Michael J. Carlucci, MBA, CFP®

Retirement & Estate Specialist
Securities & advisory services through Independent Financial Group, LLC, a registered investment adviser. Member FINRA/SIPC

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

@StevenACohen2 sure he's a n8ce guy but Lovelady is the new Ottovino. Gotta go!!!

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

@StevenACohen2
Mark Vientos will be an all-star. Find a place for him Uncle Steve. Believe 🙏💪

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

@StevenACohen2
Maybe time to put Tyrone Taylor back in centerfield

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

@StevenACohen2 I would much rather slump now and pick up steam and gel heading into the playoffs. Need the true team unity like last season I believe.

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

Thanks Uncle Steve!! @ste

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

Let's go mets!!!@nymets

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

@kaitlancollins @TIME @andersoncooper Well deserved

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

@danawhite thanks for the info. Just completed the FAST. Did 83hrs. Wasn't bad at all with the electrolytes. Feel like a million bucks!

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

I’m just back from the nation’s capital, where the tax credits are blooming like cherry blossoms. https://t.co/DUBhGno2uW

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

Tax Analysts’ chief economist Martin Sullivan provides an overview of the state of the U.S. economy and how the recent debt limit bill could affect it. https://t.co/QXIP9eRW9o

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

The Secure 2.0 Act has all sorts of provisions that take effect between now and 2027. Here’s when they kick in. https://t.co/qto29koNNS

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

Maximize your travel hacking budget. https://t.co/fEPXXsgVBh

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

Ever more Americans are searching for work with meaning, putting personal fulfillment over traditional priorities like income and status. https://t.co/brX55VdIC5

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

A rule of thumb is a heuristic guideline that provides simplified advice or some basic rule; set regarding a particular subject or course of action. It is a general principle that gives practical instructions for accomplishing or ap https://t.co/QvL058pDv4

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

A regret-free retirement requires several years of planning, budgeting, putting money aside, and staying the course. https://t.co/z3OMrgBI1m

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

We all know credit cards can be a slippery slope to unwanted debt if not managed carefully. Here are two rules to live by to keep your debt in check. https://t.co/tQLKtZJcc8

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

Graduation speeches usually encourage you to see everything possible and tap unbounded possibilities, but the “real world” expects you to have patience and wait your turn. https://t.co/0aAHbkuixL

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

Your gut says no. Here’s why you shouldn’t always listen to it. https://t.co/MD6NiHgDKn

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

"Succession" is filled with instructional business tales – some about what to do and some about what not to do.
To tease out key money lessons, we talked to a few leaders in the financial world about their best takeaways. https://t.co/SpdigQKezK

[Michael J. Carlucci, MBA, CFP® @MJCCFP]

Our ability to have a positive relationship with our finances is complex, to say the least. And it starts with our money story, which is shaped by the beliefs and perceptions we have around our finances. For instance, we might belie https://t.co/h14Jk7hnFS