My dream is simple. Wake up in the morning, exercise. Go to class to lecture my students. Continue my research in the afternoon. Read and work on maps before bed. Weekends with family.
List of states with Worst Governors in Nigeria at the moment
1. Edo
2. Kogi
You can arrange others per your criteria, but nobody should drag 1 and 2 with these ones
I think Edo state has the worst governor in all of the 35 states.
That man talks and acts like someone that never saw the four walls of even a secondary school.
I think Edo state has the worst governor in all of the 35 states.
That man talks and acts like someone that never saw the four walls of even a secondary school.
“I will do it when I get home and get back to you” I never open laptop since I reach house and haven’t gotten back 😭😭😭
Obinrin ni mo n ba soro lataaro 😂
🚨 𝐁𝐑𝐄𝐀𝐊𝐈𝐍𝐆: Manchester City have made an offer of €𝟏𝟐𝟑 𝐌𝐈𝐋𝐋𝐈𝐎𝐍 for Nottingham Forest midfielder Elliot Anderson, as first reported by @David_Ornstein ⚠️
The bid is worth £106M (€123M), with potential add-ons taking the total value to more than £120M (€140M) 😲
President Bola Ahmed Tinubu just provided further details on his heavily hyped Renewed Hope Agenda, and the sheer mathematics of this project is deeply disturbing, especially since this mega scheme is aggressively marketed as a lifeline to better the lives of ordinary Nigerians.
In the quoted tweet below, President Tinubu claimed that exactly ₦128 billion in mortgages has been generously delivered to 1,859 families at a fixed interest rate of 9.75% spread over 20 long years through the Ministry of Finance Incorporated.
On the surface, this looks like the ultimate utopian dream project, primarily because a 9.75% mortgage rate is ridiculously low, especially when you compare it to the predatory standard market rates which presently sit anywhere between 20%, 25%, 30%, or even higher depending on the bank.
However, even with this seemingly charitable low interest rate, a simple, cold mathematical breakdown instantly exposes that these supposed affordable homes are entirely out of reach for the average, hardworking Nigerian in whose very name this multibillion Naira PR project is being violently advertised.
To see this blatant scam, simply divide ₦128 billion among 1,859 families, and you will rapidly discover that the average mortgage size is a staggering, eye-watering ₦68.8 million per home. Now, under the exact terms quoted by Tinubu, which is 9.75% interest over 20 years with a mandatory 10% equity contribution of roughly ₦6.8 million, a single family would have to reliably cough up roughly ₦600,000 to ₦650,000 every single month just to service this impossible mortgage.
This mathematical reality clearly demonstrates that the policy architects behind this Renewed Hope Agenda have completely, and spectacularly lost their minds, their touch with reality, and their basic common sense.
First of all, the brand new minimum wage recently signed into law in Nigeria is an alleged, highly disputed ₦70,000, which is an insulting amount that many state governors claim they cannot even afford to pay, sustain, or budget for. Even with this symbolic, poverty-level wage, the average Nigerian that these houses are supposedly built for would genuinely need to starve, save every single kobo, and work for one full uninterrupted year just to afford a single one-month mortgage repayment. Currently, absolutely no middle-class citizen in Nigeria with an honest, verifiable, and legitimate source of living can ever afford to burn this massive amount every month for a house, no matter how stupid, lavish, or financially reckless they want to be.
Now this begs the incredibly obvious, screaming question: why on earth is the Tinubu administration deliberately wasting ₦128 billion (a massive $90 million) to provide subsidized affordable housing to a tiny fraction of 1,859 families who are obviously loaded with cash, highly connected, financially immune, and can easily afford luxury apartments, fund their own private estates, secure massive commercial bank loans, or buy premium properties outright?
This ridiculous allocation of scarce public funds makes zero strategic sense because the exact amount quoted for this vanity project is comfortably enough to buy about 4 highly advanced MQ-9 Reaper drones, fully equip them, heavily arm them, and ship them straight to the bleeding frontlines of Northern Nigeria.
These military-grade drones can stay airborne for 30 continuous hours, monitor the entire terror-infested forests in Borno in less than one hour, track moving targets, and violently update the Nigerian military in real time for any mass gatherings of armed bandits, hostage holding areas, illegal gold mining operations, or cross-border insurgent movements.
The colossal amount of money involved in this project is not merely the ₦128 billion senselessly wasted so far. Obviously, before this entire grand, systemic money laundering scheme is fully completed, more than ₦320 billion will have magically vanished, migrated, and evaporated from the Nigerian Treasury directly into the bloated private offshore accounts of ghost contractors, corrupt civil servants, APC campaign financiers, loyal party chieftains, and the ruling party's untouchable inner circle.
This is complete madness. Our brave men in uniform are constantly being taken by surprise, ambushed, and rounded up by ragtag terrorists simply because their vulnerable forward operating bases do not come equipped with basic acoustic sensors, infrared thermal cameras, night vision goggle, or basic aerial reconnaissance drones to serve as early warning mechanisms. Yet the Commander in Chief is cheerfully burning hundreds of billions of Naira under the guise of public welfare, deliberately laundering public treasury funds into the deep back pockets of shady construction companies, and happily providing heavily subsidized affordable housing to his ultra-rich, highly privileged, and politically connected friends.
Every Nigerian needs to pay very close attention to this official press release by the Finance Minister of Nigeria, Taiwo Oyedele. This serves as the direct response by the Federal Government to the International Monetary Fund 2026 Article IV Concluding Statement on Nigeria.
