Bassey Edet

Lover of Cryptocurrency, Forex Trading, Cryptocurrency Investments
This 2025 invest your funds at 9psiRdn9cXYVps4F1kFuoNjd2EtmqNJXrCPmRppJpump

[Toby @TomolaGroup]

If Nigerian stocks dip this August, do not panic. Read what is actually happening first.

Pension funds and asset managers are quietly selling their winners. Banks, MTN, Airtel, Dangote Cement. All to raise cash for one thing: the Dangote Refinery IPO.

A $40 to $50 billion listing. The biggest in Nigerian history. The pre-IPO placement alone attracted $4 billion in bids for a $2.5 billion raise.

So the selling you may see is not fear leaving the market. It is money repositioning for the next chapter, one that could lift the entire NGX valuation by 30 to 45% on listing.

Weak hands will read the red and run. Informed investors will read the reason and prepare.

Which one are you?

[Olúwatósìn Olaseinde @tosinolaseinde]

Based on their market capitalization, here are the eight largest companies that account for roughly 64% of the Nigeria Stock Exchange (about ₦101 trillion).

[BITCOIN CHIEF (AKA OMA JI EGO) @gaiuschibueze]

For those with $200,000 or more, once you understand Treasury Bills and Mutual Funds, you may never need a physical business again, especially in Africa.

Since I started this journey, I’ve lived well and enjoyed peace of mind.

This is one of the things I teach members of the Diaspora Wealth Builders Community, and many of them have come to appreciate the stability, simplicity, and peace of mind it brings.

[LEGEND @NobleCoins]

Two different mansions within 6 months trading just memes , making it the 4th house in my name . Believing in my strategy and trusting the process . Half a billion spent !

I could remember last year nothing was actually working , I tried so hard to figure it out . Sleepless night ,tears , i actually disappeared from the space .

I came back as twice as tall

To all #memecoins traders reading this ,

DONT EVER GIVE UP LEGEND!!!!!

Good morning and I love you ❤️💪

[Sunil Gurjar, CFTe @sunilgurjar01]

Never Miss this 4 minute Masterclass how to research stocks.

Bookmark it
See it when you are free and fresh.

[Toby @TomolaGroup]

Two apps I am obsessed with when it comes to investing.

1. @ZedcrestWealth for Nigerian stocks and mutual funds.

2. @hisanigeria for US stocks

Smooth interface, competitive fees, and both are SEC licensed. Peace of mind.

What are you using?

[E-PRIEST✍️ @epriest100]

*List of Coins under SMC DAO*

Wikicat
0x6Ec90334d89dBdc89E08A133271be3d104128Edb

Defi Tiger
0xb1957BDbA889686EbdE631DF970ecE6A7571A1B6

Ocicat
0xE53D384Cf33294C1882227ae4f90D64cF2a5dB70

Water Rabbit
0x57Bfe2aF99AeB7a3de3bc0c42c22353742bfD20D

kingdom Coin
0x06Dc293c250e2fB2416A4276d291803fc74fb9B5

Yukan Token
0xd086B849a71867731D74D6bB5Df4f640de900171

Zedek Token
0xCbEaaD74dcB3a4227D0E6e67302402E06c119271

Phoenix Token
0x885c99a787BE6b41cbf964174C771A9f7ec48e04

Giant Token
0xbD7909318b9Ca4ff140B840F69bB310a785d1095

The Word Token
0xf00cD9366A13e725AB6764EE6FC8Bd21dA22786e

BTC DRAGON
0x1ee8a2f28586e542af677eb15fd00430f98d8fd8

[Glorious God @GloriousGod01]

1. "what if the app in using for my mutual funds investment goes away with my money?"

2. "How safe is mutual funds?"

Walk with me as I address these questions.

Your money in a licensed mutual fund is safer than your money in a regular bank account. You heard that right.

Every legitimate mutual fund platform in Nigeria is regulated by the Securities and Exchange Commission (SEC). The SEC monitors every naira that goes in and out. If a platform shuts down, the SEC steps in and ensures your funds are either transferred to another fund manager or returned to you. Your money does not vanish.

On top of that, your money is not stored inside the app. It is invested in underlying assets like Treasury Bills and government securities that exist independently of the platform. The app is just the interface.

Compare that to a regular savings account where your money sits idle, earns almost nothing and loses value to inflation every single day.

Invest in licensed platforms only. Verify on home. sec. gov. ng before you put your money anywhere. That one step protects everything.

Above all, love God.

[ProfitableMan @ProfitableMan1]

3 demons that shows up in every family where there is wealth.

