Light Boris Ledum

Focused

[Light Boris Ledum @Light_Ledum]

@ChuksEmma947401 Interested sir

[Glorious God @GloriousGod01]

For those who want to start investing in mutual funds on Stanbic IBTC, here is a step by step guide.

Stanbic IBTC is one of Nigeria's most trusted and institutionally backed investment platforms. It is SEC registered and Fitch rated AAA, which is the highest possible safety rating. Your money is in serious hands.

They offer several mutual fund options but for beginners I recommend the Stanbic IBTC Money Market Fund. It is low risk, your capital is preserved and it currently offers 15% per annum. That is significantly better than any regular savings account.

Here is how to get started:

- Step 1: Download the Stanbic IBTC mobile app from Google Play Store or App Store, or visit stanbicibtcassetmanagement. com on your browser.

- Step 2: Create your account. You will need a government issued ID such as your National ID, Driver's License, International Passport or Voter's Card.

- Step 3: Choose the Money Market Fund as your preferred fund. It invests 100% in high quality short term securities like Treasury Bills and Commercial Papers.

- Step 4: Make your first deposit. The minimum initial investment is 5,000 naira. After that, you can top up in multiples of 1,000 naira anytime.

- Step 5: Set up automatic top ups so your investment grows consistently every month without you having to remember.

Important note: There is a 30 day minimum holding period (There's a penalty for early withdrawal). After 30 days, you can redeem online up to 5 million naira daily and proceeds are transferred to your bank within 2 working days.

Alternatively, if you prefer walking into a branch, you can visit any Stanbic IBTC branch nationwide, collect a subscription form, fill it and submit with your ID. That is it.

The same pattern applies here as with every platform I have recommended. Start, automate and leave it alone.

Above all, love God.

[Enugu Ezechiteoke @Onyekaa_Ezugwu]

1. Drink water before brushing, do it to cleanse your system.

2. Stretch every morning, do it to improve flexibility.

3. Eat pawpaw seeds sometimes, do it to kill parasites.

4. Take a walk after meals, do it to aid digestion.

5. Wash your pillowcase weekly, do it to prevent acne.

6. Cook at home often, do it to control your diet.

7. Walk barefoot on sand, do it to relax your nerves.

8. Wash your fruits with salt water, do it to kill germs.

9. Avoid sleeping immediately after eating, do it to prevent heartburn.

10. Drink tumeric or ginger tea, do it to fight inflammation.

11. Eat Avocado for your heart. remember to drink water.
Repost for others to learn!

[Dangote Group @DangoteGroup]

Representatives of Dangote Industries Limited, led by Managing Director, Infrastructure and Logistics, Captain Jamil Abubakar, recently engaged with the people of Ode Omi Community in Ogun State as part of ongoing preparations for the proposed Deep Seaport project.

Expected to be the largest seaport in Africa, the project represents a significant investment in infrastructure, trade facilitation, logistics capacity, and long-term economic development.

The engagement provided an opportunity to strengthen dialogue with the host community, share the vision for the project, and reinforce the importance of partnership, inclusion, and shared prosperity as development plans progress.

#DangoteDeepSeaport #InfrastructureDevelopment #CommunityEngagement #DangoteGroup

[Dr Oludayo Sokunbi @Oludeewon]

If you are a Nigerian 🇳🇬, you don't need to bribe anybody to get police character report for immigration.

Go to this website:https://t.co/LokNxnbOg9

Fill out the form, then pay.

They will send you a form to do your thumbprint, and you will get the certificate in 1-2 weeks.

Confirmed!!

RT

[Dr. Olisa Agbakoba, SAN @oagbakoba]

ENDING THE CYCLE - WHY ELECTRONIC TRANSMISSION SHOULD BE ENSHRINED IN THE ELECTORAL ACT BEFORE 2027

Nigeria's electoral framework has been plagued by persistent legal uncertainty, forcing courts to determine election outcomes. This uncertainty stems from a fundamental failure: the absence of strong regulatory processes backed by express statutory authority. With every election cycle, we rush to amend the Electoral Act. Yet we continue to grapple with the same challenges, leading to continued rounds of amendments. This vicious cycle must end.

