Eddy Baba⚜️ @LordEddyBaba - Twitter Profile

One thing a bad debt can steal from you is your confidence. One pattern I’ve noticed with many people who fail publicly and never recover is that they hide. And I have come to believe that hiding is one of the fastest ways to destroy a great future. Because while you are hiding, opportunities cannot find you. Relationships begin to fade. Your confidence deteriorates. Before long, you become a shadow of yourself. When I found myself in debt, I was deeply ashamed. But I told myself one thing: hiding would not pay the debt. I approached my banks. I was honest with the people I owed. Some understood. Some didn’t. Some dragged me publicly. Some tarnished my name with lies. It hurt, but I refused to disappear. I remember one loan app in particular out of the many ones I borrowed from, Carbon. Every time they called, I picked. They would ask when I intended to pay, and I would tell them the truth. Sometimes I would say, “I don’t have the money today, but this is what I can pay on this date.” And somehow, don’t know how but they won’t call me until the day I had given. I spent well over a year clearing that debt little by little. There was no need to harass my family or friends because I never ran from the conversation. I answered the calls, even though every ringtone sent my heart racing. Some people I owed became angry that I was still posting online, still smiling, still living my life. But I had to remind myself that disappearing would not magically produce the money I owed. If anything, hiding would only cut me off from the very opportunities that could help me repay those debts. Looking back today, I’m grateful I didn’t surrender to shame. Shame tells you to hide. Wisdom tells you to face reality. Growth begins the day you stop running from your problems and start confronting them, however imperfectly. That season changed me. It built resilience I could never have learnt in comfort. Today, there is hardly any challenge I believe I cannot face head-on, because I have learnt that courage is not the absence of fear, courage is refusing to disappear when fear tells you to. #Tadé