Mercator Advisory (now Javelin Strategy)

Mercator Advisory Group is the leading, independent research and advisory services firm exclusively focused on the payments and banking industries.

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Mercator Advisory Group is officially part of the Javelin community. We will no longer be posting here. Follow @JavelinStrategy now to keep up with the same great insights and so much more.

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

The Credit Card Data Book is a two-part publication that covers the U.S. #creditcard market. The first part focuses on environmental factors, while the second part focuses on internal dynamics such as issuer portfolios and risk assessment.

Read more: https://t.co/nSBPakrE7J

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

The 2022 study by @MercatorAdvisor confirmed 2021 results, despite high inflation beginning to impact the economy at the time of the survey. 77% said the #EWA program helped them save money.

Read more: https://t.co/aq2110Q9if

#earnedpay #payday @DailyPay #ondemandpay

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Mercator Advisory Group will soon become part of Javelin Strategy & Research! Don’t miss any payments news or insights from this thought leadership powerhouse. Follow @JavelinStrategy.

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

The U.S. #credit market continued toward stabilization in 2022 but faced hurdles, including rising #interestrates, strained budgets, and a highly competitive market. We expect conditions in 2023 to deteriorate #creditcard portfolio performance.

Read more: https://t.co/sRFsCqKx96

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Have you heard? Mercator Advisory Group will soon fold into Javelin Strategy & Research. Follow @JavelinStrategy now to continue receiving the research insights, news and updates you know and trust.

#paymentsresearch #paymentsinsights #payments

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Mercator Advisory Group will soon become part of Javelin Strategy & Research! Don’t miss any payments news or insights from this thought leadership powerhouse. Follow @JavelinStrategy now.

#paymentsresearch #paymentsinsights #payments

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Have you heard? Mercator Advisory Group will soon fold into Javelin Strategy & Research. Follow @JavelinStrategy now to continue receiving the research insights, news and updates you know and trust.

#paymentsresearch #paymentsinsights #payments

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

This viewpoint reviews the developments and trending movement of #fintech as it relates to the corporate transaction #banking space, which in effect, is regarded as #B2B and #B2G use cases with all the attendant products and services.

Read more: https://t.co/EkQmnaXI9M

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Gen Z must be a priority for all #merchants and their service providers. Merchants need to build relationships with #GenZ to rack up sales and have relationships with young consumers that could last for decades.

Read more: https://t.co/Y8SlrtbvSK

#payments #BNPL #p2ppayments

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Mercator Advisory Group has found that consumers shopped in-store 22% less during the pandemic than before. Consumers shifted purchasing behavior from in-store shopping to online shopping and curbside pick-up during the pandemic.

Read more: https://t.co/wm5cThIKL3

#payments

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

We continue our annual series on the commercial #prepaid market. @MercatorAdvisor expects a positive environment for #commercial #closedloop cards with growth in non-governmental aspects and more growth in government closed-loop programs.

Read more: https://t.co/Y8GztBxsJ7

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Over half of users utilize voice-activated conversational platforms to send money to friends or family online. Our recent Buyer PaymentsInsights consumer survey report examines U.S. consumers’ #shopping habits for goods and services.

Find out more: https://t.co/v6YMNrJlCa

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

@PayPal is bringing its #cryptocurrency services to continental Europe. "There is not really a downside since PayPal is just facilitating transactions and not investing or otherwise taking positions," said Steve Murphy of @MercatorAdvisor

Read more: https://t.co/YsWB5RFsCC

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

This report provides an overview of the secured credit card market in the United States. #Securedcards are a type of #creditcard that requires a security deposit—used as collateral by the #bank—to establish the initial #credit limit.

Read more: https://t.co/zLD1KGGKkj

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

We present the 2022 forecasts results, the state of the #prepaidcard market, and 2023 projections. The prepaid market is a fast-growing payment segment. In 2023, we expect the market to flourish.

Read more: https://t.co/Xpqz26Xmmv

#digitalwallets #fraud #GPRcards #regulations

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

“Can #ElonMusk pull it off? Absolutely. But the challenge will be convincing the public that @Twitter is a safe place to do something beyond sharing an opinion.”

Read more from Jordan Hirschfield of MercatorAdvisory Group: https://t.co/UPD9cwiC2T

#payments #banking

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Mercator Advisory Group continues its annual series on market trends in the #openloop #prepaid market. We expect a robust environment, with the largest segments; general purpose open-loop #giftcards and financial services cards trending strong.

Read more: https://t.co/Yh1ugaaWKs

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

Prepaid #mobile subscriptions provide low-commitment options. With expanding technology, #prepaid mobile will connect people through #smartphones and serve as the primary connection to high-speed #internet.

Read more: https://t.co/zAkhFOGfhL

[Mercator Advisory (now Javelin Strategy) @MercatorAdvisor]

#Regulation II complicates matters for #debitcards. One outcome of #DoddFrank was the requirement for dual-message routing. The industry implemented controls for single-message transactions, but it is more complex for #CNP transactions.

Read more: https://t.co/e9iYsTJP1j