Stephen Clacy

[Stephen Clacy @LordNumpty]

@christopherhope @positive4uk What would it cost the govt to keep it going taking a financial interest in the business compared to the cost in welfare benefits and damage to our economy - nobody in parliament has a business mind so the question never gets thought through

[Stephen Clacy @LordNumpty]

@lippyent You have shown us better one than that in the past

[Stephen Clacy @LordNumpty]

@JamesCWarne I bought a coffee in Starbucks today

[Stephen Clacy @LordNumpty]

@moving_charlie I saw this coming - I have accurately predicted 6 of the last 3 downturn’s

[Stephen Clacy @LordNumpty]

@otokyo Environmental Health Officers report closing the establishment down

[Stephen Clacy @LordNumpty]

@mikecosgrove @mongrelcelt I can see some logic to it but it comes with huge caveats and individuals would need to be subject to regular reviews making them aware that the mortgage needs to be paid down if there is a pension pot to draw on in later life

[Stephen Clacy @LordNumpty]

@MerrynSW I think she is innocent - they had a high net income, she delegated household finances to him - he was a liar and would’ve lied to her - he has made a fool of her and cost her the opportunities of a top politician in her later years - she wouldn’t have risked that for a motorhome

[Stephen Clacy @LordNumpty]

@moving_charlie If house sales have slowed down but flat sales increased in numbers because of renters reform with landlords selling up - that MAY explain the collapse in prices

[Stephen Clacy @LordNumpty]

@PaulSchleifer It is indeed good news for the treasury - we are hopefully reaching a point where the retirement age is higher than average life expectancy - staff having to take time off attend funerals of colleagues will become an issue going forward

[Stephen Clacy @LordNumpty]

@ronsterd89 I put balsamic vinegar on my eggs

[Stephen Clacy @LordNumpty]

@financefraz @muffledvoice100 indeed you can live on less than £150k but the question posed said comfortably

[Stephen Clacy @LordNumpty]

@muffledvoice100 @financefraz Retirement Living Standards produced by the Pensions UK suggested a couple needed £60.9k AFTER tax assuming no mortgage or kids to support - I think your figs are a bit on the high side but not that far adrift

[Stephen Clacy @LordNumpty]

@financefraz Retirement Living Standards produced by the Pensions UK a single person to live comfortably needs £43.9k and a couple £60.6k AFTER tax assuming no mortgage or rent and no kids to support

[Stephen Clacy @LordNumpty]

@lippyent Murder on the Orient Express

[Stephen Clacy @LordNumpty]

@Lord_Talbot64 @biggle1908 Sarah and Keir have never been seen together at the same time …..draw your conclusions from that

[Stephen Clacy @LordNumpty]

@NotFarLeftAtAll I am sure she means well but we have got to get serious about reviewing net zero and promoting growth through encouraging enterprise

[Stephen Clacy @LordNumpty]

@Daisy55oj Geography and RE

[Stephen Clacy @LordNumpty]

@ronsterd89 Horseradish

[Stephen Clacy @LordNumpty]

@vadabac340 @celtic_jaime Nobody except an aunt of mine linked the blue and pink one

[Stephen Clacy @LordNumpty]

@celtic_jaime Except for the two covered in tiny blue and pink spots