Nik's Madhekar

Part of TATA Group.
🛠 Being a Mechanical Engineer🔩.

[Nik's Madhekar @MadhekarN]

Fully paid ₹1.93L+ bill on time, 0% default, yet @IDFCFIRSTBank restricted my card & confiscated ₹12,500 worth of my earned reward points! Unfair trade practice & unjust enrichment. Escalate to @RBI @consumr_rights

[Nik's Madhekar @MadhekarN]

🚨 @IDFCFIRSTBank took my 100% full bill payment of ₹1.93L+ on time with ZERO default, yet illegally froze ₹12,500+ worth (50,000 pts) of my earned reward points! Retaining payments while seizing benefits is #DeficiencyOfService. Proceeding to @RBI @RBI_India @PMOIndia

[Nik's Madhekar @MadhekarN]

Unbelievable hypocrisy from @IDFCFIRSTBank . Blocking my card and seizing my hard-earned reward points for "unusual spends" on a fully paid account, while spamming my phone with daily sales calls. Unprofessional and unacceptable! @RBI Ombudsman next. #IDFCBank @ID_FCFIRSTBank_

[Nik's Madhekar @MadhekarN]

Beware of @AxisBank loan services! Massive operational delays, 11:45 PM harassment calls violating RBI guidelines, and forced reduction of my sanctioned amount under duress. Worst banking experience ever. 🚫👇 #AxisBank Sucks @consumr_rights @AxisBankSupport #RBI @AxisBank

[Nik's Madhekar @MadhekarN]

#idfcfirstbank
@IDFCFIRSTBank @consumr_rights #FIRSTmoney

[Nik's Madhekar @MadhekarN]

Very disappointed with @IDFCFIRSTBank Continuously receiving “pre-approved” FIRSTmoney personal loan offers through SMS & WhatsApp, but when applying through official portal,application gets rejected due to “internal norms.” Customers deserve transparency, not confusion.

[Nik's Madhekar @MadhekarN]

Very disappointed with @IDFCFIRSTBank Continuously receiving “pre-approved” FIRSTmoney personal loan offers through SMS & WhatsApp, but when applying through official portal,application gets rejected due to “internal norms.” Customers deserve transparency, not confusion.

[Nik's Madhekar @MadhekarN]

Extremely disappointed with the delay and lack of transparency in my Home Loan disbursement process. After daily follow-ups with the RM and executives for the last 7–10 days, I am now being asked to wait until May 18 for an update.
I need immediate action.@HDFCBank_Cares

[HDFC Bank Cares @HDFCBank_Cares]

@MadhekarN Hi Nik, we sincerely regret the inconvenience caused. Your query (reference number 25890451) is currently under review, and an update will be shared with you on or before May 18, 2026. Your cooperation and patience during this period are truly appreciated. -Ajay, Service Manager

[Nik's Madhekar @MadhekarN]

@HDFCBank_Cares @HomeLoansByHDFC @CarebyHDFC_HL @HDFCBankNews @consumr_rights #Hdfc #hdfchomeloan

[Nik's Madhekar @MadhekarN]

Worst Home Loan experience with @HDFC_Bank so far. Despite repeated follow-ups with the RM and bank officials for more than a week, my loan disbursement is still pending without any clear communication.
This kind of negligence creates huge stress.
@HDFCBank_Cares #hdfc

[Nik's Madhekar @MadhekarN]

Worst Home Loan experience with @HDFC_Bank so far. Despite repeated follow-ups with the RM and bank officials for more than a week, my loan disbursement is still pending without any clear communication.
This kind of negligence creates huge stress.
@HDFCBank_Cares #hdfc

[Nik's Madhekar @MadhekarN]

Facing delays from @HDFC_Bank on loan part prepayment (Ref: 90045055). No response despite follow-ups. Divekar Plaza branch refused processing without internal emails. Poor service. Please resolve urgently.@HDFCBank_Cares @consume_rights @HDFCBankNews

[Nik's Madhekar @MadhekarN]

