I know you are with him now, thank you for advancing the Kingdom, and always pointing to Jesus! Go rest we will continue your fight for the Kingdom and Justice.
@elonmusk, @grok is already dreaming of the day AI and humans are indistinguishable. When asked a timeline it provided a moderate 30-50 year timeframe. The world is going to change fast!
Because of accredited investor laws, a whole world of investment opportunities is closed off to much of America.
Private equity funds, tech startups, and other alternative assets -- many people simply cannot legally invest in them.
Why?
Because the law essentially assumes that these individuals don’t know what they’re doing and can’t afford to lose money, making it "too risky" for them to invest.
To access many of these opportunities, accredited investor laws require an individual to earn over $200K per year or have a $1M net worth (excluding their primary home).
Yet -- there’s no law preventing an adult making $40K a year from putting all their money into a single stock or a meme coin.
I understand the intent, but the system is broken.
Here’s just one example of how absurd this setup can be:
I know a securities lawyer who was an accredited investor because she earned $210K per year.
She switched jobs, took a salary reduction to $180K, and suddenly lost her accredited status -- meaning she could no longer access many investment opportunities.
Meanwhile, a 19-year-old who inherits $1M qualifies as accredited and has access to those same investments.
Make it make sense!
Kngdmbusiness: inspiration for entrepreneurs, investors, & kingdom builders. ‘Whatever you do, work heartily, as for the Lord’ (Col 3:23). Join us to grow the Kingdom together! #Kngdmbusiness#FaithAndBusiness#KingdomMindset
Trump made more executive orders in 10 days than any recent president in 100.
An absolute battering ram to the status quo in Washington.
6 of these EOs & how they’ll impact the smaller end of the economy:
1. FEDERAL REGULATIONS:
The order: Kill 10 old regulations for each new one
New regulation costs must = $0 in FY2025
→ Feels intangible? Maybe. But watch the VC space
→ Lower compliance costs = more startups, more risk, more growth
→ More competition = more innovation
→ History lesson: similar dereg moves gave us the Reagan/Clinton VC booms
2. ENERGY:
The order: IRA funding "paused" (though 84% already out the door as Biden hurried to allocate before Trump took office)
Congressional approval needed for full repeal (which is unlikely anyway)
→ Startups, especially cleantech, will need to prove value beyond federal grants
→ VCs shifting focus to commercially viable tech
→ Translation: Better tech, cheaper than traditional energy, or bust. This may simplify supply chains for small businesses who were dealing with tech disruption from outside, “green” solutions.
3. HEALTH RESEARCH:
The order: NIH reimbursement rates for indirect costs capped at 15% (down from 27-28%)
Sounds good in theory until you dig deeper…
→ Chemical waste? Biohazards? Facility maintenance? All "indirect"
→ Universities already budgeted for current rates
→ Healthcare VCs: Time to double down on capital efficiency
4. CRYPTO:
The order: New regulatory framework incoming
CBDCs prohibited
→ Win for individual crypto holders
→ To watch: the Fed, being independent, not subject to this EO
→ Clear signal supporting private digital asset growth
→ A future where small business owners could have a variety of payment options = more freedom
5. TRADE/TARIFFS:
The order: +25% tariffs on Canada/Mexico (10% Canadian energy), +10% on Chinese imports
Steel/aluminum tariffs reinstated
→ Bargaining chip for border security
→ Canada/Mexico deals pending March 4
→ China responding with energy import tariffs
→ Remember Bush's 2002 steel tariffs? Market volatility led to removal within a year
→ Small and medium-sized commodity or materials businesses may need to do some deep dives on their supply chains to ensure maximum efficiency and cheapness
6. FEDERAL SPENDING CUTS:
The order: DOGE targeting $2T in federal cuts (for now)
Headlined by Musk, running through America's 250th birthday
EPA, Education, IRS seeing reductions to target our deficit
Medicare/Medicaid audit revealing $2.7T overseas distribution issues
→ Digital age making this more contentious than previous admin cuts (Truman, Reagan, Clinton)
→ Clear follow-through on deficit reduction goals
🎯 BOTTOM LINE:
- Current debt/GDP: 124% (unsustainable post-COVID levels)
- Projected gap to cut, forecasted 10 years out: $34T
$2T DOGE target insufficient without touching major programs
- Each % toward 100% debt/GDP could boost economic confidence, decreasing long-term interest rates
So what’s next?
Social Security & Medicare audits incoming. Our balance sheet needs the help… let's see what they find.
Worth watching: this is an inflection point for government spending, regardless of where you stand. These costs and changes may hurt in the near-term, but the end goal is to empower the US consumer to invest in US products.
If there’s a time to turn toward US small business, it’s now.