Martin Cattach

Working Capital Strategist
Martin Cattach is an experienced business finance strategist whose purpose is to help SME business owners USE money to actively grow.

[Martin Cattach @MartinCattach]

𝗖𝗮𝘀𝗵 𝗳𝗹𝗼𝘄 𝗵𝗮𝗻𝗱𝘆 𝘁𝗶𝗽
As a business owner, keeping cash flow healthy is crucial. One handy tip to reduce the cost of goods sold and free up some cash is to take advantage of supplier discounts. Many suppliers offer early payment discounts or…https://t.co/6PkcwqdqC9

[Martin Cattach @MartinCattach]

Thanks to The Conversation assembled to predict 2023-24 for sharing these insights from the panel of leading economists. This analysis provides an intriguing perspective on the state of the Australian economy, and many would agree…https://t.co/UrfuKKnt2h https://t.co/IHMgcRwkWm

[Martin Cattach @MartinCattach]

Hospitality downturn to worsen as interest rates increase?

So far, this concern I’ve been feeling is anecdotal, but it’s hardly surprising.

My hospitality clients are telling me that;

After the first interest rate rise - they had a 1 week drop in trade…https://t.co/jrQBfyFTYb

[Martin Cattach @MartinCattach]

📢 Exciting News! 🎉

I am thrilled to share a remarkable success story from the heart of Melbourne's industrial landscape. Michael, a visionary entrepreneur in the suspension springs manufacturing industry, was entangled in the perplexities of cash flow…https://t.co/asBynZTtyM

[Martin Cattach @MartinCattach]

Seeking funding to grow your business without risking your home? 🏠 An unsecured non-bank overdraft might be your answer! 💡💰 No collateral is required, just swift and easy access to funds.

Qualification? It's simple! A healthy turnover and a good cred…https://t.co/9z0LaGLrdT

[Martin Cattach @MartinCattach]

Australia's economy experienced weak growth of just 0.2% in the first quarter of this year, marking the slowest growth since the COVID-19 lockdowns and the weakest since December 2018. If this pace continues for four quarters, the…https://t.co/afxk5ArZ03 https://t.co/FnxllOnbKJ

[Martin Cattach @MartinCattach]

Despite signs of a growing economy, the Reserve Bank of Australia has increased interest rates for the twelfth time in 14 months. The bank is concerned about uneven growth and aims to reduce inflation to 2-3% on average over time.…https://t.co/WjEQvxpfVk https://t.co/agVrQsBiOU

[Martin Cattach @MartinCattach]

A summary of Martin North from Digital Finance Analytics' comment on the RBA rate increase

* The Reserve Bank of Australia (RBA) has increased the cash rate by 25 basis points to 4.1 percent.
* 25 basis points have also raised th…https://t.co/HqWXIBM6zh https://t.co/Pv54jH5VXW

[Martin Cattach @MartinCattach]

𝗖𝗮𝘀𝗵 𝗳𝗹𝗼𝘄 𝗵𝗮𝗻𝗱𝘆 𝘁𝗶𝗽
Looking for a smart way to improve your cash flow?

Try keeping track of your expenses to identify opportunities for cost savings. It sounds petty and time-consuming, but it’s like healthy eating.  It’s much easier to…https://t.co/S01AZoOky1

[Martin Cattach @MartinCattach]

🌟 It's not about your cash flow. It's about your working capital! 💰

Running a successful business goes beyond having enough money to cover your day-to-day expenses. It's about having the necessary liquidity to ensure your operations run smoothly and wi…https://t.co/kXl4cAJMYo

[Martin Cattach @MartinCattach]

𝗜𝘁 𝗶𝘀 𝗮𝗹𝗹 𝗮𝗯𝗼𝘂𝘁 𝘂𝗻𝗱𝗲𝗿𝘀𝘁��𝗻𝗱𝗶𝗻𝗴 𝘁𝗵𝗲 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗻𝗲𝗲𝗱𝘀  
As well as managing Working Capital, the Working Capital Strategist can facilitate business funding. This can include identifying and recommending financing option…https://t.co/ChMwvaOWxP

[Martin Cattach @MartinCattach]

💼 Monday Morning Financial Frustrations for SME Owners 💼

💰 As SME owners, updating financial records and preparing for tax obligations can overwhelm Monday mornings. Especially the Monday mornings immediately before your BAS or your annual returns.  …https://t.co/qC1RfAGRPR

[Martin Cattach @MartinCattach]

𝗦𝗼𝗺𝗲𝘁𝗶𝗺𝗲𝘀 𝘆𝗼𝘂 𝗷𝘂𝘀𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝘁𝗮𝗸𝗲 𝘁𝗵𝗲 𝗰𝗵𝗶𝗹𝗹𝗶 𝗱𝗼𝘂𝗴𝗵𝗻𝘂𝘁 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲.

Challenger @Wendi_Dawson Toby Wilcox Bec Boyden and Olga Koskie

Adjudicators  STEVE MCMENAMIN 🏡 Adam Pinkus Angus Sedgwick @JaggersBanque…https://t.co/JYiCp5by2r

[Martin Cattach @MartinCattach]

𝗖𝗮𝘀𝗵 𝗳𝗹𝗼𝘄 𝗵𝗮𝗻𝗱𝘆 𝘁𝗶𝗽
Attention business owners!
Managing your debtor's process effectively can ensure timely payment and help maintain healthy cash flow. This is about more than following up on late payments. 
Setting clear payment terms,…https://t.co/Vm7J6UhBmO

[Martin Cattach @MartinCattach]

New research has linked self-actualization to optimal creativity, well-being, and self-transcendence. Abraham Maslow’s focus on the connections between self-actualization and self-transcendence during the later years of his life is…https://t.co/44kjCm3X6y https://t.co/kwv8lXCvFy

[Martin Cattach @MartinCattach]

Soaring interest rates in Australia are expected to push taxpayer support for the nation’s landlords to record levels as deductions for borrowing costs surge above $7 billion a quarter.
The Reserve Bank’s aggressive tightening of…https://t.co/iUHQuLoyDm https://t.co/RorxYfh1rR

[Martin Cattach @MartinCattach]

The Victorian government announced the abolition of stamp duty for commercial and industrial properties and replaced it with an annual property tax. This move shows how state governments could eliminate all property stamp duties, i…https://t.co/UPTrR93Ley https://t.co/gLJc7PeKIG

[Martin Cattach @MartinCattach]

According to new research, around half of the fixed-rate borrowers whose low-rate home loans are expiring over the next two years are planning to leave their current lender. However, up to a quarter of them may be unable to refinan…https://t.co/zOM08vpVCF https://t.co/NU8EuE4Rsd

[Martin Cattach @MartinCattach]

If you want to grow your business quickly, having access to financing is essential. One financing option that can be especially valuable is an unsecured overdraft. An unsecured overdraft is a type of business financing that doesn't require collateral, whi…https://t.co/kfNwCHlPIH

[Martin Cattach @MartinCattach]

In an industrial corner of Melbourne, a nail manufacturing business led by Jim was ensnared in the cash trap. A failure to understand the cash gap put the company's financial stability at risk despite having cash.

Enter Martin Cattach, a renowned worki…https://t.co/nireFj0kci