BREAKING: Real disposable income growth has now trailed real consumer spending growth for 24 consecutive months, the longest streak in data going back to at least the 1960s.
This means Americans have been spending more than their inflation-adjusted incomes have grown for 2 consecutive years.
As a result, Americans have increasingly relied on savings and debt to fund the gap.
By comparison, the previous longest streak was ~23 months, set in the late 1970s.
Meanwhile, the US personal savings rate has fallen -1.7 percentage points since January, to just 2.7%, its 4th-lowest reading since the 2008 Financial Crisis.
Furthermore, US credit card debt surged by $21 billion in Q2 2026, to $1.26 trillion, the 2nd-highest level on record.
Consumers are using debt to "fight" inflation.
One of Satan’s greatest victories isn’t making people hate Jesus.
It’s making them believe they can have Him without dying to themselves.
A crossless Christianity.
A repentance-free Gospel.
A Savior who comforts but never confronts.
But Jesus didn’t come to improve your old life.
He came to crucify it.
If following Him hasn’t cost your flesh anything, ask yourself what exactly you’re following.
Picture getting reported as a “vehicle prowler”… for opening YOUR OWN vehicle after work.
Clarkston police approached Mark Domino in a Walmart parking lot after a 911 caller said a suspicious man was checking car doors.
Domino questioned why he had to hand over ID when he insisted he’d done nothing wrong.
Minutes later, he was handcuffed and facing obstruction and resisting charges.
Then came the plot twist:
The “suspicious” vehicle he had been seen accessing was one he was legally allowed to use.
The criminal charges were later dismissed, and Clarkston ultimately reached a $25,000 settlement with Domino.
Men will say “I’m good” with a headache, 3 hours of sleep, $14 in their bank account, unresolved childhood trauma, and a check-engine light on. Brother… hold on. You're not alone.
Helped my sister open her Roth IRA back in 2017.
All she's done since is:
> logs in 1x/year every January to max her contributions
> buys stock ETFs
> goes back to living her life
9 years later and >50% of her account is now investment returns.
It can really be this simple.