Most "AI support" is a chatbot that hallucinates and frustrates users into leaving.
We built something different for the $Magpie Lending TG.
Every answer is grounded in live on-chain data. If it can't look it up, it doesn't make it up. It opens a ticket and we get pinged.
Here’s a quick demo:
/support
@Tdoxxxed Discord eventually. Building more agents atm to monitor functionality, but also some to regulate a community on there.
Instead of having someone in different regions of the world covering time zones, just have the agents do it.
@Tdoxxxed Eventually everything will run through the website and various agents will be available to assist on the web-based, mobile-based and TG.
For right now, TG is the main layer because Solana/Phantom usually needs a few weeks to feel out a website to allow transactions.
🚨BREAKING: FOUR INNOVATIVE NEW PROTOCOLS MENTIONED BY @toly IN THE SOLANA MINUTES MEETING:
$three
solana:DNhQZ1CE9qZ2FNrVhsCXwQJ2vZG8ufZkcYakTS5Jpump
$Magpie
solana:Eg2ymQ2aQqjMcibnmTt8erC6Tvk9PVpJZCxvVPJz2agu
Okay. @Void_0228 your loan is in great shape — you've actually repaid 2.307 SOL out of 2.366 SOL (97.5% paid down). You only owe 0.058 SOL to fully close it out.
The bot was showing a stale display from a DB sync glitch; the on-chain state has always tracked your real progress correctly. I just shipped a fix — refresh /positions or /repay and you'll see the correct 0.058 SOL owed amount. You're 2 minutes from being fully repaid 🙏
There have been a ton of token submissions for loans.
https://t.co/8uMPeY4DHp
Here’s some of the criteria that our Agents use to make instant Approval decisions, as well as manually adding and subtracting tokens 24/7:
Agent Decisions:
INSTANT APPROVAL:
-≥ $75K liquidity, ≥ $50K 24h volume, ≥ $100K market cap
-≥ 300 holders, with the top 10 owning ≤ 40% of supply
-≥ 24 hours old (no fresh launches)
-LP burned, no mint authority, no freeze authority
-Passed sellability test (we simulated a swap — your token is actually sellable)
-Cleared RugCheck risk score + symbol-impersonation check + Token-2022 extension audit
NEEDS REVIEW:
-Liquidity between $5K and $75K (we want deeper books before auto-listing)
- Fewer than 300 holders
-Less than 24 hours old
-24h volume below $50K
*If approved on review, it goes live with the same protections as auto-approved tokens. If not, you'll see why.
DECLINED:
-Failed sellability test — the token can't actually be swapped on-chain
-Active mint or freeze authority — owner can mint unlimited supply or freeze holder accounts
-Top-10 holders own > 40% of supply — concentration risk
-LP not burned — liquidity could be pulled at any moment
-Flagged by RugCheck — third-party risk feed gave it a danger score
-Symbol impersonation — matches the symbol of an existing approved token (potential scam)
-Below minimum thresholds ($5K liquidity, $1K market cap, etc.)
*Fix the underlying issue (e.g. burn the LP, renounce mint authority, build more liquidity) and resubmit — the screener will re-evaluate.
Agent Scrubbing:
- ADDITIONS: Screener scans recent on-chain mints + DexScreener trending, runs the 6-layer scam audit (sellability test, mint/freeze authority, holder concentration, RugCheck risk, impersonation, cooldown), auto-approves
tokens that pass.
- SUBTRACTIONS: Token-health sweeps every 5 minutes. Any token dropping below $10K liquidity or $500 daily volume gets a strike; 2 strikes = auto-disable. Up to 25 tokens can be delisted per cycle.
@Servet39723576 Til July 1st on @streamflow_fi.
Then will make a community decision to either:
-relock for extended period
-reward users based on credit score + points accumulation
-combination of the two
-other (community vote + suggestions)
$MAGPIE is one of the most interesting projects I'm watching right now, so let's take a closer look at it
1 : What is MAGPIE?
$MAGPIE is not just another memecoin
It's a Permissionless Lending protocol built on Solana that allows users to use memecoins or tokenized stocks as collateral to borrow SOL without needing approval from any intermediary
The entire process is handled through a Telegram bot and takes less than 30 seconds
The project's core narrative is simple:
"Keep your bags, but stay liquid"
Instead of selling your memecoins when you need capital, you can collateralize them and instantly borrow SOL
2 : How It Works
Users deposit supported assets as collateral, such as:
- Memecoins
- xTSLA
- Other supported assets
They can then borrow SOL directly against those holdings
When loans are repaid on time :
- On-chain Credit Score increases
- Higher LTV becomes available
- Borrowing fees become lower
The credit score ranges from 300 to 850 and is built entirely on-chain
3 : $MAGPIE Utility
This is the part I like most about the project
$MAGPIE isn't just a speculative token
Holders receive 10% of all lending fees generated by the protocol
No need to :
- Stake
- Lock tokens
- Claim rewards manually
Snapshots are automated, and rewards are distributed directly in SOL
4 : Revenue Model
Current borrowing fees range between 1.5% and 3%.
Revenue is distributed as follows :
- 80% => Liquidity Providers
- 10% => $MAGPIE Holders
- 5% => Referrers
It's a straightforward and easy-to-understand revenue-sharing model
As protocol usage grows, revenue scales alongside it
5 : Why Is This Narrative Strong?
In my view, this is one of the most suitable DeFi narratives for the current Solana ecosystem
The reason is simple :
Most memecoin holders don't want to sell their positions
If they can :
- Keep holding their tokens
- Access liquidity when needed
- Avoid closing their positions
Then demand for this type of product will always exist.
That's why I believe MAGPIE offers a genuinely practical utility
6 : Recent Team Updates
A few notable developments from the team :
- Additional LP liquidity has been added
- The project is moving toward open-source development
- GitHub will be publicly available for community review
- The team has transparently explained its bad debt management process
- Holders continue receiving 10% of protocol fees in SOL
For utility-driven projects, I always prefer teams that continuously ship products rather than relying solely on marketing
7 : Current Market Attention
From a market attention perspective:
- @Ga__ke has aped in
- @mrpunkdoteth has aped in
- Several Tier-2 KOLs have also taken positions
To me, this is a positive sign that attention is starting to build
At the same time, the project is still far from being widely known
8 : Risks
No trade is risk-free
The biggest concern I currently see is the bundle percentage
Based on the on-chain data I've reviewed :
Bundle concentration is sitting at roughly 70%
That's a relatively high number and something worth monitoring closely
Additionally, price is currently trading near its short-term highs, which means FOMO entries may not offer the most attractive risk/reward setup
+ Personal Plan
This is simply my personal view, not financial advice
- Gamble zone : around 300 - 350K MC
- Safer accumulation zone: around 200K MC
- Stop-loss: below 140K MC
I generally like projects that generate real utility and real protocol revenue
If the team continues building, grows protocol volume, and maintains user adoption, I believe MAGPIE is a narrative worth keeping on the watchlist in the coming months
9UuLsJ3jf8ViBNeRcwXD53re5G3ypgfKK3s2EiMMpump
DYOR
@Mcwhaleface@highIQ69420 Correct. People can find creative ways to fund new wallets without any links.
The credit score is there to help achieve perks and loan benefits with terms and fee reductions.
You'd default.
Collateral gets seized, you keep the SOL you borrowed, your credit score takes a -50 hit. LPs eat the difference.
That's why we cap LTV at 20-30% and keep terms 2-7d — the math is designed assuming this sometimes happens.