The 2023 election exposed a critical gap in our electoral legal framework. Despite INEC's deployment of the IReV portal for electronic transmission of results, the Supreme Court ruled that this innovation lacks legal force. The Court held that because electronic transmission is not expressly provided by the Electoral Act 2022 (appearing only in INEC's Regulations and Guidelines), it is not legally binding. And that the IReV portal serves merely for public viewing and is not admissible evidence of results in election petitions. The message was unmistakable: without explicit statutory provision, electronic transmission remains optional and legally inconsequential, no matter how transparent or efficient it may be.

This legal gap creates an insurmountable evidentiary burden in election petitions. The late Justice Pat Acholonu, in Buhari v. Obasanjo (2005), doubted that a petitioner could successfully challenge a presidential election. He noted that a petitioner needed to call approximately 250,000 to 300,000 witnesses across electoral constituencies in the country, and even if successful, the president-elect would have completed the four-year tenure, rendering any victory "an empty victory bereft of any substance." This prophecy has proven tragically accurate. No presidential election petition has ever succeeded since 1999. This is precisely because the evidentiary proof of results verification from over 176,000 polling units nationwide is a practical impossibility within the short timelines allowed by law.

History offers a proven solution. The June 12, 1993 election remains Nigeria's gold standard for electoral credibility, not because of sophisticated technology, but because of uncompromising transparency. The Option A4 system ensured immediate, open verification at polling units, where voters, party agents, and observers could witness and confirm results before any collation occurred. Despite entirely manual processes, this transparency generated unprecedented public confidence. Both local and international observers acclaimed it as Nigeria's freest and fairest election. If manual transparency could achieve such credibility in 1993, imagine the transformative impact of real time electronic transmission in our digital age in 2026! It would combine immediate verification with tamper proof digital records, delivering the same transparency with far greater efficiency, security, and verifiability.

The current legislative process represents a monumental opportunity for the National Assembly to resolve this fundamental issue before the 2027 general elections. Nigerians need a perfect framework for transparency and to restore confidence in the electoral process. Without this amendment, we risk perpetuating the same cycle of disputed elections, protracted litigation, and damaged democratic credibility that has plagued Nigeria's Fourth Republic.
The National Assembly must act decisively to embed mandatory real time electronic transmission of results in the Electoral Act, removing all ambiguity and closing the legal loopholes that have been exploited to undermine the people's will. Democracy demands nothing less.

Dr. Olisa Agbakoba, SAN
February 9, 2026

[JP Attueyi @jpattueyi]

If you are an SME and you can't afford an accountant to help you compute PAYE, I gotcha.

Use this free website to calculate your PAYE: https://t.co/pZX6TJZYMx

[TiMoRi @TiMoRi__]

Tax Reform Acts_Final - Google Drive https://t.co/qp8mTx9S5W

[Joint Revenue Board, Nigeria @OfficialJRBNg]

Important Updates on Tax ID
#JRB #TaxID @FIRSNigeria @YourVoiceAtIRS @taiwoyedele

[Fiscal Reforms Nigeria @fiscalreformsng]

You don't need a Tax ID for your bank account unless…

Here’s what is true and what is untrue about Tax Identification Numbers (TIN) and bank accounts under the updated rules.
Stay informed.

#TaxReformsNigeria #PresidentialFiscalPolicy #FinancialLiteracyNG #TaxCompliance #NigerianEconomy #StayInformedNigeria

[Taiwo Oyedele @taiwoyedele]

𝐃𝐨 𝐘𝐨𝐮 𝐍𝐞𝐞𝐝 𝐚 𝐓𝐚𝐱 𝐈𝐃 𝐭𝐨 𝐔𝐬𝐞 𝐘𝐨𝐮𝐫 𝐁𝐚𝐧𝐤 𝐀𝐜𝐜𝐨𝐮𝐧𝐭?

In this video, we break down the facts around Tax ID and banking, cutting through the confusion and misinformation.

Get a clear understanding of the rules whether you’re a student, worker or entrepreneur.

Watch here: https://t.co/EBnlBIFICs

#TaxReform #TaxID #Banking #NigeriaEconomy

[Imran Muhammad @Imranmuhdz]

"We are officially announcing that we are expanding the Dangote Refinery from 650,000 barrels per day to 1.4 million barrels per day, which will make it the largest refinery in the world ever. With this expansion, we will require over 65,000 workers."

- Dangote.

