MAKINERA

MAKINERA
I decode how money, markets & business really work.
Clear thinking before the crowd catches on.
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[MAKINERA @Makinera_]

Wall Street isn't waiting for the Fed to change rates.
It's waiting to hear what the new Fed chair thinks comes next.
Kevin Warsh speaks at Jackson Hole this Friday.
The interesting part isn't just “cut or hike.”
It's what markets believe his words mean afterward.

[MAKINERA @Makinera_]

Your salary tells you how much money comes in.
It doesn't tell you how financially strong you are.
The U.S. personal saving rate fell from 4.4% in January to 2.7% in June.
Sometimes the important number isn't your income.
It's your margin.

[MAKINERA @Makinera_]

The Fed's target range is currently 3.50%–3.75%, while U.S. inflation was 3.4% year-over-year in July 2026.
The interesting part isn't simply whether rates go up or down.
Markets can react to expectations before the Federal Reserve actually changes policy.

[MAKINERA @Makinera_]

One speech in Wyoming could change what markets expect from the Fed.

[MAKINERA @Makinera_]

Wall Street is watching Jackson Hole this week.
On August 28, Federal Reserve Chair Kevin Warsh is scheduled to deliver his first keynote at the Jackson Hole Economic Policy Symposium.

[MAKINERA @Makinera_]

But the interesting question isn't just how powerful AI becomes.
Who keeps financing the boom?
Sources: Reuters; company bond filings and market data.

[MAKINERA @Makinera_]

AI's Boom Is Being Funded by a Mountain of Debt

[MAKINERA @Makinera_]

AI's infrastructure boom is being financed with an enormous amount of new corporate debt.
Companies building data centers and AI infrastructure have borrowed roughly $220 billion this year, according to recent reporting......

[MAKINERA @Makinera_]

Everyone is waiting for rate cuts. The Fed just reminded the market that hikes are still on the table.

[MAKINERA @Makinera_]

The bond market just got a very interesting signal from the U.S. government.#usa #Economy #FederalReserve #Money #MAKINERA

[MAKINERA @Makinera_]

The U.S. Treasury is increasing the size of its long-term bond buybacks as Treasury yields have risen sharply.
Here's what the move actually means—and why it matters beyond Wall Street.
Source: U.S. Treasury; Reuters.

[MAKINERA @Makinera_]

The U.S. Government Just Stepped Into the Bond Market

[MAKINERA @Makinera_]

Two sources agree, six years apart, that the multiplier model taught in most finance classes stopped reflecting reality in 2020.Almost no popular explainer has caught up

[MAKINERA @Makinera_]

Late is expensive — and so is not knowing where your deposit actually goes the moment you make it

[MAKINERA @Makinera_]

Every number in this week's breakdown is checkable at https://t.co/3mljzLBWhh. Not "trust me." Check it yourself

[MAKINERA @Makinera_]

Most people think banks lend out money someone else saved first.
The order is backwards.
A bank can create a deposit when it makes a loan. So what actually limits how much a bank can create?
I broke down the mechanism—and what it means for your money.
https://t.co/kLPgXKieAH

[MAKINERA @Makinera_]

FDIC insures deposits up to $250,000 per depositor, per bank. If you don't know why that number matters, this week's video explains exactly what it's insuring you against

[MAKINERA @Makinera_]

New video is live. Your bank has $0 of cash backing your $100,000 deposit. Here's why that's completely legal — and what it means
for you: https://t.co/kLPgXKieAH

[MAKINERA @Makinera_]

The "10% reserve" story you learned about banking has been wrong since 2020. Most finance content still teaches it anyway.

[MAKINERA @Makinera_]

New video is live. Your bank has $0 of cash backing your $100,000 deposit. Here's why that's completely legal — and what it means
for you: https://t.co/kLPgXKieAH

[MAKINERA @Makinera_]

New video is live. Your bank has $0 of cash backing your $100,000 deposit. Here's why that's completely legal — and what it means
for you: https://t.co/kLPgXKieAH

[MAKINERA @Makinera_]

BANK HAS ZERO DOLLARS OF YOUR DEPOSIT!!!

[MAKINERA @Makinera_]

https://t.co/kLPgXKhGL9