MichelleSanchez

Building @CazasHQ - Fractional real estate you can invest in, stay in, and grow into ownership. | Previously Co-founded @onlywithmith

[MichelleSanchez @MichelleSanchez]

We aren’t building @CazasHQ around transactions. We’re built around identity.

Today we’re designing the architecture that connects travel / investment history, credentials, community & future ownership into a single member record.

Optimizing for continuity.

Memory = utility

[MichelleSanchez @MichelleSanchez]

@brian_armstrong Absolutely!!!

[Brian Armstrong @brian_armstrong]

I think it’s time to revisit the accredited investor laws in the US.

Companies are staying private longer, where only accredited investors (aka rich people!) can invest. Retail investors can only come in after IPO, when much of the upside has already been captured.

These rules were created with the best of intentions, to protect regular people from scams - a noble idea. Unfortunately, in practice they've often made it illegal to get richer, unless you're already rich. A regressive tax!

We have to judge policies based on their outcomes, not on their intentions.

These are two possible routes I see:

1) Replace the rule with something merit-based, like a financial literacy test. Pass it and you're accredited. Having a qualification based on competency rather than your bank balance or income seems far more fair.

2) Remove the rule entirely. Let consenting adults assess their own risk. Disclosure requirements stay and fraud enforcement stays to punish bad actors.

[SDR ✨🧙🏽‍♂️ @0xSDR]

Three days ago I became a dad. My son, Soren was born with a rare heart defect and is fighting for his life.

I've given 10 years to this space & never asked for anything. Today, humbly, I'm asking.

Anything you can do helps.

5qTKp44FvKsBZakm5YWihqVG2UMeQZp1pDRbLMbApump

[MichelleSanchez @MichelleSanchez]

@DavidwRankin @brian_armstrong Really couldn’t agree more with this. Can’t make this point wout nodding to companies like @balconytech and Dono AI who are actively trying to make this a reality.

[Franklin Templeton Digital Assets @FTDA_US]

An ETF that just holds assets is leaving utility on the table.

Sandy Kaul, on why tokenized ETFs can be so much more than a wrapper.

@iandebode x @OndoFinance x @therollupco x @andyyy x @robbieklages x @blockworksDAS x @Blockworks

[MichelleSanchez @MichelleSanchez]

@SplyceFi @SuiFoundation @StellarOrg @SolanaFndn @LucidDrakes @SarsonFunds This is BIG! Congrats

[MichelleSanchez @MichelleSanchez]

Before I began building @CazasHQ I thought this was how institutions were eventually going to plug in.

Not quite.

Nice to see @mcagney pushing for new rails.

[Rex Salisbury @rexsalisbury]

Mike Cagney is dismantling the $74 trillion DTCC monopoly. Why wait for incumbents to innovate when you can just build a better, cheaper, and more transparent financial stack yourself?

(0:00) Why hasn't the $74T DTCC been tokenized?
(0:18) Why won't stocks trade on blockchain?
(1:48) Will equity issuance leave the exchanges?
(2:56) Did Cagney’s master plan actually work?
(3:50) Why start with credit instead of equity?
(5:36) How Figure disrupted the HELOC market
(7:21) The three core value props of blockchain
(8:32) How NFTs solve the proxy voting mess
(9:22) Is 24/7 trading just a distraction?
(10:48) The hidden "cash cow" of stock lending
(13:03) How to force the shorts onto blockchain
(14:19) Solving the "cold start" problem in DeFi
(15:36) Who follows Figure into the tokenized era?
(16:24) Fixing the Digital Asset Treasury (DAT) gap
(19:15) Will Blackrock force the world to tokenize?
(20:01) The DeFi unlock the SEC is fighting
(23:02) Who wins and loses as markets move on-chain?
(26:32) Is this just another centralized exchange?
(28:27) How does Figure actually make money?
(31:00) Why Cagney chose public over private equity

[MichelleSanchez @MichelleSanchez]

@ZeusRWA @RWAFoundation_ i sometimes wonder what the RWA space would be like if you hadn't taken the initiative. You're a true don.

[MichelleSanchez @MichelleSanchez]

@NYSE x @Securitize are building regulated rails - instant settlement, on-chain ownership. Excited to see how this enables platforms like @CazasHQ to turn assets into experiences. Congrats to @carlosdomingo and team!!