[Prince Fynn @Prince_Fynnd]

1. Drink water early in the morning. Do it for your kidneys.

2. Eat at least two eggs every day. Do it for your brain and hormones.

3. Practice Kegel exercises and take a walk. Do it for your heart.

4. Drink a shot of ginger every morning. Do it to boost your immune system.

5. Get morning sunlight. Do it for your skin.

6. When you sit, sit straight. When you stand, stand straight. Do it for your spine.

7. Eat raw garlic before bedtime. Do it to boost your testosterone.

8. Eat raw onions or add them to your meals. Do it to help prevent cancer.

Repost for others to learn!

[Femi Ote$ @realFemiOtedola]

What is DAPPMAN fighting for today? To preserve a model built on fuel imports, subsidy exploitation, and outdated infrastructure? That era is fast disappearing. The setting up of depots was mainly to collect PFIs. No depots, No PFIs from NNPC who were sole suppliers of gasoline at the time and which thus led to the breeding of complacent importers whose sole agenda was on arbitrage and subsidy margins. Since PFI is gone, I see no reason why Dangote Refinery should subsidize DAPPMAN with N1.5 trillion which they are asking Dangote Refinery to pay and subsequently pass this cost to consumers. I salute the courage of my brother Aliko Dangote, like Amazon Incorporated in bringing about transformative change in the downstream sector.

On subsidy, I personally warned President Goodluck Jonathan that he was being misled. The system was built to benefit depot owners, and DAPPMAN members became the primary beneficiaries. Over ₦2 trillion was siphoned through questionable claims, all tied to depot licenses. The policy rewarded neither transparency nor innovation, it encouraged rent-seeking and corruption.

Let’s also address a myth that continues to be repeated. Depots do not drive employment as some claim. A typical depot employs perhaps five people, gatekeeper included. In contrast, a single filling station can provide jobs to dozens of Nigerians—from pump attendants to cashiers, security personnel, and cleaners.

If anything, DAPPMAN members should be focusing on owning and scaling last-mile retail outlets, not holding on to tanks built for a fuel import economy that no longer serves us.

The global picture is instructive. Depots in Amsterdam or Houston were designed to serve export markets, especially Africa. With Nigeria now refining locally, such infrastructure is increasingly unnecessary. The same thing happened in the cement industry. Once Nigeria started producing cement locally, the bulk carriers that used to dock at our ports were retired, many sold as scrap. The same outcome awaits fuel depots.

If DAPPMAN members do not adapt, they will not only become irrelevant, they may go bankrupt. Instead of resisting progress, they should consider selling, restructuring, or investing in new value chains. In fact, if they truly believe in competition, they could even come together and acquire the Port Harcourt Refinery and see if they can succeed where NNPC could not.

Even in developed markets, refinery operators are downsizing their depot footprint. Many are converting them into bonded warehouses or exiting completely. Folawiyo Group, known for its foresight and integrity, sold its depot and exited early. That is strategic thinking.

DAPPMAN had its place but today, its relevance is fast fading. We must stop clinging to outdated privileges and focus on a new era built on self-sufficiency, transparency, and sustainable value creation.
Aliko’s refinery is not the problem. It is the solution.

Let’s move forward.

Africans are proud of you. And yes, my dear brother Aliko, you can now go to Monaco and rest jejely like me. You’ve earned it.

[Femi Ote$ @realFemiOtedola]

Congratulations to my dear brother, Aliko Dangote, on the success achieved so far since the Dangote Refinery commenced operations. It is a historic leap for Nigeria’s energy independence and economic future.

But more importantly, credit must go to President Bola Ahmed Tinubu for doing what no other leader before him had the political will to execute, the full deregulation of the downstream petroleum sector. This singular act has broken the grip of entrenched interests and ushered in a new era of transparency, healthy competition, and customer-centric service delivery. In a sector long plagued by rent-seeking, subsidy fraud, product diversion, and smuggling, this reform marks a decisive break from the past and lays the foundation for a more efficient and accountable energy market.

Yet despite this progress, there are still voices clinging to the old ways. Voices determined to resist change, even when it’s clear the tide has turned.

I’ve followed recent commentary around fuel supply issues and feel compelled to provide some perspective, especially as it relates to the future of this country, which remains threatened by entrenched cabals who still believe they can block the winds of reform.

But history has shown time and again: you can delay change, frustrate it, even sabotage it but you can never stop it. I founded DAPPMAN in 2002 (23 years ago) with a clear mission, to challenge the dominance of the major marketers and give independent depot owners a fair platform to thrive.

