Merchants Bank of Alabama

Merchants Bank of Alabama, a Division of SouthPoint Bank.
Equal Housing Lender and Member FDIC.

[Merchants Bank of Alabama @MerchantsBankAL]

Happy New Year from Merchants Bank! As we bid farewell to 2023, we're grateful for your trust and support.

Thank you for choosing Merchants Bank. We're here for you, and we're looking forward to another year of serving our community ✨

[Merchants Bank of Alabama @MerchantsBankAL]

Have you heard of our Silver Spirit Club? Beyond the numbers, it's about moments, friendships, and adventures 🌈

This special bank loyalty club goes to show that true wealth is in moments, friendships, and adventures. As a member, you get your own personal banker, not just to handle your finances but to spice up your life. Think curated trips, live theatre events, concerts, and interesting seminars. While you're making memories and friends, we've got your back, making sure your money's doing its thing.

Interested? Visit by our website or your local branch to learn more!

[Merchants Bank of Alabama @MerchantsBankAL]

As you make your banking plans for the holidays, please note that we will be closed on Saturday, December 23 and Monday, December 25 for Christmas and Monday, January 1 for New Year's. We hope everyone has a Merry Christmas and a Happy New Year! 🎄 ✨

[Merchants Bank of Alabama @MerchantsBankAL]

Banks will NEVER call and ask for your pin number! ❌

Learn about how to keep yourself and your family safe from @ABABankers: https://t.co/lAkKW2KLwo

#BanksNeverAskThat

[Merchants Bank of Alabama @MerchantsBankAL]

Business banking at Merchants Bank of Alabama is all about keeping it LOCAL. A growing business needs a local business banker by their side. Local lenders mean fast, local decision-making.

Community banks were traditionally founded to be business banks, and our business is our hometown.

We have your back. Learn more about business banking on our website: https://t.co/4PnLmYSwu6

[Merchants Bank of Alabama @MerchantsBankAL]

The Fed Funds rate is still UP at 4.40% and making your money work for you! ⬆️

With our Follow the Fed Money Market Account, maximize returns while minimizing effort, all while maintaining convenient access to your funds.

Contact your local branch today to learn more and get started: https://t.co/DBKnozrmnj

*APY = Annual Percentage Yield. The APY is a variable rate and subject to change at any time after the account is opened. Fees may reduce earnings on the account. Minimum balance of $100,000 required to open account. Rates as of August 1, 2023.

Member FDIC

[Merchants Bank of Alabama @MerchantsBankAL]

Navigating through the multitude of mortgage options can be overwhelming. That's where our seasoned mortgage lenders at Merchants Bank of Alabama come in.

We're ready to guide you through the entire process, ensuring your loan aligns perfectly with your needs. Your local lender not only has the expertise to make the process seamless but also the ability to put your mind at ease.

To learn more about the variety of loan types, visit our website or call your local branch and one of our mortgage lenders will be happy to answer all of your questions!

https://t.co/EzwevN97wQ

[Merchants Bank of Alabama @MerchantsBankAL]

Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. The @ABABankers’s campaign, #BanksNeverAskThat, wants to change that by raising awareness among banks and their customers of best practices for phishing defense. Learn more about how to keep you and your family safe from phishing scams at https://t.co/hazmDf2657

[Merchants Bank of Alabama @MerchantsBankAL]

Finding the perfect checking account for you & your family should be a breeze. Our checking accounts are crafted to be easy to use, offering you multiple avenues to make the most of your account & reach your financial goals.

Learn more & compare accounts: https://t.co/foFNQfo2gT

[Merchants Bank of Alabama @MerchantsBankAL]

At Merchants Bank of Alabama, we take your goals personally! From that first small loan that paves the way to homeownership or kickstarts your business journey, to our Silver Spirit Club making retirement an adventure – we're right there with you, every step of the way.

Your life, your day – we fit right in. Making banking truly personal is our mission, and seeing you succeed is what brightens our day. Because this is our hometown, and your success fuels thriving communities 🌟

Ready to achieve your personal best? Discover how our personal banking can make a difference. Stop by your local branch today – we're here to turn your financial goals into reality!

[Merchants Bank of Alabama @MerchantsBankAL]

Happy Thanksgiving from all of us at Merchants Bank. Today, we take a moment to reflect on our deep gratitude for the trust and support of our valued customers and the communities we proudly serve!