[Carlos Domingo @carlosdomingo]

When we registered a transfer agent with the SEC in 2019 to modernize it using blockchain technology investors did not understand the reason, I hope it is clear now how it was a very strategic decision that the rest of our competitors also embraced

[MichelleSanchez @MichelleSanchez]

@carlosdomingo Carlos que pasada!! Wow

[MichelleSanchez @MichelleSanchez]

@ZeusRWA liquidity follows emotional utility

[MichelleSanchez @MichelleSanchez]

@ZeusRWA How bout utility outside of financial returns? Or loyalty rewards? Retail UI/UX. Start with education.

[MichelleSanchez @MichelleSanchez]

@ZeusRWA A testing ground for its inevitability.

[MichelleSanchez @MichelleSanchez]

@RWAFoundation_ Nice recap

[MichelleSanchez @MichelleSanchez]

@TheMattBerman @openclaw @boringmarketer @virlomain VIEWS (gotta see this in action)

[MichelleSanchez @MichelleSanchez]

@kavir777 @browser_use @convex @agentmail @supermemory only local mls?

[Aryan Siddiqui @Ar_boian]

Brian Chesky's vision for an AI-first world is miles ahead of the Silicon Valley narrative. Haven't seen it this clearly since Steve Jobs.

[Watcher.Guru @WatcherGuru]

JUST IN: 🇺🇸 SEC Chair Paul Atkins says now is the "right" time to open the $12.5 trillion 401k retirement market to crypto.

[Adam Livingston @AdamBLiv]

The banks are PISSING THEMSELVES.

They’ve just realized that some autistic crypto startup in a WeWork with $20 million in T‑Bills and a React front-end is about to nuke the entire $17 trillion U.S. deposit base…

…by offering 4.9% yield on a stablecoin while JPMorgan gives you 0.01% and a debit card that expires in two years.

“BUT THAT’S NOT FAIR” – every bank lobbyist ever

Now the banking system, this Godzilla made of soy, duct tape, and 11,000 physical branches, is whining to Congress like:

“This isn’t fair! If people can earn yield on dollars outside the bank… they might leave the bank!”

No shit. That’s the point. You locked everyone into a zero‑yield Ponzi for a decade while printing $7 trillion, and now you’re shocked people want out?

What’s next, are you gonna sue water for being wet?

This is a regulatory street fight between code and bureaucracy, between global liquidity that settles in five seconds and the rotting husk of Bretton Woods wearing a suit made of FDIC pamphlets.

And guess what?

The White House is hosting peace talks.

Yes.

Trump’s team just invited Circle and Coinbase to sit down with Jamie Dimon and tell him that the future of dollars may not involve Jamie Dimon.

Can you imagine the mood in that meeting?

“Hi Jamie, meet Brian from Circle. He tokenizes T-Bills with six engineers and a Discord server. He’s taking 3% of your deposits and none of your regulatory costs. Thoughts?”

The reality is that every time one of these banks says “we’re concerned about financial stability,” what they mean is:

“Please don’t let these crypto goblins disrupt our ability to harvest yield off the lower-middle class with 18% credit cards and 0% checking accounts.”

They want protection rackets codified into law.

Like “you can’t offer yield on stablecoins unless you’re a licensed bank,”

aka:

“We missed the boat, so let’s blow up the dock.”

Banks can’t compete.

Let’s model it:

A bank: 11,000 branches, 75,000 tellers, legacy core systems from 1982, and a CFO who thinks Solana is a fish.

Circle: 25 people, 100% T-Bill backing, 24/7 redemptions, yield streamed on-chain like Netflix.

Now let me make this brutally simple... Who wins?

The guys with marble lobbies or the protocol that turns dollars into yield-bearing bearer assets?

The banks are playing defense against stablecoin yield... but what happens when it clicks that stablecoins are just a transition vector to full monetary exit?

What happens when people use stablecoins to bootstrap into Bitcoin treasuries with self-custody?

You go from “5% yield off Circle’s T-Bill stack” to “30% CAGR in purchasing power in a bearer asset that can’t be diluted and lives outside the IMF death loop.”

That’s endgame stuff.

The banks are scared of USDC + USDT.

Wait until every mom in Omaha is yield farming STRC dividends from their Roth IRAs using a Lightning app.

We’re replacing the entire fiat architecture with a monetary black hole.

https://t.co/FgXOFs2ikL