Marcus Rowan

Cle | Ohio U Alum | Crypto | Tik Tok: marcusrowan20

[Marcus Rowan @MarcusRowan20]

The @OhioUBusiness Awards Ceremony was tonight, and our digital assets group was recognized for winning the canned food drive.

We were also nominated for organization of the year and I was nominated for president of the year.

It's been great getting to lead this group! Big thanks to @VincentSco72192 and @KlayBrowning589 for making the trips out this year to speak to both our group and @jack_korinek1 's group at Ohio State.

@luke_hangen

[CoinDesk @CoinDesk]

NEW: @Mastercard expands settlement to support regulated stablecoins including $USDC, $RLUSD and $PYUSD across Ethereum, Solana, Base, Arbitrum and XRPL.

[Marcus Rowan @MarcusRowan20]

@MichaelEck92469 You know what in that case it does make a lot of sense🤣🤣

[Marcus Rowan @MarcusRowan20]

Terrible name for a great tool

CryptoCURRENCY = stablecoin

[Marcus Rowan @MarcusRowan20]

@prayforthekidz Thanks man

Explained it to people at work today that had no clue what crypto was lol

[Marcus Rowan @MarcusRowan20]

@JasonXRPLane Thanks Jay

[VincentScott @VincentSco72192]

Well Lookie there 🤣

[Patrick Witt @patrickjwitt]

This is an odd clip. I find it hard to believe that the CEO of a major BBB could be this uninformed about a major piece of financial legislation.

The Clarity Act “doesn’t do anything for AML/BSA.” Really? Have you read Titles II or III?

“It allows them to effectively pay interest on deposits.” False. Section 404 explicitly prohibits digital asset companies from paying any form of interest or yield on a stablecoin balance in a manner that is “economically or functionally equivalent to the payment of interest or yield on an interest-bearing bank deposit.”

It is becoming increasingly clear that bank opposition to the Clarity Act is more about personality than policy.

[The Kobeissi Letter @KobeissiLetter]

BREAKING: President Trump releases a statement on crypto.

“Trump will never let crypto down,” he says.

[Marcus Rowan @MarcusRowan20]

@patrickbetdavid @VincentSco72192 @bgarlinghouse

[Marcus Rowan @MarcusRowan20]

Sure can! Most importantly you need your seed phrases

once you download Xaman onto your new phone, you navigate through the "new app" process then add a existing wallet (should say something along those lines)

then click the secret code button (secret code = seed phrase) then input your seed phrase and your wallet will be there

let me know if you have any issues👍

[Marcus Rowan @MarcusRowan20]

Interested in moving your XRP to Xaman? Here’s how to do it…

I use Kraken but other exchanges should have a similar process of depositing/withdrawing.

Let me know if you have any questions!

[VincentScott @VincentSco72192]

PSA-FOR ALL iPhone X users who also uses XAMAN

Remember what I said about defense in depth? iPhone security + app security + best practices (regular password changes and store phrase off phone) + XRPL = very secure

BE WARY OF SCAMS

Say you clicked a suspicious link in an X (Twitter) direct message and you’re worried it was a phishing or hacking attempt, here’s what you need to know

Most Common Scenario: Phishing Page Trying to Steal Your X Password
99% of these DM scams on X are phishing links that take you to a fake Twitter/X login page to steal your username and password.
If that’s what happened:
•Changing your X password immediately DOES secure your X account again (as long as you do it from the official app or https://t.co/5YeYjHVeeT, not from any link).
•The hacker no longer has your (old) password, and since X uses proper session invalidation, all other logged-in sessions get kicked out when you change the password.
So yes — in this case, just changing your X password + enabling 2FA (if not already) is enough to re-secure your X account.

