Luxurious Credit

[Luxurious Credit @LuxuriousCredit]

It’s just so much to unpack and I’m going to break it all down to you ya’ll! These collection agencies are really destroying our credit, our nervous system, and taking our money because we are NOT using our consumer right! They are literally playing right in our faces!

[Luxurious Credit @LuxuriousCredit]

If you have Midland Funding, Portfolio Recovery, Transworld, LVNV Funding, National Credit System, Enhanced Recovery, or any other collection agency calling you, demanding payment, or trying to sue you…listen up!

[Luxurious Credit @LuxuriousCredit]

So what does that mean??!! It means that they can collect on and make $100,000 on debts they ONLY paid $10,000!! That’s $90,000 profit!!! And again….most of these accounts are deemed uncollectible but people are paying them WITH no questions asked!!!!

[Luxurious Credit @LuxuriousCredit]

They file lawsuits and bank on you not showing up so that they win by default. Throw collections on your credit report, especially when they know you’re about to make a big purchase like a house. Harassing you with rotator dialing. Purposely ignoring your dispute letters.

[Luxurious Credit @LuxuriousCredit]

APRIL FOOLS DAY is cancelled this year cause no made up prank could match the unbelievable sh*t going on in the world right now…

[Luxurious Credit @LuxuriousCredit]

$125k fully remote or $165k three days on site, which would you choose?

[Luxurious Credit @LuxuriousCredit]

Unless I see "was $5600, now $16.75", I’m not interested in no black Friday sale….period!

[Luxurious Credit @LuxuriousCredit]

If you want this letter, simply click the link in my bio and grab it. BTW…ITS FREE!

[Luxurious Credit @LuxuriousCredit]

Get collection accounts sent back to the original creditor and get them removed from your credit report!

This happened to me…

[Luxurious Credit @LuxuriousCredit]

I immediately made a copy and sent it to the credit bureaus to ensure the collection accounts got removed and they did!

This letter was is to the point and VERY effective!

[Luxurious Credit @LuxuriousCredit]

I wrote them another letter demanding that the collection accounts be sent back to the original creditor, cease all collection activity, close the accounts in their office and REMOVE them from my credit reports!

They sent me a letter a month later honoring my request.

[Luxurious Credit @LuxuriousCredit]

I then disputed the accounts with the collection agency and they stated they would put the accounts “on hold” until they could validate the accounts!

Absolutely NOT! Why are the collection accounts reporting to my credit report if they haven’t been validated in the first place?!

[Luxurious Credit @LuxuriousCredit]

I had three medical bills hit my credit report which dropped my credit score and damaged my credit report.

These accounts were thrown onto my credit report without my knowledge or previous warning.

[Luxurious Credit @LuxuriousCredit]

Soooo are we gonna talk about how UNaffordable life is becoming or...