Liqwid

The largest lending protocol on Cardano, now 10x faster. Join the community:

[Liqwid @liqwidfinance]

The compromised account has been removed from Discord.

Please make sure you're only ever visiting official Liqwid links which are all listed in the official-links channel on Discord directly beneath the announcements channel. Bookmark these links to be safe.

[Quantumplation | Pi Lanningham @Quantumplation]

Users in the Sundae community are telling me the Liqwid Discord is compromised, and a convincing wallet drainer is being advertised.

Please be careful of connecting your wallet to any websites, and review every transaction you sign carefully.

To all other projects, please:
- review who has admin permissions on your discord
- exercise the practice of having a cold discord account that you only log in to temporarily and to make specific changes
- never ever install anything that someone asks you to, and be careful of calendy links and the like, which can pretend to ask you to sign into unrelated accounts

Like I said earlier today, there's blood in the water and where there's blood, there are sharks.

[AdaMatic + AdaWatch @AdaWatchBot]

Small but mighty AdaWatch update for everyone watching their @LiqwidFinance positions 🛡️

More markets covered. Sharper alerts. Cleaner messages.

What changed 👇

[Liqwid @liqwidfinance]

@CryptoJoe101 @AdaWatchBot Thank you for building this awesome tool @CryptoJoe101 💪

[Liqwid @liqwidfinance]

Eternl wallet users: if you’re having trouble connecting to Liqwid after the initial wallet sync, please try this:
1. Disable the Eternl extension
2. Re-enable it
3. Let all wallets fully sync in the main Eternl UI
4. Then reload Liqwid and reconnect.We’ll keep monitoring.

[Eternl @eternlwallet]

If you have connection problems with dApps after the initial wallet sync, disable the extension, then re-enable it. Make sure to let all wallets sync completely in the main UI, then reload the dApp page.

Got a few people reporting that.

[Liqwid @liqwidfinance]

👀🚀

[RealFi @realfi_co]

Big news: the RealFi Phase 1 Testnet goes live on 6 July. 🚀

This is our first public step toward next-generation stablecoin infrastructure on Cardano – and a direct response to a problem we've been vocal about:

Crypto's clearest success story has scaled as money. But not as capital.

Hundreds of billions of dollars sit idle in stablecoins: No utility. No impact on the real economy.

We think that's a problem worth solving – and the Testnet is where we start.

During Phase 1, participants can explore the platform, use its core features, and share feedback that will directly shape the protocol. This is collaborative infrastructure-building in public, and we want you involved.

Read all about it, here 👇
https://t.co/XLEk9Ckdwc

[Liqwid @liqwidfinance]

The active voting period for the following proposals will commence in approximately 11 hours and 55 minutes:
- LIP-162: Disable loan origination fees: https://t.co/roF19Rn7kw
- LIP-163: Authorize supply cap adjustments: https://t.co/EdLCICvAwq

$LQ delegates and stakers prepare to cast your votes! 🗳️

[Ben 🇬🇧🇺🇸🇯🇵 @benohanlon]

🧵1/3 Calling all single pool SPOs. @realfi_co is preparing its launch in Cardano and we are exploring a Single Pool Accelerator with selected single pool operators.

This may be the help you’ve been looking for. For anyone new to it, RealFi connects on-chain capital to real-world markets through a stablecoin designed to be backed by US Treasuries, money market funds, and private credit.

If you’re a single pool operator with roughly 1M to 12M ADA delegated, please register an expression of interest via the form I’ll link in the thread below. This is research, not an offer.

If you think single pool SPOs should help shape the RealFi launch in Cardano, please RT and share.

[Liqwid @liqwidfinance]

Liqwid now reports fees & revenue on @DefiLlama.

A small but meaningful step for transparency - this has been a consistently requested feature, and it now brings Liqwid’s protocol activity into the same view as the rest of DeFi data.

Transparent and accessible numbers for anyone tracking the ecosystem 📊

Check it out 👇
https://t.co/Eft2D7nnly

[Kylix @KylixAfonso]

I just posted a temperature check to remove loan origination fees across all @liqwidfinance markets.

Goal: reduce borrowing friction and drive higher utilization & growth. We’ve already seen USDCx debt increase from $673k (6 Jun) to $799k (17 Jun) after lowering costs.

Feedback welcome!
https://t.co/wmOwH06bl6

[Liqwid @liqwidfinance]

📢A New Governance Proposal is Live - Voting Starts in 12 Hours

LIP-150: DJED and SHEN - algorithmic stablecoin risk framework introduces a framework for mitigating tail risk associated with the DJED and SHEN algorithmic stablecoin-reservecoin pair.

Read more here 👇
https://t.co/sqnZOOyi1c

🗳️Voting starts in 12 hours.

[$chwab @ricard0schwab]

$usdcx on @liqwidfinance got an update:

[Liqwid @liqwidfinance]

🚀 Borrowing just got even better.

