Faithfulness isn’t something you give a man. It’s something you give yourself. Anyone can stay loyal when things are perfect. Character is staying true to your values when no one would know if you didn’t. Trust isn’t demanded. It’s earned through consistency.
You will think you mean the whole world to her, until you go through her phone and find out you're just a small village with no electricity. Bro, please take good care of yourself.
As a home builder, we are losing a ton of our workforce because of deportations.
That being said now is the time for our American youth to start stepping up into the trades.
You want money? We need you.
This is not a joke. If we want America first, this is it.
You can take $130,000 from your 401k to start a business. No tax. No 10% penalty. The IRS wrote a form for it in 1974 and nobody talks about it.
It's called ROBS. Rollovers as Business Startups.
Normal way to use 401k money before retirement: withdraw it, pay 24-37% income tax, pay the 10% early withdrawal penalty, end up with $78,000 on $130,000.
ROBS way: roll the $130k into a new C-corp's retirement plan, the C-corp buys business stock from itself with those funds. You walk away with $130,000 in business capital. Zero tax. Zero penalty.
The structure:
Step 1: Form a C-corp. Not LLC. ROBS requires C-corp
Step 2: C-corp opens its own 401k plan
Step 3: You roll your old 401k into the new C-corp's 401k
Step 4: The 401k buys company stock with the funds
Step 5: Company now has $130K cash. Your retirement account owns the stock. You run the company as CEO and draw a salary
Total setup cost: $4,500-$6,000 in legal and admin fees. Companies like Guidant Financial and Benetrends do these every day.
Now stack ROBS with the 0% credit play:
ROBS: $130,000 from your own 401k, tax-free
0% business cards: $100,000-$150,000 at 0% APR
Combined funding: $230k-$280k. Zero traditional debt. Zero credit pulled on the 401k portion. Zero tax owed.
The catch:
The C-corp must operate as a real business. Passive investments don't qualify. You draw a real salary. Annual compliance filings required.
A woman opened a daycare in Ohio with $94,000 in ROBS funds. Three years later the daycare is worth $1.2M and her 401k holds the stock. She built a million-dollar retirement asset without ever putting in another dollar.
Your 401k is sitting in some Vanguard target-date fund earning 6%. It could be funding a business you own.
dm me "funding" and i'll show you how you can qualify for up to 250k in 0% APR funding (if you have a 700+)
Being in a serious relationship means moving with respect, not just freedom. Nobody’s controlling you, but some things simply stop being worth it when you value your partner. Before making a move, ask yourself: “Would I be okay if they did this?” That’s where real respect starts.
The middle class is the most expensive place to live, and no one talks about it. Lower income households get assistance. The wealthy use tax strategies and loopholes. But the middle class pays full taxes, full tuition, full healthcare, full everything. So you work 50 hours a week just to stay in the same place and fund everyone’s life except yours.
Everyone shouts "Tax the Rich"... but look at the facts.
A $150k earner pays around $30,600 in federal tax.
A $25k earner pays about $1,200.
It takes 25 people on $25k to contribute what one person on $150k does.
So why drive high earners out of the U.S. when they already shoulder most of the burden?
The problem isn't how much tax is collected.
The problem is how much the government wastes.
Stop blaming the rich.
Start holding the government to account.
The Chargers and Derwin James have agreed to an extension to make James the highest-paid safety for the second time in his career. 💰🍢
It's a 3-year, $75.6M deal for the five-time Pro-Bowler.
$500 a month paid to social security for 40 years gets you $2k a month in retirement and $0 for your kids when you die.
$500 a month in the S&P for 40 years gets you $20k-$27k a month in retirement and $3.1 million to your kids when you die.
It’s time to end social security.
Your children always wanting to be in your room, in your space, or just near you is really a sign that they feel safe with you. They love your presence, your energy, and the comfort of home you created for them. That’s not something to take lightly. Job well done.