Focusing on cost and effort diminishes drive. Here's a reframe for cost; You always pay a price.. the price of doing something, or the price of not. Decide which cost you're going to pay.
Developmental science shares there are optimal windows where specific advancements are made in a human's growth. I'd argue this is a never ending process until death.
The unintentional consequence of admitting an issue you have been hiding from others is that they have the right to question their reality about who you are and have been up to that very moment.
Fences, bank vaults, door locks are borders/boundaries that protect something that is valuable. When establishing boundaries with yourself and others, ask yourself "what valuable thing am I protecting from others?".
If Life is unfair, either accept the rules of the game that you are not willing to adapt to, or create a new reality by living more deeply in your values (does not determine success, but potential increased meaning/fulfillment). Both ideas can coexist together.
If we look back and find the silver lining in our tragedies, why not see them as a gift in the present moment and utilize the opportunity while we still have control over it?