Lincoln Capital

Equal Housing Opportunity ULC NMLS #2996

[Lincoln Capital @LincolnLoans]

You'll need to budget for extras when it comes to purchasing your #DreamHome! @Redfin says you should account for:

Home Appraisal & Inspection Fees
Geological study
Closing costs
Property taxes
Home insurance
Utility hookup
HOA fees
Remodels

https://t.co/LASs3wZGzO

[Lincoln Capital @LincolnLoans]

Tired of doing the annual deep clean of your current home? #SpringClean your housing situation by talking with us about #mortgage and #loan options to get a new house instead! 💐🏠💐

#LincolnCapitalLending #GetApprovedToday

[Lincoln Capital @LincolnLoans]

Want to know how to boost your #CreditScore? Follow these tips!

☑️ pay bills on time
☑️ pay down credit card debt
☑️ don't apply for new lines of credit
☑️ don't close old credit accounts
☑️ get a credit report company to dispute inaccuracies for you

#GetApproved #Mortgage

[Lincoln Capital @LincolnLoans]

5 Things to Know When Buying a Home in February https://t.co/jDAx36IBKs

#FirstTimeHomeBuyer #HomeForSale #ForeverHome

[Lincoln Capital @LincolnLoans]

What is an appraisal? 🤔
The estimate of the value of real property made by an impartial expert, typically including references to sales of comparable properties. A lender will require an appraisal, but it does not take the place of an inspection #FirstTimeHomeBuyer #HomeForSale

[Lincoln Capital @LincolnLoans]

We hope you love your #ValentinesDay as much as you love your home! 💕🏠💕

[Lincoln Capital @LincolnLoans]

Here are the top 5 things you need to know when you move into your #FirstHome:

💧 Locate the water and shut off valve
🔌 Find the circuit breaker box
☎️ Call 811 before you dig
🔨 Use a stud finder before making holes in the wall
🏠 Check the attic insulation

[Lincoln Capital @LincolnLoans]

Looking to do a little pre-spring cleaning? Check out this guide from @Houzz to check off your #February to-do's 📝

https://t.co/0pDdRCCeOR

#LincolnCapitalLending #Mortgage #Loans #CreditScore #FirstTimeHomeBuyer #HomeForSale #ForeverHome

[Lincoln Capital @LincolnLoans]

Looking for an easy way to increase your home security without spending a dime? Get to know your neighbors! When you have a relationship with your neighbors they'll be more inclined to look out for you and your property and contact you in case anything suspicious happens. 🔐

[Lincoln Capital @LincolnLoans]

What is a Step-Rate Mortgage?

This lets the interest rate increase according to a specified schedule (i.e., seven years), resulting in increased payments as well. At the end of the specified period, the rate and payments will remain constant for the remainder of the loan.

[Lincoln Capital @LincolnLoans]

Need a little extra help as a #FirstTimeHomeBuyer? Check out this #NerdWallet list of the programs that are available to #Colorado residents! 💵

https://t.co/NRgDGijs72

#HomeForSale #ForeverHome #Mortgage

[Lincoln Capital @LincolnLoans]

Wondering what type of #home will be perfect for your family? Check out this quick guide from https://t.co/eT3pIl4tWm that breaks down the different categories to help you narrow down your search! 🏠🏡🏘️

https://t.co/Gohw3MHHHW

#FirstTimeHomeBuyer #HomeForSale #ForeverHome

[Lincoln Capital @LincolnLoans]

Looking for some easy ways to increase the value of your home? Check out these tips from @diynetwork! 🔨🖌️

https://t.co/8qfhlr7AO3

#HomeImprovement

[Lincoln Capital @LincolnLoans]

Trying to save money for a #downpayment? Check out these easy tips! 💰💵🤑

Lincoln Capital Lending | Tips for Saving for Your Down Payment https://t.co/D04QZEmMtK

#Mortgage #Loans #CreditScore

[Lincoln Capital @LincolnLoans]

Looking for a new job AND a new house? Unless you're in a work situation that you absolutely need to leave, you should try to hang on to your job until after you secure your home loan. Otherwise, changes to your employment or income can significantly impact the mortgage process!

[Lincoln Capital @LincolnLoans]

What is #FannieMae 🤔

Fannie Mae is a congressionally chartered, shareholder-owned company that is the nation's largest supplier of home mortgage funds.

#LincolnCapitalLending #GetApprovedToday #Mortgage #Loans #CreditScore

[Lincoln Capital @LincolnLoans]

Both 15-year mortgages and 30-year mortgages have their own benefits. In a 15-year mortgage, the interest rate is lower. However, with a 30-year mortgage, your monthly minimum payment will be lower.

#LincolnCapitalLending #Mortgage #Loans #CreditScore #FirstTimeHomeBuyer

[Lincoln Capital @LincolnLoans]

What is a VA Mortgage?

A mortgage that is guaranteed by the Department of Veterans Affairs (VA). Also known as a government mortgage.

#LincolnCapitalLending #GetApproved #GetApprovedToday #Mortgage #Loans #CreditScore

[Lincoln Capital @LincolnLoans]

When you apply for a #mortgage make sure you have these documents ☑️

• tax returns
• bank statements
• pay stubs
• W-2s
• driver's license
• Social Security card
• marriage license

#LincolnCapitalLending #Loans #FirstTimeHomeBuyer #HomeForSale #ForeverHome

[Lincoln Capital @LincolnLoans]

We hope you're enjoying this wonderful day of celebration! Happy #MLK Day!