MCC Law Center

MCC Law Center is a community mediation center that offers free services on consumer protection, face-to-face, housing mediation, and conciliation.

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Reporting a scam could soon be easier. The proposed https://t.co/hjYKy0Kw7Z Act would create one federal website for consumers to report fraud, get help, and connect with the right agencies. Supporters say it could improve scam tracking and enforcement nationwide.

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Crypto ATM scams are rising fast. Scammers posing as government agencies, tech support, or investment advisers pressure victims to deposit cash into cryptocurrency kiosks. Slow down, verify claims, and never send crypto under pressure.

[MCC Law Center @MCCLawCenter]

Mortgage rates just hit their highest level in nearly 9 months, adding more pressure for homebuyers already facing high prices and taxes. Experts say comparing lenders and getting multiple quotes could still save consumers thousands.

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USPS may add a fuel surcharge to some packages, which could mean higher shipping costs for small businesses and shoppers. It’s not final yet, but it’s something to watch if you ship or shop online 📦

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Fake CAPTCHA scams are on the rise. That “I’m not a robot” box could trick you into allowing notifications or malware. Real CAPTCHAs won’t ask you to click “Allow” or download anything. If it feels off, close the page and move on. Stay alert online.

[MCC Law Center @MCCLawCenter]

Know your rights! 🚨 MA debt collectors CANNOT threaten you, discuss your debt with neighbors, or pretend to be the gov. They MUST verify the debt in writing. Don't share personal info until you confirm their license! #ConsumerProtection #Massachusetts

[MCC Law Center @MCCLawCenter]

🚗 Got a new car that won't stop breaking down? MA's Lemon Law may entitle you to a full refund or replacement! 3 failed repairs = you have rights. #ConsumerProtectionWeek #KnowYourRights

[MCC Law Center @MCCLawCenter]

📉 U.S. consumer confidence slipped in August: The index fell to 97.4 as worries over jobs, income, tariffs & rising prices grew. The Expectations Index stayed below 80, a level often signaling recession risks. 💼💳

[MCC Law Center @MCCLawCenter]

📚✏️ Back-to-school shopping is driving up credit card debt! August sees 75% more debt than average. With ads pushing extras like headphones & even air fryers, overspending is easy. Plan ahead, compare prices, and set a budget to save. 💳📉

[MCC Law Center @MCCLawCenter]

Consumer sentiment jumped 15% in June despite tariff worries, as inflation fears ease. But confidence still trails Dec 2024 highs, and long-term concerns about trade and the economy remain. Inflation expectations dropped sharply to 5.1%.

[MCC Law Center @MCCLawCenter]

Macy's, Lowe's, and Dell have the most web trackers collecting user data, while Walmart, Apple, and Nike have the fewest, per ConsumerAffairs. Trackers build personal profiles, but users can block them with VPNs or ad blockers.

[MCC Law Center @MCCLawCenter]

Retail execs warn new tariffs could trigger product shortages and price hikes. Manufacturing orders and shipping from China are already down, and essentials like clothes and shoes may be hit first. Everyday costs could rise by 2% or more. #Tariffs #Retail

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A lawsuit claims Toyota and its affiliate illegally shared drivers' data—including location and braking habits—with Progressive, violating privacy laws. A Florida man says his data was shared despite opting out of tracking, raising major privacy concerns.

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Mortgage rates continue a slow decline—30-year FRM now at 6.62%, down from 6.64% last week and 6.88% a year ago. The 15-year FRM holds steady at 5.82%. With rates under 7% for 12 weeks, Freddie Mac sees a stronger spring homebuying season ahead.

[MCC Law Center @MCCLawCenter]

77% of Americans say tariffs are raising electricity costs—especially Gen Z and millennials. 56% saw bills rise last month, up $50 on average. 83% support cutting tariffs on solar and grid tech to lower energy costs, per Payless Power.

[MCC Law Center @MCCLawCenter]

Trump’s 25% car tariff takes effect this week, aiming to boost U.S. auto jobs. But even American-made cars with foreign parts may face price hikes. Experts predict costs could rise $6K–$16K, hitting all automakers. Expect higher prices across the board. #AutoTariffs

[MCC Law Center @MCCLawCenter]

Watch for scam “red flags”! If a U.S. company message says “would you kindly,” it’s likely a scam. Scammers also ask for odd payments like gift cards, Bitcoin, or payment apps. Real companies take credit cards. Stay alert and don’t get tricked! #ScamAlert

[MCC Law Center @MCCLawCenter]

Home prices have stayed high despite slowing sales, but signs now favor buyers. In February, 16.8% of listings saw price cuts, up from 14.6% a year ago. New listings rose 4.2%, the most since 2021. The median price dipped to $412K, partly due to smaller homes.

[MCC Law Center @MCCLawCenter]

Homebuyers are putting more down—16.3% in December, up from 15% earlier in 2024. Higher home prices drive the trend, with the median down payment hitting $63K. But with a shifting market, experts say buyers don’t always need to break the bank. #HousingMarket