A few ratios to include when calculating net worth.
Figure monthly housing expense & divide by your gross monthly income ~ keep it below .28 or 28%.
Consumer debt (e.g., credit cards, auto loans) ~ best kept below 20% of net take-home pay.
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#WomenAndMoney#MoneyBlossoms
What is it you desire?
What is one small thing you can do today to get you closer?
Go do that & then plan one thing for tomorrow & each day after.
It's amazing what you can accomplish over time.
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#PersonalFinanceForWomen#WomenAndMoney#FinancialGoals#MoneyBlossoms
Self-care includes paying attention to where both your energy & money go.
Do a mini "money date" with yourself today.
Where are you spending your energy?
Where are you spending your money?
Align these to match your goals & values
#MoneyBlossoms#FinancialWellness#WomenAndMoney
Help your littles in all aspects of growing, including learning good money habits.
Talk to them about money choices - spending, saving, & investing.
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#PersonalFinanceForWomen#WomenAndMoney#MoneyBlossoms
Review your income & expenses for Q3 so far.
What story are they telling?
Is it aligned with your values & goals?
If you’d like help with a plot twist, reach out — I can help you turn data into direction.
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#MoneyBlossoms#FinancialLiteracy#WomenAndMoney#FinancialAwareness
Plan a money date with your significant other!
What is the perfect way to spend a Saturday? Why?
If it's not currently feasible, what parts can you do now and how can you plan to have your perfect Saturday in the future?
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#PersonalFinanceForWomen#WomenAndMoney#MoneyBlossoms
Knowing where your money is going allows you to choose what is important to you.
Automatically renewing subscriptions can be a time saver,
but can be a financial drain if for things you neither need nor want.
#PersonalFinanceForWomen#WomenAndMoney#FinancialGoals#MoneyBlossoms
Observation is the first step to financial awareness.
Watch your habits, your patterns, your numbers —
they’ll tell you more than any spreadsheet.
This week, notice one financial habit that happens automatically.
#MoneyBlossoms#MoneyMindset#WomenAndMoney#FinancialAwareness