MillionsByRetirement

A 23-year-old's journey to financial freedom through disciplined investing. Focused on quality investments and long-term compounding. Not financial advice.

[MillionsByRetirement @MillionByRetir_]

Recent college grad. Regular income. Big goals.

Building wealth through consistent investing, long-term compounding, and selective swing trades.

Documenting the entire journey—the good, the bad, and the lessons learned.

Goal: Millions By Retirement. 📈💰

Follow along. 🚀

[MillionsByRetirement @MillionByRetir_]

https://t.co/0Z4wli2Yqg

[MillionsByRetirement @MillionByRetir_]

I finished my $5 a day challenge into $VOO. I finished the month down .31% on the month in total. Join me next month when we do the same concept, but invest on every Monday (Link Below). #CompoundInterest #retirement #FinancialAwareness

[MillionsByRetirement @MillionByRetir_]

What do you think about this strategy for a 23 year old. I dont know how long I can keep this up at my current salary level, but I'm trying to take full advantage of #CompoundInterest.

[MillionsByRetirement @MillionByRetir_]

I just got a part-time job in addition to my full time job. I will be investing at least 80% of any earnings into the markets.

Current investing habits:
50% of income from full-time into 401 (k).
$150 a month in Roth $VOO or $SCHD
At least 80% of part-time income into Roth/tax

[MillionsByRetirement @MillionByRetir_]

@timoassi $VOO We buy everyday and invest heavily in retirement.

[MillionsByRetirement @MillionByRetir_]

@CGInvesting10 I only have 15 shares.

[MillionsByRetirement @MillionByRetir_]

On Tuesday another 1.7k will be going into the 401k.
#brickbybrick #Retire #Investing

[MillionsByRetirement @MillionByRetir_]

Consistency is key to generational wealth. I believe you can reach it with enough time and discipline. #generationalwealth #investing #goals

[MillionsByRetirement @MillionByRetir_]

@QC_Capitals ETFs buty dabble in some individual stocks

[MillionsByRetirement @MillionByRetir_]

@DevotedDividend I started with $5 this month. I think next month I will do $SCHD

[MillionsByRetirement @MillionByRetir_]

I contributed another arbitrary $45 to my ROTH tonight, seeing the total value cross $10,000 for the first time ever. I know that this can and probably will change tomorrow, but this is an important milestone. $SCHD $VOO $SCHG $OSCR $APPL #Roth #Investing

[MillionsByRetirement @MillionByRetir_]

@growthrapidly SOFI

[MillionsByRetirement @MillionByRetir_]

@DevotedDividend Love s and p and $Schd combo. S&P in the 401k SCHD in the roth

[MillionsByRetirement @MillionByRetir_]

@SCHDaccumulator Yes Sir

[MillionsByRetirement @MillionByRetir_]

I am back; it has been a busy week moving and hanging out with family. I decided I need a side job to invest in $SCHD, as I ran the numbers with 2000 shares and 30+ years of compounding. All I can say is wow.
#PassiveIncome #30years #Dividends

[MillionsByRetirement @MillionByRetir_]

This is why everyone says a $5 coffee a day is a horrible decision, especially when you are young. As a 23-year-old, a 5 dollar decision might not seem like a lot, but in reality, the compounding effect is momentous. #Ramsey #CompoundInterest #VOO #StartEarly

[MillionsByRetirement @MillionByRetir_]

Today I turned 23. Just as important as it is to invest in the future, you need to enjoy the present. Today I played a little birthday 18. #golf #break90 #FinancialFreedom

[MillionsByRetirement @MillionByRetir_]

What a recovery from $OSCR today I added 3 shares at $26.96 making my total shares 41. I also bought 1 share of $ SCHD making my toytal shares eclipse 30.

[MillionsByRetirement @MillionByRetir_]

@InvestingAddict Ummm, you do know that investments are part of your net worth, right?

[MillionsByRetirement @MillionByRetir_]

@rueben9_ @MsVeilMoney Not so fast. $AAPL is too strong of a brand.