Your BEST ASSETS are FREE
Unfortunately so are your WORST LIABILITIES
When I was in Sunday School I was taught:
“And the word became flesh…. and dwelt amongst us.”
In other words your words become YOU.
Biggest free liabilities:
“I can’t afford it.”
“l’ll try.”
“The rich are greedy.”
These are the words of poor people.
I am 4th -Generation Japanese-American. I don’t speak Japanese.
If I was going to live or do business in Japan I would learn Japanese.
In the world of the rich….the rich speak the language of money.
For example do you know the difference between these 3-words?
1: Earned
2: Portfolio
3: Passive
Simply said:
The poor work for earned income.
The poor go to school, get a job, and work for a paycheck. Earned income is the worst income, yet that is the type of income…our schools teach student to work hard and study for.
On top of that, Earned income is often the highest taxed income.
The middle class, go to school, get a job, and invest in a 401 k or IRA. They work hard for “portfolio income” often the second highest taxes.
The rich work for “passive income,” income that comes in without working, and is often taxed at zero.
That is why Warren Buffet, a billionaire says he pays less in taxes than his secretary.
Study, learn the words of money, because the best news is, words are FREE.
Lesson: Choose your words carefully….because words do become flesh.
Thank you for following my words.
My protein focused diet is as under-
I get up at 5am-
1- Take a black coffee with soaked nuts like walnuts, almonds, and pumpkin seeds- 5-7 grams protein
2- Go to Gym at 6-6.15, come back by 8 - take 3-4 boiled eggs- 18-24 grams protein.
3- 9.15-9.30 breakfast- Dal chilla with Paneer/Greek Yogurt with chia seeds, hemp seeds and one fruit/soya or paneer/soya tikki total around 25 grams protein.
4- One fruit at 11am, generally a Guava rich in protein/vitamin C- 5 grams protein.
5- Lunch at 12.30-45- Curd, salad, paneer/soya, one vegetable/pluses- around 25-30 gram protein.
6- Dinner at 6.30- Chicken/fish/paneer/soya/Greek yogurt/ anything protein rich with some sorted vegetables/very less quantity of rice. 25-30 grams.
I follow the above schedule 5 or 6 days in a week. One day is to just recover and have a cheat meal.
Crash imminent.
Jim Richard’s calls for gold to get to
$ 100,000
Today gold is at $4,500
I think silver will hit $200 an ounce
Today silver is at $75.
What do you think?
The best investors are able to see the future and take action.
Remember you do not have to be a victim in this crash.
You can get richer.
Take care
If a factory accident = FIR on the promoter, then..
Train accident → FIR on the Railway Minister?
Air crash → FIR on aviation authorities?
Pothole death → FIR on the Municipal Commissioner?
Accountability must be consistent , not selective.
What I look in a company to invest-
1- Quality Promoters
2- Valued at discount at present and likely to be at a premium in coming years
3- Robust balance-sheet
4- Low working capital requirement, low or no debt
5- High growth in coming years
6- Low PEG ratio preferably less than one
7- Good chances of margin expansion
8- Good changes of re-rating
9- Preferably profit-earning and dividend paying companies
10- Low ROE/ROCE presently is acceptable provided it looks to cross 20%+ in coming years
11- Preferably leader in the sector/sub-sector in terms of revenue, cost, margins or brand.
One or two points (except point number one) may be compromised as we rarely get everything in a single company.
INVESTOR SECRET: “lf you want to be a rich investor you have to see the future.”
Seeing the future today is EASY for two reasons.
1: The National Debt will only go up because governments will only keep printing fake money.
That means inflation will keep going up which means savers of dollars keep losing.
2: The war in Iran is a HOLY WAR, Christians and Jews against Muslims. That war will never end which means the price of oil will only go up, causing more inflation.
As I have said for years, “The biggest losers will be those who drink the Kool-Aide: “Go to school, get good grades, get a job, pay taxes, save money, and invest for the long -term in a 401k or RRSP fill with a well/diversified portfolio of stocks, bonds, mutual funds, and ETFs
Biggest lie is US Bonds are safe.
In this global oil, debt, bond, money, banking and inflation crisis, the only thing that keeps you safe is YOU and the financial education YOU CHOOSE to put between your ears.
For most of my life, I knew if something could be printed, it was fake.
BEST Safe INVESTMENTS:
That means real gold, real silver, oil, food, Bitcoin, and Ethereum are for me, the safest investments for 2026.
To me, thatincludes college degrees such as Bachelor Degrees and MBA’s
Please do not believe me. What is real to you.
Take care.
🚨🇬🇧LOVE JIHAD: THE PREDATOR PLAYBOOK
UK journalist and political activist Tommy Robinson sits down with Lara Logan to describe what he says is the systematic method used by grooming gangs targeting vulnerable girls.