[ProfitableMan @ProfitableMan1]

6 Stock Metrics Every Investor Should Know Before Buying Any Stock

Before you buy a stock, understand these numbers:

• EPS (Earnings Per Share): How much profit the company makes for each share.

• P/E Ratio: Shows whether a stock is cheap or expensive compared to its earnings.

• Book Value Per Share: The value of the company's assets after liabilities, divided by shares.

• ROE (Return on Equity): Measures how well the company turns shareholders' money into profit.

• Dividend Yield: The percentage return you earn from dividends.

• Debt-to-Equity Ratio: Shows how much debt the company uses compared to shareholders' funds.

Know these six metrics, and you'll make more informed investment decisions.

For a beginner-friendly guide to investing in the Nigerian stock market, read The Naija Investor.

[Bassey Edet @Mcbaso]

https://t.co/wNZQcDw5IO

[Hadiza Bello @HadizaB85863870]

His lesson is timeless:

If you can't save from 100,000, you won't save from 100 million.

Income doesn't create wealth.
Saving and discipline do.

[Toby @TomolaGroup]

Before you touch one kobo, understand your risk tolerance and have a direction.

Here’s how I would structure ₦100m based on my own risk tolerance and strategy:

1. Emergency fund

₦4.8m into a money market fund on @ZedcrestWealth . My monthly living cost is around ₦400k, and I want 12 months of cover because my income isn’t a fixed salary. (Salary earners can usually run with 3 to 6 months.)

2. Equity fund

₦10m into the @ZedcrestWealth Equity Fund. A professionally managed basket of Nigerian stocks. This is the part I don’t have to think about.

3. Individual stocks (higher risk bucket, because I can afford it)

Nigerian stocks via @ZedcrestWealth (₦19.5m total):

- MTN, ₦2.5m
- Zenith Bank, ₦3m
- Nigerian Breweries, ₦2m
- HBMNG (ex-Lafarge Africa), ₦2m
- Aradel, ₦3m
- UBA, ₦1.5m
- Presco, ₦3m
- Fidson, ₦2.5m

US stocks via @hisanigeria (₦15m total):

- S&P 500 ETF, ₦3m
- Nvidia, ₦2m
- Alphabet, ₦2m
- SCHD ETF, ₦2m
- Johnson & Johnson, ₦1.5m
- TSM, ₦1.5m
- Tesla, ₦1.5m
- Netflix, ₦1.5m

4. US REITs

₦5m through @Risevest . Passive dollar income from real estate, without tenants, agents or local headaches, and a decent hedge against naira volatility.

5. Business

₦10m to set up something real after proper research and planning. A business with a break-even point I can calculate before I start.

6. Dry powder

₦10m held for market downturns and opportunities, parked in a money market fund so it earns while it waits. Cash sitting idle in a regular savings account is not patience. It’s a leak.

7. Short-term instruments

₦25.7m rotating between treasury bills and commercial papers. I ladder the maturities so something matures every few months and the interest can handle needs without touching the capital.

Total: ₦100m

Roughly:

- 50% in equities and growth assets (equity fund, individual stocks, REITs)

- 40% in fixed income and cash equivalents

- 10% in business

This is my personal structure, not financial advice or a recommendation. Your risk tolerance, age, responsibilities and goals are different from mine. Do your own research.

[Scholarship Region @scholarsregion]

Opportunity in UK!

University of Oxford Ellison Scholarship in UK 2027 (Ellison Undergraduate Scholars Program) | Fully Funded

Host Country: United Kingdom (UK)

Benefits:
⭐Full Scholarship and Living Stipends
✅Travel Costs and Networking
✅Accommodation

Category: Undergraduate Study
Eligible Country: All Countries
Deadline: July 31, 2026

Click the link below to apply📌
https://t.co/DkRdTIPFjE

Kindly share with your friends who might be interested

[Vinay Bharambe @Vinay_bharambe]

R.I.P. LinkedIn in 2026.
R.I.P. Upwork in 2026.
R.I.P. Indeed in 2026.

I spent 6 years applying. Just 1 interview.

My friend spent 2 hours on niche platforms.

He got 4 remote job offers instantly.

