Chuchu Lucas Osagede

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[Chuchu Lucas Osagede @LucasOsagede]

So true.

[Osaretin Victor Asemota @asemota]

believe that this is an evolutionary instinct, perfected over time, for selecting partners. It is on a different level for both sexes and often defies logic when people only see the superficial. A woman can know who you are from observing you more than you know yourself as a man.

When it comes to partner selection, women are much more ruthless than men realize. I still remember someone telling me that she decides whether to sleep with someone within less than one minute of meeting them. This was after I had spent months chasing her, thinking I was successful because of my effort.

She had made up her mind the minute that we met. She had also planned the relationship's future and knew it was just physical because she saw I wasn't ready to commit quickly.

She said something I would never forget: "You are a firstborn, but you don't behave like one." I was still living with my uncle then. I moved out later, when another girl I was dating insisted she would stop visiting me if I didn't.

One of women's purposes in relationships is to refine men. I am better off as a man because of the many relationships I have had. I learned from the gift of feedback.

Women also have the benefit of numbers: men ask them out more, and they have a larger pool from which to assess and draw inferences. All the rejections I have had have been very helpful, as they have helped me improve myself until I found the one that I truly loved and loved me back for just being me.

The tragedy is that women rarely handle similar rejections well, as they are rare. They would rather adapt to people whom they fear would reject them, and that is how they end up in bad relationships. It is hard for confident women to end up in bad relationships, as they don't fear rejection.

Men who fear rejection are also the worst in humanity. They turn out to be monsters. Rejection and learning are all parts of character development. This is why I encourage young people to date widely and learn more about themselves before committing to any long-term relationship or marriage.

[Kalu Aja @FinPlanKaluAja1]

China educated ALL rural children before it started building the massive infrastructure

Nigeria was ahead and richer than China in terms of GDP per capita from 1960 to the late 1970s; this was not because of oil, it's because Nigeria educated everyone for free

No economy on Earth has grown without an increase in education spending. There is a positive correlation between educational achievement and GDP per capita

You can argue, or you can do your own research

[Chuchu Lucas Osagede @LucasOsagede]

Hi @followlasg
I really do not think you enjoy putting commuter through stress nor desire joy in chaos.
If so, you have not fully opened a road (Ijora - Eko) that creates gridlock then connecting outer Marina is now a project. This is not right. Please help ease traffic. Thanks

[Chuchu Lucas Osagede @LucasOsagede]

@ARIAREIGN180683 What has the world turned into?
And you are vex? Haba na.

[Chuchu Lucas Osagede @LucasOsagede]

@Health_Baron @instablog9ja Lol

[Dami’ Adenuga @DAMIADENUGA]

This young woman is doing a very important job 👏🏽

[Union Bank of Nigeria @UNIONBANK_NG]

They say it takes a certain spirit to build from nothing. A certain rhythm to turn struggle into song. A certain kind of faith to look at tomorrow and say "that is mine to make." It is the impossible drive of the Nigerian heart, the one that creates global fashion from a tiny room in Ajegunle, world-class tech from generator-powered hubs, and turns "no way" into "watch me do it anyway."

This is Made in Nigeria!

For over 100 years, we have been here. We see that fire, it is what gets you up before dawn and keeps you dreaming long after dark. From generation after generation, we have been a part of your journey, not just to fund that flame, but to fan it.

This is our story. This is your story! With Union Bank in your corner.

[Taiwo Oyedele @taiwoyedele]

We are pleased to note the feedback from workers who have received their salaries for January 2026 and confirmed a reduction in their PAYE tax resulting in higher take home pay under the new tax laws.

To ensure that relevant individuals charged with the responsibility to implement these changes for the benefit of employees in their organisations are well informed, the Presidential Fiscal Policy and Tax Reforms Committee is hosting a session for the key stakeholders in collaboration with the Joint Revenue Board.

𝐓𝐚𝐱 𝐑𝐞𝐟𝐨𝐫𝐦 𝐈𝐦𝐩𝐥𝐞𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 𝐒𝐞𝐬𝐬𝐢𝐨𝐧 𝐟𝐨𝐫 𝐇𝐑, 𝐏𝐚𝐲𝐫𝐨𝐥𝐥 𝐚𝐧𝐝 𝐓𝐚𝐱 𝐌𝐚𝐧𝐚𝐠𝐞𝐫𝐬

You are invited to register for an engagement session with the Joint Revenue Board and the Presidential Fiscal Policy & Tax Reforms Committee.

𝐓𝐚𝐫𝐠����𝐭 𝐚𝐮𝐝𝐢𝐞𝐧𝐜𝐞:

HR Directors, Payroll Managers, Chief Financial Officers, Tax Managers and Other Senior Executives responsible for the management of employee compensation and payroll tax compliance.

