Vrashank Rao M

Just a normal responsible citizen

[Vrashank Rao M @MVrashank]

@Raghavendr1363 @StarHealthIns @PMOIndia @irdaindia

[Raghavendra Upadhyaya @Raghavendr1363]

Think 100 times before buying Star Health Insurance!

I’m a retired bank employee who took @StarHealthIns through my bank, trusting it would protect my family during medical emergencies.

Recently, my wife was hospitalised twice for severe breathing difficulty/bronchopneumonia:

🏥 Kusuma Hospital: ₹32,462
🏥 Aster RV Hospital: ₹98,874

Both claims were rejected on the ground: “Hospitalisation is not medically necessary” (Exclusion Code 36).

Even after I obtained letters from the treating doctors confirming that hospitalisation was medically necessary, the answer remained: CLAIM REJECTED!

My questions to @StarHealthIns are simple:

• How can a medical team reject hospitalisation as “not medically necessary” without examining the patient?
• Why disregard the opinion of the treating doctors?
• In an emergency, should a family first check exclusion clauses before taking a seriously ill person to hospital?
• If hospitalisation is genuinely unnecessary, who takes responsibility if the patient’s condition worsens because treatment is delayed?

We pay premiums expecting financial and mental security during difficult times. If premiums are certain but genuine claims are uncertain, what exactly are we insured against?

I am sharing my experience to caution others—not to defame anyone.

Please read every clause, condition and exclusion carefully before buying health insurance.

And one more irony: the Star Health–bank tie-up that gave me confidence in taking this policy has now ended.

So there is no one left to “tie the tie” for our help—neither those wearing the tie nor those who have untied it! 😄

Looks like God Himself is our only hope! 🙏

#StarHealth #HealthInsurance #Insurance #ClaimRejection #SeniorCitizens #ConsumerRights #IRDAI

[Vrashank Rao M @MVrashank]

@Raghavendr1363 @StarHealthIns Shame on you @StarHealthIns. You don't have 10 paisa shame for doing this to innocent people. Thanks for letting us know this. Won't buy and recommend this health insurance to anyone.

[Vrashank Rao M @MVrashank]

@RaghvendraRobin @PMOIndia Why is that? Did the govt deploy these people do this risky job? They volunteerly did this right? If you go to swim and die in water, who is the reason for the death? Man, please grow up.

[Vrashank Rao M @MVrashank]

@1033_Helpline @NHAIINDIA @NHAI_Official @OfficeOfNG @nitin_gadkari I can't give my number. My email is [email protected]

[Vrashank Rao M @MVrashank]

@NHAIINDIA @NHAI_Official This is the condition of Shirur Toll Plaza, Karnataka. There is no water, toilets, urinals, basins looks like uncleaned for ages, stinky. Its a real pain. This is men's washroom FYI. Providing you the location of the toll - https://t.co/w7eTMoVBQF

[Vrashank Rao M @MVrashank]

@1033_Helpline @NHAIINDIA @NHAI_Official @OfficeOfNG @nitin_gadkari Any action taken?

[Vrashank Rao M @MVrashank]

@1033_Helpline @NHAIINDIA @NHAI_Official @OfficeOfNG @nitin_gadkari I checked it, but it redirected me to 1033 dial and when i called, the call got cut. Can you please take action from this post itself?

[Vrashank Rao M @MVrashank]

@NHAIINDIA @NHAI_Official @OfficeOfNG @nitin_gadkari @3rdEyeDude @nitin_gadkari @OfficeOfNG

[Vrashank Rao M @MVrashank]

@ACKOSupport Yes bro. Its resolved.

[Vrashank Rao M @MVrashank]

@ACKOIndia @ACKOSupport I have recently purchased a Bike insurance from you, its been two weeks now. Still in your app, I'm not able to download the policy document. When I click on the download button, it loads upto infinity. Also you don't even put policy number in the doc.

[Vrashank Rao M @MVrashank]

@khushbooverma @grok tell her nobody cares.

[Vrashank Rao M @MVrashank]

@SwiggyCares No use. You guys are useless like your CEO.

[Vrashank Rao M @MVrashank]

Hi @SwiggyInstamart @SwiggyCares I'm a regular customer of instamart. I'm here to tell you a fraud that delivery guy has done in recent delivery.

The delivery guy has theft one of the items of my delivery. The cost of the item is ₹199.

Details of order, delivery guy below.

[Vrashank Rao M @MVrashank]

@SwiggyCares @SwiggyInstamart 221853537579075

I have already put it there. The delivery guy isn't picking call from 2 days. Seems like a scammer.

[Vrashank Rao M @MVrashank]

My email is - [email protected] you can contact me there.

[Vrashank Rao M @MVrashank]

Id:- 221853537579075
Delivery guy:- Nadir Alam
Store:- Kadri Mega Pod

I have received only 2 items. Boat usb cable is missing.

Mangalore

[Vrashank Rao M @MVrashank]

cc @DCDKOfficial

[Vrashank Rao M @MVrashank]

@CaptBrijesh @utkhader I request you to install atleast couple of ceiling fans at RTO driving test track at Mudipu. Its really sad to see people profusely sweating here waiting for hours for driving test. I hope you know how hot it can get at Mangalore during summers. Really bad