When Changing X Password Is NOT Enough
You need to worry and take bigger steps only if one of these happened:
1You entered your Apple ID (iCloud) password on a fake site
→ Immediately go to Settings → [Your Name] → Password & Security → Change Password (or use another trusted device/computer at https://t.co/DR8jIQcszX)
2You installed a “profile” or “configuration profile” when the site asked
(Some scams trick you into installing something)
→ Go to Settings → General → VPN & Device Management (or Profiles) and remove anything suspicious
3You gave them a login approval / allowed a new login from the fake site
→ Change password anyway + go to Settings → [Your Name] → Devices and remove any devices you don’t recognize
4You entered credit card / banking info
→ Contact your bank/card issuer immediately
5The link installed actual malware (very rare on modern iOS)
This basically only happens if:
◦Your iPhone is jailbroken, or
◦You’re using a very old iOS version with known exploits (iOS 14 or earlier in 2025 is risky)
6If your iPhone is on iOS 17 or iOS 18 (which almost all iPhones are by Dec 2025), just clicking a link or even entering info on a fake site cannot install malware or take over your phone.
What You Should Do Right Now (Safe Checklist)
1Open the official X app → More → Settings and Privacy → Your account → Change password (do it here, not from any link) 2 While you’re there: Settings and Privacy → Security and account access → Security → Two-factor authentication → turn it on (use an authenticator app, not SMS if possible) 3 Settings → [Your Name] → Devices → make sure only your devices are listed 4 Settings → General → VPN & Device Management → make sure nothing weird is installed 5 (Optional but smart) Run Malwarebytes or another reputable scanner from the App Store just to be 100% sure

Bottom Line for Almost Everyone on iPhone
If you only entered your X/Twitter password on a fake site → just changing your X password and enabling 2FA completely fixes it.
You do NOT need to reset your phone, change your Apple ID password, or change passwords on all your other apps unless you actually gave those credentials away too.

Stay safe — these DM scams are extremely common, but iPhones are very hard to actually hack just from clicking a link in 2025.

Subtext: I like the Tech

You better bookmark this for future reference

[Chad Steingraber @ChadSteingraber]

Two MASSIVE Executive Orders signed by Trump today on Fintech and Digital Assets!

--Integrating Fintech and Digital Assets into Traditional Finance--

This order directs federal regulators to review and streamline rules to foster innovation and competition between fintech firms, cryptocurrency companies, and traditional banks. It mandates that agencies identify outdated guidelines and create measures to integrate digital assets and innovative technologies into traditional payment.

--Expanding Payment Access and Tightening Financial Oversight--

This order directs the Federal Reserve to evaluate how non-bank financial firms and uninsured depository institutions (such as crypto companies) are granted access to its wholesale payment systems and accounts (often called "master accounts"). Additionally, it tasks the Treasury with updating Bank Secrecy Act and customer-identification regulations to prevent exploitation by criminal networks and to guide financial institutions on serving undocumented individuals without overburdening banks.

[The Kobeissi Letter @KobeissiLetter]

BREAKING: The SEC is set to release its so-called "innovation exemption" for tokenized stocks which will pave the path for trading digital versions of securities, per Bloomberg.

Details include:

1. In a "surprise move," the SEC is leaning toward allowing the trading of tokenized assets

2. These tokenized assets would be tradeable on decentralized crypto platforms

3. The move could "reshape the landscape of the American stock market"

4. This would also be one of the US' biggest shifts into crypto infrastructure yet

Tokenized assets are rapidly expanding.

[Marcus Rowan @MarcusRowan20]

@WatcherGuru

[Watcher.Guru @WatcherGuru]

JUST IN: 🇺🇸 Senate Banking Committee officially advances crypto clarity bill in bipartisan vote.

[Marcus Rowan @MarcusRowan20]

@patrickjwitt @DerekJo74696426 🤣🤣🤣

[poet.base.eth @1CrypticPoet]

with all due disrespect, banks can fuck off.

you don’t get to pay people near zero % interest, make billions using their deposits, then cry to congress when stablecoins give users a way out.

the bank monopoly era is ending.

pass the CLARITY Act.

[Eleanor Terrett @EleanorTerrett]

@ALL23sra @BankingGOP It’s the next step in the process. Banking Committee members will vote on the bill text and any proposed amendments. If it passes, the bill will then be combined with the Senate Ag Committee’s portion to create one final version before heading to the full Senate for a floor vote.