[Merchants Bank of Alabama @MerchantsBankAL]

Our 12-Month CD rates are still up! Don't leave your money sitting around, put it to work. Our CD rate specials at Merchants Bank help you ensure the stability of your finances. Talk to a Merchants Bank team member about options to keep your money safe and climbing.

Visit a location or ask your banker for more details: https://t.co/DBKnozrmnj

Member FDIC

*APY = Annual Percentage Yield. CD special must be opened with funds not current on deposit with SouthPoint Bank. Fees may reduce earnings on the account. To avoid a monthly paper statement fee, enroll in electronic eStatements. Rates effective as of 10/12/23. Offer and rates are subject to change.

[Merchants Bank of Alabama @MerchantsBankAL]

As you make your banking plans for this week, please note that we will be closed on Thursday, November 23 and Friday, November 24 for Thanksgiving. We will be open during our normal Saturday hours.

We hope everyone has a wonderful Thanksgiving with family and friends!

[Merchants Bank of Alabama @MerchantsBankAL]

The Fed Funds rate is still UP at 4.40% and making your money work for you! ⬆️

With our Follow the Fed Money Market Account, maximize returns while minimizing effort, all while maintaining convenient access to your funds.

Contact your local branch today to learn more and get started: https://t.co/DBKnozrmnj

*APY = Annual Percentage Yield. The APY is a variable rate and subject to change at any time after the account is opened. Fees may reduce earnings on the account. Minimum balance of $100,000 required to open account. Rates as of August 1, 2023.

Member FDIC

[Merchants Bank of Alabama @MerchantsBankAL]

At Merchants Bank of Alabama, we know you have a role, not just an account.

Business owners drive the local economy. That’s why partnering with a community bank is so vital. Our business bankers are from here. They live and work here. They know where the opportunities and untapped markets are in our communities. Your business plays a big role in our hometown’s future. Working with a local community bank can help you go farther.

Each business has unique needs, which is why we have a full suite of business products that can be tailored to your business and your goals. Visit your local branch, or take a look at our website, to get started today!

https://t.co/hVZF78nxlM

Member FDIC

[Merchants Bank of Alabama @MerchantsBankAL]

Happy Veterans Day! Today, we extend our deepest gratitude to the heroes who have defended our freedom. To all veterans, thank you for your service. 🇺🇸 #VeteransDay

[Merchants Bank of Alabama @MerchantsBankAL]

As you make your banking plans for this week, please note that we will be closed tomorrow, Friday, November 10 and Saturday, November 11 in observance of Veterans Day 🇺🇸

[Merchants Bank of Alabama @MerchantsBankAL]

At Merchants, checking is always user-friendly with more ways to use your account to reach your financial goals. Plus, with our banking anywhere tools, you can manage your account at your convenience.

We make switching banks easy, because we're here for you every step of the way. Discover how our personal banking can help you discover your personal best.

Learn more on our website and visit your local branch to open an account.

https://t.co/UsL9QBODLN

Member FDIC

[Merchants Bank of Alabama @MerchantsBankAL]

Merchants Bank of Alabama offers more ways to get in the door of your perfect home from where you are right now in your life with local mortgages designed with your needs in mind.

Whether you are buying a house, want to downsize for more freedom, or add-on for more room, we have the home loan and mortgage lending products that fit your budget and your vision.

Our mortgage products come with more than competitive rates and terms. They come with the big advantage of a local Alabama mortgage lender. Your hometown lender has the power to make sure your loan is the right fit and the knowledge to make you at ease through the entire process. Once you move in there’s no need to move on to a new bank. You can refinance, capitalize on your equity or build your lake house with the lender you’ve built a great relationship with.

For more information, and to talk to someone from our team, visit https://t.co/echcVzEq5c

[Merchants Bank of Alabama @MerchantsBankAL]

Congratulations to Heather McAfee, VP – Loan Operations and Patricia Gachanja, VP – BSA Compliance Officer! Heather and Patricia, pictured with CFO Clark Rainwater, graduated from the @ALBankers - Alabama Banking School (ABS).

The school is a three year comprehensive course of study designed to enhance the knowledge and skills of its participants in banking and related areas.

We also have several team members who are in their first and second years at ABS and look forward to seeing them graduate. We are PROUD of our people!