Matthew Burrows

Writing about the stuff that actually hits your wallet. UK Finance, plain English. Not advice - just clarity.

[Matthew Burrows @MJBurrows]

I started this because, for years, I've watched really smart people feel a bit lost about their own money. Friends, family, people I work with. Capable people who could easily get it if someone had just taken the time to explain it properly.

I work in finance, so I thought I'd give it a whirl.

That's what MJBurrows is. What's going on with rates, markets, mortgages and pensions, and what it actually means for you. Plain English, so it makes sense.

If you've ever sat in a money conversation nodding along, with no idea what anyone's on about, this page is for you.

[Matthew Burrows @MJBurrows]

@vanazadian @TradingDeskHQ @corleoneinvests @cmsinvests @elitecryptobro @TheStockBro @itmeig @etheralen @Adamdesgns @julianv633 @PressleyAltman @bigmelloww @fammetaX @investedcouple @RaccoonHeadset @MDCTrades305 @routh_jonas @stocklurker11 @Path21Mil @CamperdownCo @Investinc_Intel Thanks for the shoutout Van! Appreciate it!

[Matthew Burrows @MJBurrows]

@manxlab A Nando’s that can travel.

[Matthew Burrows @MJBurrows]

@IndexAndForget I put in as much as what my employer will match. Beyond that, it’s going elsewhere.

[Matthew Burrows @MJBurrows]

@niqudrift Any takers?! 😅

[Matthew Burrows @MJBurrows]

@Denche2005 Older AI.

[Matthew Burrows @MJBurrows]

@danmartell This is actually sound advice. Something to implement.

[Matthew Burrows @MJBurrows]

Gauke's to do list, for families and for the government: https://t.co/rmH2Pu2XwB

[Matthew Burrows @MJBurrows]

Inheritance tax can land before the inheritance does, and from April 2027 most unused pensions are in the tax net too.

The tax is due by the end of the sixth month after a death, and executors usually pay at least some of it before probate, the legal go ahead to deal with the estate. The inheritance itself can take six to 12 months to arrive.

On government estimates, around 10,500 estates that would have owed nothing will pay in 2027/28. Steve Gauke at Provira reckons beneficiaries may only reach about half of the affected pension money at first, and that cap could last up to 15 months.

HMRC charges interest on anything unpaid after month six, paperwork or no paperwork.

[Matthew Burrows @MJBurrows]

@theofinr Let’s hope so🫡!

[Matthew Burrows @MJBurrows]

@manxlab Humanity.

[Matthew Burrows @MJBurrows]

@marieolivie Accurate and addictive.

[Matthew Burrows @MJBurrows]

@Denche2005 2002.

[Matthew Burrows @MJBurrows]

@Denche2005 ‘Just had a thought provoking, inspiring, team-building debate with my deeply esteemed colleagues, discussing the macro market dynamics effecting the beverage industry in London’…. It was a teams about the price of office coffee Janet.

[Matthew Burrows @MJBurrows]

@thejustinwelsh Well put. Working towards that🫡!

[Matthew Burrows @MJBurrows]

@loveleesfinance Get it going and get it growing!

[Matthew Burrows @MJBurrows]

@theofinr 🫡

[Matthew Burrows @MJBurrows]

@HeroDividend A king amongst men.

[Matthew Burrows @MJBurrows]

@InvestorJared I would have when I was younger. Now I’d say it falls into the adequate bracket.

[Matthew Burrows @MJBurrows]

@niqudrift Just getting started and enjoying the process!