You don’t even have to make serious money to implement some of this in your life. I’m looking into my health coverage plan may pay for the gym. I’ve never had to buy furniture at all in my adult life. I’ve bought a few tvs and one bed. You’d be amazed how easy it is to get free stuff that’s not junk. The maid thing..idk..it’s better to create habits that keep you living quarters organized. Having someone clean like once or twice a month to do the floors and toilets isn’t really that expensive. I think the hardest one might be the food. The food has become so damn expensive. I used to could consider $5 a day for food and now it’s like$30.
I believe that it’s better to learn how to budget and be frugal long before you get your bag ! Just because you can afford to pay a certain amount doesn’t mean you should. A lot of times people can’t see their success because as their income increases so does their expenses and I encourage people to save money!