofio (Tigernut)

[Wealth @thecapitalistt0]

Business that generates money while you sleep:

-Thread-

[Haleema Abubakar🌹 @Miss_Halimatu]

Retweet the Qur’an — your hands will bear witness for you on the Day of Judgment. 🤍❤️👏

[𝐌𝐚𝐡𝐝𝐢 || @Mahdii365_]

How To Never Miss FAJR Again⁉️

[Haleema Abubakar🌹 @Miss_Halimatu]

Congratulations to those who aren’t afraid of sharing the Quran 🤍❤️🌹🙏👏

[BSAT Properties @BSAT_Properties]

𝗬𝗼𝘂 𝗮𝗿𝗲 𝗼𝗻𝗹𝘆 𝗼𝗻𝗲 𝗺𝗶𝘀𝘁𝗮𝗸𝗲 𝗮𝘄𝗮𝘆 𝗳𝗿𝗼𝗺 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝗶𝗻𝘀𝘁𝗲𝗮𝗱 𝗼𝗳 𝗮 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆

A lot of people see uncompleted buildings as opportunity to save money. That is true, but if you don’t check well, you can inherit someone else’s serious mistake.

Before you pay for any uncompleted building, pay attention to these:

1. Proper Drawings and Approvals
Make sure the building has architectural drawings, structural drawings, and building approval documents.
Architectural drawings show how the building is planned. Structural drawings show how it is standing safely. Approval means government has cleared it.

If these are missing, you are buying guesswork. You may end up demolishing or redesigning everything.

2. Visible Survey Beacons
Check if the land still has clear survey beacons. These are the markers that show the exact boundary of the land.

If you don’t see them, you may be buying land with boundary issues. Tomorrow, neighbour can shift fence and you will start court case.

3. Check for Cracks on the Structure
Don’t ignore cracks. Look very well at columns, beams, and walls.

Small plaster cracks can be normal, but deep cracks on structural elements are a serious warning. It can mean foundation failure or poor construction.

That kind of problem will cost you heavily to fix.

4. Quality of Existing Work
Look at the blocks, concrete, and general workmanship.

Are the blocks strong or already breaking?
Is the concrete rough or properly finished?
Are the columns straight?

What you see is what you will continue with. If the foundation work is bad, you are already starting from a weak base.

5. Hire a Professional Before You Pay
This is the most important step.

Don’t use your eyes alone. Bring a builder, structural engineer, or experienced professional to inspect the property.

They will see things you cannot see. They will tell you if the structure is safe, what it will cost to fix, and if the project is worth it at all.

Many people skip this to save small money and end up losing millions.

Buying an uncompleted building is not just about the price, it is about what you are inheriting.

What do you think? Tag someone planning to buy property.

© Godwin Ohiochioya

[INHERITANCE @ImperialAssets7]

Buy the Land. Build the Business on It. Lease It Back to Yourself. Deduct Everything Legally

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[𝐌𝐚𝐡𝐝𝐢 || @Mahdii365_]

Recite and repost 🔄

[BSAT Properties @BSAT_Properties]

12 Legal Mistakes you should avoid

1. Avoid buying a jointly owned property without the consent of the co-owner.

2. Avoid renovating a rented apartment without the written consent of the Landlord or Landlady.

3. Avoid building a business without registering the business name.

4. Avoid oral agreements in businesses that involve huge amount of money.

5. Avoid depending on land receipt as evidence of ownership.

6. Avoid preparing a Deed relating to Land if you are not a lawyer.

7. Avoid signing any document you do not understand.

8. Avoid helping someone to deliver a package without knowing the content of the package.

9. Avoid domestic violēnce.

10. Avoid giving loan without a written agreement.

11. Avoid buying land that is subject to litigation or without confirming the actual owner of the land.

12. Avoid making a fãlse post about someone. You may find yourself in the middle of defamation case.

All the best.

Happy Sunday and have a blessed week ahead

© Emmanuella Ojialor

[BSAT Properties @BSAT_Properties]

My Landlord wants to sell my shop to me, he has about 7 shops lined up together and a three bed room apartment at the back, all fenced together.