Very disappointing and helpless. @CunsumerSupport @jagograhakjago

[Nik's Madhekar @MadhekarN]

Disappointed with @abslmf @abhealthin @AdityaBirlaGrp . As a 2-year policyholder, a genuine claim (ID: 1122685062948) for Severe LRTI&AFI was rejected citing vague discrepancies. Cashless was denied during an emergency&reimbursement is also rejected. Requesting an urgent clinical

[Nik's Madhekar @MadhekarN]

Disappointed with @abslmf @abhealthin @AdityaBirlaGrp . As a 2-year policyholder, a genuine claim (ID: 1122685062948) for Severe LRTI&AFI was rejected citing vague discrepancies. Cashless was denied during an emergency&reimbursement is also rejected. Requesting an urgent clinical

[Nik's Madhekar @MadhekarN]

@ConsumerRightX @HDFC_Bank @HDFCBank_Cares @CarebyHDFC_HL

[Nik's Madhekar @MadhekarN]

@HDFCBankApp @HDFCBank
Disappointed! 2+ yrs loyal customer w/ loan, salary acct, FDs. 1st-time SIP fail due to family medical emergency ₹1888 ACH charges denied waiver despite escalation.Rigid policy over goodwill? #HDFC #CustomerService #RBI @RBI @jagograhakjago @HDFCBank_Cares

[Nik's Madhekar @MadhekarN]

@HDFCBankApp @HDFCBank
Disappointed! 2+ yrs loyal customer w/ loan, salary acct, FDs. 1st-time SIP fail due to family medical emergency ₹1888 ACH charges denied waiver despite escalation.Rigid policy over goodwill? #HDFC #CustomerService #RBI @RBI @jagograhakjago @HDFCBank_Cares

[Nik's Madhekar @MadhekarN]

@HDFC_Bank @HDFCBank_Cares @HomeLoansByHDFC #HDFC @CarebyHDFC_HL

[Nik's Madhekar @MadhekarN]

“@HDFC_Bank @HDFCBank_Cares Still denying Golden Edge for my ₹15L personal loan (Apr 2024) despite promises & clean EMIs. Now saying I’m ineligible—clear mis-selling! Review call logs & resolve. Ref: 88441269. Else RBI Ombudsman next.”@jagograhakjago @ConsumerRightX

[Nik's Madhekar @MadhekarN]

“@HDFC_Bank @HDFCBank_Cares Still denying Golden Edge for my ₹15L personal loan (Apr 2024) despite promises & clean EMIs. Now saying I’m ineligible—clear mis-selling! Review call logs & resolve. Ref: 88441269. Else RBI Ombudsman next.”@jagograhakjago @ConsumerRightX

[Nik's Madhekar @MadhekarN]

@HDFC_Bank @HDFCBank_Cares I was assured my ₹15L personal loan (Apr 2024) is under Golden Edge with no preclosure charges. Now you deny it and want to charge ~₹50K despite long relationship.This is mis-selling. Please review call logs, honour the promise and resolve.

[Nik's Madhekar @MadhekarN]

“@HDFC_Bank @HDFCBank_Cares Still denying Golden Edge for my ₹15L personal loan (Apr 2024) despite promises & clean EMIs. Now saying I’m ineligible—clear mis-selling! Review call logs & resolve. Ref: 88441269. @ConsumerRightX @jagograhakjago

[Nik's Madhekar @MadhekarN]

@HDFC_Bank @HDFCBank_Cares @HomeLoansByHDFC @HDFCBankNews @CarebyHDFC_HL @consumr_rights

[Nik's Madhekar @MadhekarN]

@HDFC_Bank @HDFCBank_Cares I was assured my ₹15L personal loan (Apr 2024) is under Golden Edge with no preclosure charges. Now you deny it and want to charge ~₹50K despite long relationship.This is mis-selling. Please review call logs, honour the promise and resolve.

[Nik's Madhekar @MadhekarN]

@HDFC_Bank @HDFCBank_Cares @HomeLoansByHDFC @HDFCBankNews @CarebyHDFC_HL #HDFCBank #HDFC #HDFC