Robinson explains that the process often begins with a boy the same age befriending a girl at school. Over time, older men are introduced who shower her with attention, gifts, and status. They gradually isolate her from her parents and friends while introducing alcohol, drugs, and a new social circle.
By the time the girl realizes what is happening, she may already be emotionally dependent and cut off from her support system. Robinson says the next phase often involves manipulation or blackmail, sometimes with recorded sexual encounters used as leverage. Victims are then coerced into sexual exploitation or prostitution.
He warns that the process rarely happens overnight. It can take months of grooming and isolation before the abuse begins, which is why he believes parents and communities must understand how these networks operate.
🚨 PROPAGANDA COLLAPSED LIVE ON AIR
Journalist Rajdeep Sardesai asked Iranian actress Elnaaz Norouzi about the situation in Iran.
He tried the usual narrative:
“Bombing is terrible… civilians are dying… school girls died.”
Her response stunned the room:
“Our regime has massacred Iranians for 47 years. When girls were poisoned in schools and thousands executed by the regime, where were you all?”
If You Are There, Remember This ⚠️:-
🇯🇵 Japan – If you are in Japan, never break their trust.
🇨🇳 China – If you are in China, never associate yourself with religion.
🇸🇬 Singapore – If you are in Singapore, never associate yourself with poverty.
🇮🇳 India – If you are in India, never associate yourself with honesty.
🇵🇰 Pakistan – If you are in Pakistan, never assume you are safe.
🇺🇸 United States – If you are in the United States, never consider yourself weak.
🇨🇦 Canada – If you are in Canada, never stop upgrading your skills. Competition is global.
🇬🇧 United Kingdom – If you are in the United Kingdom, never ignore class and networks. They still matter.
🇩🇪 Germany – If you are in Germany, never disrespect rules. Systems are strict.
🇫🇷 France – If you are in France, never underestimate public voice. Protest is power.
🇷🇺 Russia – If you are in Russia, never challenge authority casually.
🇺🇦 Ukraine – If you are in Ukraine, never assume tomorrow is predictable.
🇮🇱 Israel – If you are in Israel, never ignore security realities.
🇸🇦 Saudi Arabia – If you are in Saudi Arabia, never cross cultural red lines publicly.
🇦🇪 United Arab Emirates – If you are in the United Arab Emirates, never forget residency isn’t permanence.
🇧🇷 Brazil – If you are in Brazil, never ignore inequality risks.
🇲🇽 Mexico – If you are in Mexico, never assume every region is equally safe.
🇿🇦 South Africa – If you are in South Africa, never relax about personal security.
🇳🇬 Nigeria – If you are in Nigeria, never underestimate hustle culture.
🇹🇷 Turkey – If you are in Turkey, never ignore currency volatility.
🇦🇷 Argentina – If you are in Argentina, never trust long-term savings blindly.
🇭🇰 Hong Kong – If you are in Hong Kong, never ignore political shifts.
🇰🇷 South Korea – If you are in South Korea, never fall behind academically or professionally.
🇦🇺 Australia – If you are in Australia, never underestimate living costs.
🇸🇪 Sweden – If you are in Sweden, never assume the social model solves everything.
🇪🇸 Spain – If you are in Spain, never assume a degree guarantees employment.
🇮🇹 Italy – If you are in Italy, never expect fast structural change.
🇬🇷 Greece – If you are in Greece, never ignore the debt legacy.
🇵🇱 Poland – If you are in Poland, never ignore political polarization.
🇭🇺 Hungary – If you are in Hungary, never expect power to shift easily.
🇳🇱 Netherlands – If you are in the Netherlands, never underestimate housing pressure.
🇧🇪 Belgium – If you are in Belgium, never ignore bureaucratic complexity.
🇨🇭 Switzerland – If you are in Switzerland, never forget that perfection is expensive.
🇦🇹 Austria – If you are in Austria, never underestimate regulatory systems.
🇩🇰 Denmark – If you are in Denmark, never ignore high tax realities.
🇮🇪 Ireland – If you are in Ireland, never underestimate housing demand.
🇵🇹 Portugal – If you are in Portugal, never assume wages match rising costs.
🇨🇿 Czech Republic – If you are in the Czech Republic, never ignore industrial dependence.
🇷🇴 Romania – If you are in Romania, never underestimate emigration impact.
🇧🇬 Bulgaria – If you are in Bulgaria, never ignore demographic decline.
Life of Indian men
- Born
- Start studying
- No time for hobbies or sports
- Treated harshly by teachers and society
- Compete against millions for college
- Compete for jobs
- Finally get a job
- Responsibility of the family
- Marry and have kids
- Take care of wife, kids, and parents
- Sacrifice all dreams for them
- Work whole life
- Die
#IDFC First Bank is down
20% today after reporting
a fraud of ₹590 Crores
at the Chandigarh Branch
If top management had bought put options worth ₹50 crore on Friday, they would have made ₹624 crore and recovered all their losses today
Bankers should learn #options trading