Here are 30 platforms that actually help you get hired (with details)👇

1. PowerToFly (https://t.co/gf5gPs1Cms)

2. Remote Woman (https://t.co/zpVxeAsYGs)

3. RemoteHub (https://t.co/ZCBNSQ3AhF)

4. Remote Work Hub (https://t.co/bDdiPQ4Huu)

5. Remote Jobs Club (https://t.co/ZLd8ujXYZ6)

6. CloudPeeps (https://t.co/CnaT62IVpo)

7. WordPress Jobs (https://t.co/apy9OCK4GZ)

8. Simply Communicate Jobs (simply- https://t.co/HZ5B2sgl4B)

9. Virtual Assistant Jobs (https://t.co/omgopoiNXe)

10. https://t.co/4GjFkxtIS6 (https://t.co/oYg4iKV1Gw)

11. Remotive (https://t.co/bdyMakLnNS)

12. Jobmote (https://t.co/z4PDqUZBhw)

13. RemoteBaba (https://t.co/7vuyA5Ryvc)

14. Idealist (https://t.co/dl8gBrXkdH) - Use the "Remote" filter

15. RemoteJobr (https://t.co/UqzT8uZ67t)

16. Jobscribe (https://t.co/P6Hb94acVM)

17. Remote Hunt (https://t.co/Mfw11T9bRS)

18. Outsourcing Insight (https://t.co/6rfkHYir2j)

19. GoRemote (https://t.co/ZbMrCCRAPC)

20. Dynamite Jobs (https://t.co/mE1SkqQsKq)

21. The Muse (https://t.co/7CgYBGzvWw) - Use the "Remote"

22. Awesome Jobs (https://t.co/OGuLVJTuFd)

23. TechJobs (https://t.co/8R03Fxr4VM) - Use the "Remote"

24. Laravel Jobs (https://t.co/z9yaLfmRaS)

25. Jobs in Pods(https://t.co/6lPrvnU8eD)

26. Ruby now Jobs https://t.co/04jqachkcK)

27. Remoters (https://t.co/WVfR93NgPm)

28. Out sourcely (https://t.co/5oIpz76wy8)

29. Crossover ((https://t.co/bAyZtABEXp)

30. Remote Jobr (remote https://t.co/Q2Tbtqn1Oi)

💡 Pro Tip:

Don’t just apply—optimize your profile, build proof of work, and reach out directly. That’s how top candidates get hired.

🎯 Your next job could be one click away… but only if you know where to look.

Follow me @Vinay_bharambe for more 🚀

[Grace Wilson @Hey_GraceWilson]

💵 20 Best Sites for Remote USD Jobs

🌍 Remote Jobs

We Work Remotely

https://t.co/tDj0lB9yK8

Remote OK

FlexJobs

Himalayas

JustRemote

Working Nomads

Remote

JobBoardSearch

💻 Tech Jobs

Wellfound

JS Remotely

💼 Freelance

Upwork

Fiverr

Freelancer

OdeskWork

Outsourcey

✍️ Writing

ProBlogger

Freelance Writing

📌 Job Boards

LinkedIn

Indeed

👉 Follow @Hey_GraceWilson for more AI & remote job tips. 🚀

[Toby @TomolaGroup]

Unilever Nigeria just posted ₦29.2bn profit for the first half of 2026, up 21% from last year. It also declared a ₦2 dividend per share.

Look at what actually drove it. The food segment, Knorr, Royco and the rest, brought in about 64% of all revenue.

The products in your kitchen are the ones paying shareholders.

The stock is up about 116% over the past year.

This is the lesson I keep repeating. The companies you fund every day as a customer are often the ones quietly rewarding their owners.

You already buy from them. The next step is to own a piece.

[Toby @TomolaGroup]

The Lagos house math nobody wants to hear.

House: ₦80m. Its rent if you were a tenant: ₦3m a year. That is a 3.75% yield.

₦80m in a money market fund at 18% pays ₦14.4m a year.

The fund pays your rent nearly five times over, and you keep the ₦80m.

Yes, houses appreciate and rents rise. But run the yield before you buy pride.

Sometimes the landlord is the one being cheated.

[Mohammed @Mansaah_Musa]

If you're investing in the Nigeria Stock Exchange Market and your portfolio is going to hundreds of millions of naira, do yourself some good and register a company,then use the company to buy stocks instead.

[Wilberforce Theophilus @Eze_Wilberforce]

If one day you become rich, remember these 10 things.

1. Don't announce it. Quiet money lasts longer than loud money.

2. Give yourself at least six months before making any major financial decision.

3. Don't mistake a cash windfall for permanent wealth. Build systems that keep producing income.

4. Buy assets before you buy luxuries. Let your investments pay for your lifestyle.

5. Don't rescue every friend and relative. Help people in ways that don't destroy your own future.

6. Increase your security before you increase your spending.

7. Keep learning. The knowledge that built your wealth is what will protect it.

8. Teach your children how to create wealth before they inherit it.

9. Remember that every expensive purchase has a lifetime cost, not just a price tag.

10. Stay humble. The market has a way of humbling people who believe they'll never lose.

Getting rich can happen in a moment. Staying rich is a decision you make every day.