AQ❄️

ACA |ACI FMA| @ChelseaFC 💙| @WWE ✌️

[AQ❄️ @MayasMama_]

The greatest salesman by O.G Mandigo💯💯💯💯💯💯

[AQ❄️ @MayasMama_]

Please take your time, ejoor

[Shiv Aroor @ShivAroor]

Hi @Outlook, take your time.

[AQ❄️ @MayasMama_]

@BBCNews God abeg, let’s fix it by 7pm today😒😒

[AQ❄️ @MayasMama_]

Sometimes blocking someone isn’t about punishing them. It’s about deciding that a relationship, even a friendship, no longer makes sense for you.🤞🏾

[AQ❄️ @MayasMama_]

@heisturnx Okay.👍

[AQ❄️ @MayasMama_]

@FIFAWWC 🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬🇳🇬

[AQ❄️ @MayasMama_]

Maybe.

[Hauwa 🌟🌬 @Hauwa_L]

Maybe Nigeria is a social experiment and people are looking at us from outside of the lab.

[AQ❄️ @MayasMama_]

This country is fucked up🤦🏽‍♀️

[AQ❄️ @MayasMama_]

@Adamthallith 😂😂😂😂

[Chelsea FC @ChelseaFC]

Three points! 🤩

[AQ❄️ @MayasMama_]

Chels💙💙💙

[AQ❄️ @MayasMama_]

@praise_ihans Congratulations 🎉

[AQ❄️ @MayasMama_]

@Adamthallith God abeg, I wonder if some ladies deliberately chose to ignore all this signs 🤦🏽‍♀️

[AQ❄️ @MayasMama_]

@AdvKindness Lmao, respect Kendall please

[AQ❄️ @MayasMama_]

@Ayoanimashaun @iamDo2dtun 🤦🏽‍♀️🤦🏽‍♀️😒😒 Really 🤦🏽‍♀️🤦🏽‍♀️

[Oyinkansola @oyinkanbadejo]

They prolly didn’t teach you this in school

A mutual fund’s return, relative to the risk free rate in Nigeria, actually any country the fund operates in, should tell you well enough about its risk profile, you know, how risky the assets in it are.

In Nigeria, for instance, the CBN’s 364-day Treasury bill auction stop rate was 15.85% as of October 7, 2026.

So, if a fund is returning 20% annually, you should be asking what risks you’re taking to earn that extra 4.15 percentage points above the bill rate.

The higher the risk, the higher the return you are expected to demand for taking it on (explains why loan apps charge “ridiculous” rates, cos they’re loaning without collateral, odikwa very risky)

The risk-free rate is your benchmark. It represents the return you can earn with minimal credit risk, typically proxied by government backed securities in a country. Of course, this is a starting point, not a complete measure of risk. You still need to consider volatility, liquidity, credit risk and the fund’s underlying assets.

But never look at returns in isolation.

[AQ❄️ @MayasMama_]

@IkejaElectric Reduced ke, or no power at all

[AQ❄️ @MayasMama_]

@Xhulyman 😌😌😌😌 my scholar

[AQ❄️ @MayasMama_]

@Ogegottweets 😩😩😩 cannot come die jare

[AQ❄️ @MayasMama_]

11am - Econometrics exam ( stating how autocorrelation is present in the model)

11pm - Love in the bolevard ( singing all the love songs)
🥰