Black Immigrants are mad at TRUMP & Black Americans, because, they feel its time for them to go home and build their homeland-countries up, the same country they wave those flags for.
You learned enough from being under us, its time to go, show us, witb your actions and pride
But keep the police brutality.
Keep the mass incarceration.
Keep the school-to-prison pipeline.
Keep the homeless-to-prison pipeline.
Keep the war on drugs.
Keep the Black American unemployment.
Keep the gentrification.
Keep the systems of white supremacy.
Those are ok. 🫤
Did you know the United States has only had one African American-owned and operated automobile company?
Explore the history of C.R. Patterson & Sons and the legacy of Charles Richard Patterson: https://t.co/NsTJTNXvcX
Ten years into a 30-year mortgage you have paid off about 15 percent of what you borrowed. Not a third. Fifteen percent.
The schedule that does this was designed on purpose, by the US government, in 1933. And there's one line of arithmetic behind it that means no loan can ever surprise you again.
Here it is. Interest each month is only ever your remaining balance times your annual rate divided by 12. That's the entire rule. Whatever is left of your payment goes to principal.
Take a 300,000 dollar loan at 6.5 percent over 30 years. The payment is 1,896 dollars. In month one the balance is still the full 300,000, so the interest is 300,000 times 0.065 divided by 12. That's 1,625 dollars. Principal that month: 271 dollars.
You aren't being robbed. You're paying rent on money you still owe, and at the start you still owe all of it.
Run it forward and it gets heavy. After ten years you've paid about 182,000 dollars in interest and taken 45,672 off the balance. Half the balance isn't gone until month 257, more than twenty-one years in. Across the full term the interest comes to 382,633 dollars on a 300,000 dollar loan.
The same rule hands you the lever. Interest is charged on the balance, so anything that cuts the balance early removes interest from every month after it. On that same loan, an extra 200 dollars a month against principal ends it in 23 years instead of 30 and takes 103,449 dollars of interest off the total.
Do it on your own loan tonight. Balance times rate divided by 12 is this month's interest. What's left is what you actually bought.
Now the part almost nobody knows. In 1932 this loan did not exist. You put down half the price in cash, you paid interest only for about five years, and then the whole principal came due in one payment. Loans got rolled over again and again, and when the rollovers stopped in the early thirties people lost the houses.
What Washington built to replace that is the reason your first ten years look like this.
I’m old enough to remember when right wingers would say things like “I don’t see color”. We always knew it was a lie, but to see them out here foaming at the mouth like wild alley cats at the opportunity Trump has given them to spew overtly racist insults…. is really something.
“Some critics have speculated that ADOS Twitter accounts are actually Russian bots, but reporters for the New York Times and ABC News found no evidence of that, or that ADOS was part of a coordinated misinformation campaign.” #ADOSChapters
https://t.co/kFHKgZn5Xx
A day does not go by where someone from Africa who has fleed to the U.S. or UK does not mention the #ADOS community. And this one sided competition and obsession they have with us is absolutely rooted in jealousy and tribalism. Now we have had professionals in every field for over a century in the country WE built the question is why can’t you build Nigeria? Until you do that there’s no need to think you can give us advice on anything or any level. 🤷🏿♂️ you cannot compete where you do not compare.
#ADOS
Nigeria's poverty rate is projected to peak at approximately 62% to 63% in 2026, affecting roughly 141 million people. Boko Haram and ISWAP also perpetrate killings, mass abductions, hostage-taking, enforced disappearances, and sexual violence amounting to sexual slavery.
Africans & Pan Africanists went off on me long before Tariq Nasheed ever stole ADOS talking points to create his FBA marketing funnel. Tariq is not my responsibility because I’ve been calling him out since 2019. Y’all don’t pay attention.
If you folks would ignore him, FBA would die on the vine, but yall always show up in spaces to argue with him & he repurposes those arguments as content. Yall hate him & enrich him simultaneously.
Also, you have a reading comprehension problem because I never said I was offended by being called Yankee. I said it was an accurate description. I *AM* American.
Just call them what they are—sellouts.
I caught a lot of heat circa 2019 for not introducing more celebrities to reparations advocacy. But what people didn’t completely grasp is that most Black celebrities couldn’t care less about our community. Any charity they do is purely for PR & optics.
They are our class enemies & should be treated as such. These secret right wingers shouldn’t shape our politics. We never should’ve elevated them in the first place, and this is especially true for rappers.
When they rhyme about being focused only on getting money, believe them. Raekwon probably has an investment in Palentir. He is who he is. Act accordingly.