Marsh Lending

Specializing in investment and vacation property financing, offering tailored mortgage solutions with exclusive loan products and concierge-level service.

[Marsh Lending @MarshLending]

“What's the rate?” matters.

But investors should also ask:

What’s the payment?
How does it affect cash flow?
Am I paying principal?
Can the rate change?
How long will I keep the loan?

Look beyond the rate. Understand the strategy.

#RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

ARM vs. interest-only?

Both may help prioritize early investment-property cash flow—but differently.

🏡 ARM: potentially lower initial rate/payment
💰 Interest-only: no principal in scheduled payments during the IO period

Different structures. Different tradeoffs.

[Marsh Lending @MarshLending]

Cash flow now or principal paydown?

With an interest-only loan, scheduled payments during the IO period don't reduce principal. That may lower the required payment, but there's a tradeoff.

The right structure depends on the investment strategy.

#RealEstateInvesting

[Marsh Lending @MarshLending]

What does 3/1 ARM mean?

3️⃣ Initial rate fixed for 3 years

1️⃣ After that, the rate can adjust annually according to the loan terms

That future adjustment can affect your payment, so understanding the terms matters.

#ARM #RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

A 3/1 ARM keeps the initial rate fixed for 3 years before it can adjust.

Depending on the loan, that initial structure may mean a lower starting payment—and more room for investment-property cash flow.

Know the timeline. Know the terms.

#RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

How long do you plan to keep the loan?

With a 3/1 ARM, the initial rate is fixed for 3 years before it can adjust.

Your timeline matters—but future rates aren't guaranteed.

Understand the opportunity AND the risk before choosing the structure.

#RealEstateInvesting

[Marsh Lending @MarshLending]

With an interest-only mortgage, scheduled payments during the interest-only period cover interest—not principal.

That can mean a lower required payment and more room for cash flow, but there’s a tradeoff to understand.

#InterestOnly #RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

Closing is only the beginning.

For an investor, the mortgage payment becomes part of the equation alongside rental income, expenses and cash flow.

That's why your financing should support what you're trying to accomplish after you get the keys.

#RealEstateInvesting

[Marsh Lending @MarshLending]

What does “interest-only” actually mean?

During the interest-only period:

You pay interest.
Scheduled payments don't reduce principal.
The required payment may be lower.

The key is understanding how that tradeoff fits your investment strategy.

#InterestOnly #MarshLending

[Marsh Lending @MarshLending]

Could an interest-only loan leave more room for rental-property cash flow?

During the interest-only period, scheduled payments don't include principal—potentially lowering the required payment.

Know the strategy AND the tradeoff.

#RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

More rental income isn't the only way to improve investment-property cash flow.

Your financing structure affects the monthly equation, too.

Depending on the loan, interest-only or ARM financing may provide a lower initial payment and more room for early cash flow.

#RealEstate

[Marsh Lending @MarshLending]

You found the property. Now finance the plan.

Personal use? Rental income? LLC? Growing portfolio?

How you intend to use the property can help determine which financing strategy makes sense.

Think beyond the closing. Think about the goal.

#RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

More cash flow now? 💰

Interest-only loans and ARMs can offer real estate investors different ways to reduce payments early in an investment.

Aaron breaks down how each works—and why the right strategy depends on your property and plans.

#RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

Can you buy an investment property in an LLC?

With certain business-purpose loans, you may be able to.

For investors, how you own a property can be just as important as how you finance it. Know your options before you buy.

📞 [phone] |🌐 https://t.co/mlUJnAh17A

[Marsh Lending @MarshLending]

How you plan to use a property matters when deciding how to finance it.

Personal second home? Rental investment? Those are two different purposes—and the financing can be different, too.

▶️ Full video: https://t.co/x0t0U0dtZK

#RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

If it’s an investment, think like an investor. 📈

The lowest rate isn’t the only consideration.

Your loan structure, ownership, rental plans and long-term goals can all matter.

Ask: Does the financing support what I’m trying to accomplish?

#RealEstateInvesting #MarshLending

[Marsh Lending @MarshLending]

Today, we remember the lives lost on September 11, 2001, honor the heroes who answered the call, and reflect on the strength and unity of our nation.

We will never forget. 🇺🇸

#PatriotDay #NeverForget

[Marsh Lending @MarshLending]

Is it really a second home—or are you buying a business?

🏡 Personal/family vacation home?
📈 Airbnb, VRBO or rental investment?
Two different purposes can mean two different financing strategies.

Start with how you’ll use it.

#InvestmentProperty #MarshLending

[Marsh Lending @MarshLending]

A true second home and a rental investment aren’t necessarily financed the same way.

If the property is part of your investment strategy, make sure the financing fits how you plan to use it.

▶️ Full video: https://t.co/dDO7p1tUVN #MarshLending

[Marsh Lending @MarshLending]

There isn’t one financing structure that makes sense for every property—or every investor.

Second home or investment property? Both have benefits and considerations.

The key is knowing the difference before you finance.

📞 [phone] | 🌐 https://t.co/mlUJnAhyX8