He ask me to pay 9M but the money is not the problem for me Atanda.

The problem is that this man has C of O for this Land. How will he sell just one shop for me and i won't have problem tomorrow since the C of O covers the portion of my shop too.

Or if the Landlord kpai, won't the children use the C of O to collect the shop from me as we all know that C of O overrides everything on Land documents

What is your advise for me Atanda on this one cos am really confused

Like i said, m0ney is not the problem

Atanda:

The law is not emotional
No because of say you know the landlord make you come believe say the C of O na original one.

First thing, get a copy of that C of O, take it to the land registry to confirm if it's genuine or not

After confirmation and it's genuine

Come back home.

Get a surveyor to perform subdivision

The surveyor will map out your shop portion and prepare a new survey plan for you

Get a lawyer to prepare a deed of assignment that captures the details of the shop and it's cordinates as stated in the survey plan

Then to the last stage yhat seals everything

Because the Land has C of O already

You will need to get Governors Consent and they will help you do that at the Land Registry

You will to take the receipt of payment, deed, survey plan and a copy of that C of O

Then the Governor will consent to the transfer of that specific portion from the Landlord's name to your Name

If you do this

You can sleep well and no one can claim that portion from you sir

Ignorance of the law is no excuse

© Atanda

[36kinniun media👑 🦁 🕊 @fattylincorn_01]

Enjoy This Late Yusuf Olatunji Music Titled ‘YEGEDE’ volume 17 side 2

Original Lagos indigene will love it 🤍

[Lagos State University @LASUOfficial]

PRESS RELEASE

LASU RETAINS TOP POSITION IN WEST AFRICA, RECORDS MAJOR GLOBAL ADVANCEMENT IN UI GREENMETRIC SUSTAINABILITY RANKING

Lagos State University has once again retained its position as the Overall Best University in West Africa in the newly released UI GreenMetric World University Ranking for Sustainability.

The 2025 results, formally announced by the global ranking body on Thursday, 4th December 2025, placed LASU as the best, not only in Nigeria but in the West Africa region for the fourth consecutive time (2022, 2023, 2024, 2025).

In the latest ranking cycle, LASU also made an impressive leap in the global standings, moving up 39 places from 799th in 2024 to 760th among 1,745 institutions across 105 countries. This consistent upward progression, maintained since LASU joined the global ranking platform in September 2022, highlights the University’s deepening commitment to sustainability-driven innovation and institutional responsibility.

The Vice-Chancellor, Professor Ibiyemi Olatunji-Bello, mni, NPOM, received the notification of the milestone with great pride. She extended heartfelt congratulations to the entire university community, whose collective efforts made the achievement possible. She also acknowledged the invaluable support of the Lagos State Government, whose investments and encouragement continue to propel LASU towards global excellence in sustainability initiatives.

Of note, the Vice-Chancellor also expressed gratitude to members of the university community who were directly involved in the success story, including the members of the Special Ranking Committee, led by Professor Adenike Boyo; the Directorate of Research Management and Innovation, led by Professor Adejuwon Adeneye; the Centre for the Actualisation of Sustainable Development Goals (SDG), under the leadership of Professor Tayo Ajayi, as well as Acting Director of the Centre for Planning Studies, Dr Fatai Ogundele.

It is worth recalling that LASU is also currently the most subscribed university in Nigeria.

We are LASU, We are Great!

Signed
Mrs Oluwayemisi A. Thomas-Onashile
Coordinator, Centre for Information and Public Relations.
Lagos State University
05/12/2025
https://t.co/1ZcNcHvYeE

[𝐌𝐚𝐡𝐝𝐢 || @Mahdii365_]

FIVE THINGS TO SAY WHEN YOU SUDDENLY WAKE UP IN THE MIDDLE OF THE NIGHT....

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[deeñ @deenarmani_]

I need this Quran before next Ramadan in shaā Allah

[Bọ́láńlé oní story 🖋️ @tyewoolove]

Affirmation for today.

Work go come
Money go yapa
Visa go come
Joy go plenty

Somebody say amen🙏🏽