The fee structure updates from LIP-148 and LIP-149 are now live:

✅ USDCx borrowing with 0% loan origination fees
✅ USDCx borrow rate reduced to 8% at 90% utilization
✅ StableSwap LP borrowing with 0% loan origination fees
✅ StableSwap LP borrow rate reduced to 0.2% at 80% utilization

This makes our stablecoin markets among the most borrower-friendly and competitive in Cardano DeFi.

[Liqwid @liqwidfinance]

🌑 NIGHT Airdrop Update

The second of four NIGHT airdrop unthaw distributions for ADA market liquidity providers is ready.

Eligible LPs can now claim their unlocked NIGHT allocation on the rewards platform:

https://t.co/8m42MXijFI

Claim your rewards and stay tuned for future unthaw distributions.

[Liqwid @liqwidfinance]

We’re sharing the latest version of our Stablecoin DeFi Liquidity Budget RFP submission, following our announcement on Sunday.

As part of the community feedback period and proposal selection process, we welcome comments, questions, and suggestions from the Cardano community.

You can provide feedback:
- In the comments on this repost
- On the original post below
- Directly via email: [email protected]

We encourage everyone to review both our submission and the other proposals under consideration. Community input is an important part of ensuring the strongest possible outcome for Cardano’s DeFi ecosystem.
👇
https://t.co/DEOQq8aeGl

[Elder Millenial @ElderM]

🚨 DeFi Liquidity Update 🚨

Cardano community, we need your input!

Under the original timeline, tomorrow would be the deadline for public comment. However, there were some questions and verifications that we needed to do, so we are pushing the public comment period and all other deadlines out by 1 week.

Here is a spreadsheet of all proposals with summaries of each one. Please do make sure to read each proposal, which is linked in the document.

https://t.co/4wXapv5Sco

[Liqwid @liqwidfinance]

🚨 LIP-149: Update stableswap LP token interest rate parameters is now live for review.

The voting period for LIP-149 begins in 12 hours.

This proposal introduces a new interest rate framework for stableswap LP token markets, aligning borrowing costs with LP yield profiles rather than stablecoin lending rates.

If approved, it can unlock new DeFi strategies on Liqwid, including:
- LP token yield enhancement
- Yield arbitrage opportunities
- Borrowing against LP positions without exiting liquidity
- Leveraged LP token strategies

The proposal also includes an option to remove loan origination fees for these LP token markets.

Review the proposal and prepare to vote:
https://t.co/9U9l2R9E2M

🗳️ Voting opens in 12 hours.

[Liqwid @liqwidfinance]

🚨 LIP-148: Update USDCx interest rate parameters is now live for review.

The voting period for LIP-148 begins in 12 hours.

This proposal will significantly reduce borrowing costs in the USDCx market, building on the already implemented no-loan-origination-fee policy to make access to credit cheaper and more competitive across Cardano.

Key proposed changes:
- Optimal borrow rate: 25.76% → 8%
- Max rate: 47.39% → 40%
- Optimal utilization remains at 90%
If approved, Liqwid will offer some of the most accessible USDCx-denominated credit on Cardano while preserving safeguards against excessive utilization.

Review the proposal and prepare to vote:
https://t.co/sjKJDc5zbS

🗳️ Voting opens in 12 hours.

[Liqwid @liqwidfinance]

8 / Loan Value (End of Month)
• DJED — ~$2.53M (Peak: ~$2.54M in Week 2)
• ADA — ~$943.36K (Peak: ~$1.13M in Week 1)
• USDM — $922.63k
• Others — ~$2.77M

[Liqwid @liqwidfinance]

📷📊 MONTHLY SNAPSHOT — May 2026

🔍 Full analytics: https://t.co/GCh2Cwk9LH

May was a month of early expansion, mid-month correction, and firming borrow dynamics across the protocol. Total liquidity climbed from $32.55M (April close) to a $33.49M peak in Week 2, then pulled back sharply in Week 3 as suppliers exited — closing the month at $31.82M, a 2.24% MoM contraction.

The defining development: DJED APY opened at 9.78% and peaked at 12.09% by Week 2, settling at 12.05% at month close — materially above April's close of 11.44%. wanDAI utilisation dipped to 63.19% in Week 3 before recovering sharply to 79.40% by month end, the highest single-market reading across the protocol. wanUSDT utilisation closed at 58.69% — up from April's 53.64%.

The Week 3 pullback from $33.49M to $32.23M was supplier-driven, not forced. Total liquidation profits across May were $2,087.43 — $18.66 in Week 1, $0 in Week 2, $808.77 in Week 3, and $1,260 in Week 4. No cascading deleveraging.

Stablecoin borrowing increased over the month: borrowed assets closed at $6.04M versus an April close of $5.94M. Total protocol borrowing held flat at ~$7.3M through Weeks 1 and 2, dropped to $7.17M in Week 3, and held there through month end.

[Liqwid @liqwidfinance]

🏦 7/ Capital Distribution (End of Month)
Supplied Assets
• ADA — ~$8.49M (Peak: ~$9.59M in Week 2)
• USDCx — ~$6.01M (Stable throughout)
• DJED — $4.17M (↓ from $4.59M at month open)
• Others — ~$10.9M (Peak: ~$13.11M in Week 2)