I personally structured the group, appointing the late George Enenmoh, then MD of Ascon Oil, as Chairman, while I served as Vice Chairman and Sayyu Dantata as Secretary. At the time, depot ownership was strategic. We were filling critical supply gaps left by an inefficient system.

But times have changed. Many of the original players have exited the scene, and those left are clinging to assets that no longer reflect today’s business realities . I advised some of them as far back as last year to sell their depots as scrap while they still had value. Nigeria now has over 4 million metric tons of storage capacity, most of it idle. With the Dangote Refinery now supplying fuel locally, the old business model is crumbling.

Zenon Oil pioneered the modern diesel business in Nigeria and grew to become the largest supplier in the country. We built depots to store our imported diesel because the market was import-driven and riddled with inefficiencies. But with Dangote’s refinery fully operational, those gaps no longer exist. We now have domestic production and local supply efficient, reliable, and proudly Nigerian. Furthermore, we must not fail to recognise the attendant benefits of eliminating the grid lock around the Ibafon , Tincan and Apapa areas due to the operations of the Dangote Refinery.

More than just producing fuel, Aliko has elevated the entire logistics chain. He has purchased 8,000 brand new CNG eco-friendly trucks that will distribute across the country with less pollution and fewer breakdowns, unlike the aging, rickety trucks still used by some operators. I know this business intimately. I was king of it and at the peak of it in 2005 (20 years ago) , I was conferred with the life patron of the PTD union by Mr Akinlaja. So, when I say the game has changed, I speak from deep experience.

[Light Boris Ledum @Light_Ledum]

@EastEdgeTech @AbrahamOkah2 Please I'm interested in business analytics

[Light Boris Ledum @Light_Ledum]

@AbrahamOkah2 Interested in business analytics

[Adamu B. Garba II, Msc, MNIIA, FIDPM @adamugarba]

Our ideals and beliefs are built on Core Truth. Regardless of party affiliations and tribal/religious inclination, wherever the truth follows, that's our stand, our way and our path.

I am a firm believer in the political philosophy of the Fourth Order Theory.

I believe, as some of us do, that the Truth is the ultimate message for any political, institutional, commercial, and societal interest.

That truth is deeply embedded in our history and our traditions. We must, therefore, go back to the basic tenets of our realities, in all spheres of our lives and livelihoods.

If you believe in such ideals, then let's beam the light together for the future of our people and our continent.

Adamu Garba II

[Adamu B. Garba II, Msc, MNIIA, FIDPM @adamugarba]

The terrorist and bandit’s number one destructive force on our national life is the near total decimation of our food security and sovereignty.

When our farmers are displaced from their crop lands and our cattle are being rustled at industrial scales, who do you think benefits from such damages?

Of course, those that want to import all kinds of garbages in form of foods, the chemically combined, hybrid of foods that will force our bodies to grow like the way you grow agric chickens and fish in nurseries and cages.

If we don’t take urgent action to tame this dangerous tide, you see this bumpy, fake none tasty and zero nutritious animals you eat in the public restaurants? That is how the future of our children’s growth will likely be.

“Fat, empty, physically and mentally disoriented and in most cases, consumer vessels for the producers of such damaging chemicalized feeds.”

These wars, these banditry operations seems to be directly beneficial to those producers of such hybrids food. We must thus see the ongoing conflict taking place in the most fertile belt of the country as a clandestine operation of those directly benefiting from our lack of food sovereignty and security.

We must therefore, look into this crucial situation as a matter of national emergency to restore our farmers to their farms, empower our herders with their cows and ensure their safety and security within a certain arrangement that will guarantee their continued survival and prosperity.

Otherwise our future generation are directly impacted and we may not be as the quality of humans we have as at now.

This is a serious matter and needs to be attended to with the greatest sense of urgency required.

May God see us through and guide those charge with responsibility to see this issue as what is it, and attend to it for the benefit of our future survival as humans, and as a people.

Adamu Garba II.

[Adamu B. Garba II, Msc, MNIIA, FIDPM @adamugarba]

Subsidies were removed from the pump, the Naira and electricity meters and handed over to the governors in their monthly allocations.

HUGE SUMS. But they refused to do the needful. Instead of watering the ground, they’re lining their pockets and that of their cronies. How sad.

If the governors refused to do the needful with the huge monies given to them. Then by all means, let the subsidy come back.

Atleast when the subsidy was in effect, it provided some ease to the citizens.