When: Wednesday Jan 28, 2026

Time: 3:00 PM Nigerian Time

Topic:  Personal Income Tax Compliance Under the New Tax Reform Acts

Register in advance for this webinar:
https://t.co/ufC2WxB41s

After registering, you will receive a confirmation email containing information about joining the webinar.

#FiscalReforms #TaxBenefits #KnowledgeIsPower

[Chuchu Lucas Osagede @LucasOsagede]

@vee_uncommon Deep friendship.
Lovely

[Chuchu Lucas Osagede @LucasOsagede]

@Chima_Obi1234 This is so sad. It's high time medical practitioners are held accountable.
This act of negligence is becoming too much.

So sorry for the loss.

[Chuchu Lucas Osagede @LucasOsagede]

@abdullahayofel Let's do a math. By how much, in percentage, has peoples salaries increased by from Buhari's term (going farther before Tinubu)?

Then compare that to how much the price of items have gone up since Tinubu came to power.
You can keep the answer to yourself.

We are just surviving

[Chuchu Lucas Osagede @LucasOsagede]

@aonanuga1956 So people should not carryon with their lives? Hmm

[Chuchu Lucas Osagede @LucasOsagede]

@BalogunKakanfo1 This is the funniest thing I have read this Christmas day.

So his problem is because he married an Ibo woman. Wonderful

And IPOB caused mayhem in Lagos during #EndSARS. Wonderful.

Please just go straight and express your dislike towards Ibos. Stop giving stories.

[Chuchu Lucas Osagede @LucasOsagede]

@mariolexxx How na

Well everyone has their interpretation

[Chuchu Lucas Osagede @LucasOsagede]

@ceraliza Accept the 20k in good fate. The thought counts.

Then use your own money for the other expenses since the 20k isn't enough.

Everybody played their part toward the celebration.

Merry Christmas

[Chuchu Lucas Osagede @LucasOsagede]

@OgbeniDipo Yes I agree that Lagos needs to break.
Also, I understand there will be pressure due to population, but remember no state generate as much IGR as Lagos. That means, the more the population, the better our IGR. That means the roads can be fixed.

Greetings boss.

[Chuchu Lucas Osagede @LucasOsagede]

@_James041 @asemota Long before that, the Policymakers interpreted those things they do not understand as forbidden. That also speaks to healing someone tagged as cursed was taken to be voodoo.

[Taiwo Oyedele @taiwoyedele]

𝐅𝐈𝐅𝐓𝐘 (50) 𝐓𝐀𝐗 𝐄𝐗𝐄𝐌𝐏𝐓𝐈𝐎𝐍𝐒 𝐀𝐍𝐃 ���𝐄𝐋𝐈𝐄𝐅𝐒 𝐓𝐇𝐀𝐓 𝐖𝐈𝐋𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓 𝐓𝐇𝐄 𝐌𝐀𝐒𝐒𝐄𝐒 𝐔𝐍𝐃𝐄𝐑 𝐓𝐇𝐄 𝐍𝐄𝐖 𝐓𝐀𝐗 𝐑𝐄𝐅𝐎𝐑𝐌 𝐋𝐀𝐖𝐒

From 1 January 2026, the new tax laws will provide many reliefs and exemptions for low-income earners, average taxpayers, and small businesses including:

𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱 𝐨𝐫 𝐏𝐀𝐘𝐄

1. Individuals earning the national minimum wage or less (exempt)
2. Annual gross income up to ₦1,200,000 (translating to about ₦800,000 taxable income) is exempt
3. Reduced PAYE tax for those earning annual gross income up to ₦20 million
4. Gifts (exempt)

𝐀𝐥𝐥𝐨𝐰𝐚𝐛𝐥𝐞 𝐃𝐞𝐝𝐮𝐜𝐭𝐢𝐨𝐧𝐬 & 𝐑𝐞𝐥𝐢𝐞𝐟𝐬 𝐟𝐨𝐫 𝐢𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥𝐬

5. Pension contribution to PFA
6. National Health Insurance Scheme
7. National Housing Fund contributions
8. Interest on loans for owner-occupied residential housing
9. Life insurance or annuity premiums
10. Rent relief - 20% of annual rent (up to ₦500,000)

𝐏𝐞𝐧𝐬𝐢𝐨𝐧𝐬 & 𝐆𝐫𝐚𝐭𝐮𝐢𝐭𝐢𝐞𝐬 - 𝐄𝐱𝐞𝐦𝐩𝐭

11. Pension funds and assets under the Pension Reform Act (PRA) are tax-exempt.
12. Pension, gratuity or any retirement benefits granted in line with the PRA
13. Compensation for loss of employment up to ₦50 million

𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐆𝐚𝐢𝐧𝐬 𝐓𝐚𝐱 (𝐂𝐆𝐓) - 𝐄��𝐞𝐦𝐩𝐭

14. Sale of an owner-occupied house
15. Personal effects or chattels worth up to ₦5 million
16. Sale of up to two private vehicles per year
17. Gains on shares below ₦150 million per year or gains up to ₦10 million
18. Gains on shares above exemption threshold if the proceed is reinvested
19. Pension funds, charities, and religious institutions (non-commercial)

𝐂𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱 (𝐂𝐈𝐓) - 𝐄𝐱𝐞𝐦𝐩𝐭

20. Small companies (turnover not more than ₦100 million and total fixed assets not more than ₦250 million) pay 0% tax
21. Eligible (labelled) startups are exempt
22. Compensation relief - 50% additional deduction for salary increases, wage awards, or transport subsidies for low-income workers
23. Employment relief - 50% deduction for salaries of new employees hired and retained for at least three years
24. Tax holiday for the first 5-years for agricultural businesses (crop production, livestock, dairy etc)
25. Gains from investment in a labeled startup by venture capitalist, private equity fund, accelerators or incubators 

𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 𝐋𝐞𝐯𝐲 - 𝐄𝐱𝐞𝐦𝐩𝐭

26. Small companies are exempt from 4% development levy

𝐖𝐢𝐭𝐡𝐡𝐨𝐥𝐝𝐢𝐧𝐠 𝐓𝐚𝐱 - 𝐄𝐱𝐞𝐦𝐩𝐭

27. Small companies, manufacturers and agric businesses are exempt from withholding tax deduction on their income
28. Small companies are exempt from deduction on their payments to suppliers

𝐕𝐚𝐥𝐮𝐞 𝐀𝐝𝐝𝐞𝐝 𝐓𝐚𝐱 (𝐕𝐀𝐓) - 0% 𝐨𝐫 𝐄𝐱𝐞𝐦𝐩𝐭

29. Basic food items - 0% VAT
30. Rent - Exempt
31. Education services and materials - 0% VAT
32. Health and medical services
33. Pharmaceutical products - 0% VAT
34. Small companies (≤ ₦100m turnover) are exempt from charging VAT
35. Diesel, petrol, and solar power equipment - VAT suspended or exempt
36. Refund of VAT on assets and overheads to produce VATable or 0% VAT goods and services
37. Agricultural inputs - fertilizers, seeds, seedlings, feeds, and live animals
38. Purchase, lease or hire of equipment for agric purposes 
39. Disability aids - hearing aids, wheelchairs, braille materials
40. Transport - shared passenger road transport (non-charter)
41. Electric vehicles and parts - exempt
42. Humanitarian supplies - exempt
43. Baby products 
44. Sanitary towels, pads or tampons
45. Land and building

𝐒𝐭𝐚𝐦𝐩 𝐃𝐮𝐭𝐢𝐞𝐬 - 𝐄𝐱𝐞𝐦𝐩𝐭

46. Electronic money transfers below ₦10,000
47. Salary payments
48. Intra-bank transfers
49. Transfers of government securities or shares
50. All documents for transfer of stocks and shares

Share this good news with everyone you care about who needs to know. 

𝐈𝐍𝐅𝐋𝐔𝐄𝐍𝐂𝐈𝐍𝐆 𝐅𝐎𝐑 𝐆𝐎𝐎𝐃

Nominate a content creator who’s been educating their audience about Nigeria’s new tax reform laws or someone you’d like to see do so.

We’ll be selecting the top 20 creators with the most nominations for a special training to help them share accurate, balanced, and useful tax information with their followers.

Misinformation spreads fast, often to the author’s benefit but to the audience’s loss. Accurate information may travel slower, but it empowers everyone, and earns lasting trust.

Tag or mention your favourite influencer to nominate or fill the nomination form https://t.co/D9EeMyy0gL. Nomination closes on 9 November 2025.

- 𝘗𝘳𝘦𝘴𝘪𝘥𝘦𝘯𝘵𝘪𝘢𝘭 𝘍𝘪𝘴𝘤𝘢𝘭 𝘗𝘰𝘭𝘪𝘤𝘺 & 𝘛𝘢𝘹 𝘙𝘦𝘧𝘰𝘳𝘮𝘴 𝘊𝘰𝘮𝘮𝘪𝘵𝘵𝘦𝘦

[Tomi @Tomi_Tomero]

Here's a comparison of PAYE computation under the Personal Income Tax Act and Nigerian Tax Act.

Please note that taxable income could vary from individual to individual based on eligible deductions.

[OG @OrevaogheneGP]

If you’re taking ICAN exams this November diet, I guess you already know we’re in the last minutes.

For FR Candidates, If you can complete these, i assure you, you’re set for this diet.

Note: This is not from ICAN. It is just a test I’ve put together. Do well to share. Everyone deserves to qualify ❤️

Number One 1️⃣