The recent IMF statement on Nigeria is overflowing with glowing praises for the Tinubu Administration and their supposedly brilliant economic policies.
The IMF is loudly cheering for the reunification of the foreign exchange market because the gap between the official and black market exchange rates has remained below 5%, which is absolutely fantastic for foreign investors since they love predictability, guaranteed margins, and zero currency friction. They also excitedly applaud the fact that Nigeria's foreign reserves have built back up, supposedly providing a comfortable cushion against global economic shocks. Finally, the IMF highly commended the Tinubu government's decisions to eliminate deficit monetization (which stopped the CBN from printing money to fund government projects) and to permanently remove petrol subsidies.
Now, the Tinubu Administration, speaking through the office of the Finance Minister, is proudly parading this IMF report like a shiny gold medal. They are framing this praise as an "independent validation" that their brutally painful economic policies over the past few years are finally yielding positive macroeconomic results. The glaring problem here is that this is not something Nigeria as a sovereign country should be celebrating, and this is entirely because of who the IMF actually works for and who dictates their underlying policies. The G7 nations and Western superpowers entirely control the IMF board, and the institution itself exists strictly to protect the financial interests of international creditor nations, massive global investment banks, ruthless hedge funds, and wealthy foreign bondholders. The primary job of the IMF is merely to ensure that the global financial system remains perfectly stable and that struggling developing nations never default on their massive, crippling debts to foreign creditors. Therefore, the IMF works exclusively for the lenders (the global financial-industrial complex), absolutely not for the bleeding borrowers like Nigeria, Ghana, Kenya, or any other struggling African nation.
To see how bad this is, just observe this currency unification being praised by the IMF as a massive win for the Tinubu Administration. They are celebrating simply because the exchange rate is now mathematically stable and investors are finally happy. This is spectacularly good for foreign speculators, but it is deeply catastrophic for us because the currency stabilized at a spectacularly weaker level of N1,400 per dollar, compared to N770 in the black market and N450 in the official rate before this administration took over.
So yes, the currency is technically unified, but at a permanently crippled level. Since Nigeria is a heavily import-dependent economy, this unified weakness has made the cost of food, life-saving medicines, basic hospital bills, school fees, transportation, building materials, imported spare parts, and daily survival astronomical, thereby permanently destroying the purchasing power of everyday Nigerians.
Furthermore, the IMF congratulating the Tinubu Administration on increasing the country's foreign reserves might sound like brilliant news, until you suddenly realize that it is this exact, deliberate policy that violently crippled our local industries. Most of the money that makes up these bloated new foreign reserves was forcefully squeezed out of the removal of petrol subsidies, a move that has deeply suffocated our local businesses, artisans, manufacturers, and logistics companies who rely entirely on petrol generators to survive. But this is not even the full tragic story. Even the bloody change they violently squeezed out of the dying Nigerian middle class was not enough to impress these foreign investors. To aggressively entice them, the Tinubu Administration spiked the base interest rate from 18% up to a staggering 27%. This was no mistake. In the US, for example, when you lend money to the government by buying Treasury Bills, federal bonds, municipal securities, or index funds, the interest you expect to make per year is at most 5%. But the Nigerian government is desperately signaling to these foreign speculators and international bondholders to come drop their dollars in Nigeria, effectively guaranteeing them a massive 27% interest by the end of the year. This might look like a huge economic win as foreign capital flows into the country, but this hot money never ends up in the pockets of ordinary Nigerians. It is never used to build schools, pay hospital bills, subsidize agriculture, fix dead refineries, or reduce house rents. The money just sits idly in the central bank to impress the IMF and World Bank creditors, proving to them that Nigeria is highly liquid and perfectly safe to lend to.
The absolute worst part of this trap is that it is not just the CBN increasing the base interest rates. The commercial banks are naturally forced to aggressively increase their lending rates even higher. Today, some predatory commercial banks are charging desperate businesses as much as 35% to 40% interest on loans. This financial terrorism has forced countless local businesses to drastically cut down production, lay off massive numbers of staff, and permanently close their branches in remote areas across Nigeria, forcing them to operate strictly within the suffocating limits of their own personal, depleted capital. It is practically mathematically impossible to borrow from a Nigerian bank, scale up production, create actual wealth, and employ the millions of struggling graduates in our society when you first have to pay 40% to the bank. Add that to the reunified currency making imports insanely expensive, meaning businesses still have to pay extra for imported raw materials, clear goods at exorbitant customs duties, pay multiple state taxes, and buy the hyper-expensive fuel that spiked in price due to the celebrated subsidy removal.
It is very possible to analyze this insulting press release further, but there is absolutely no need to waste the time. Clearly, this administration should not be celebrating warm handshakes, pat-on-the-back press releases, and polite diplomatic smiles from foreign creditors and international bondholders. They should be focusing entirely on the bleeding Nigerians who are brutally forced to carry the crushing, suffocating burden of these massive economic miscalculations just to please a comfortable, wealthy board of directors at the World Bank and the IMF.
If I wanted to maintain my current standard of living, but in Nigeria, it would cost too much to be realistic.
Nigerian prices are way too expensive in USD terms despite having such a devalued currency, and I don't understand how everyone is quiet.
That country is stupidly expensive for no reason at all🤷🏾
Why are Nigerians🇳🇬 like this?
You came to Russia 🇷🇺to study but refused to go to class and pay school fee.
You decided to go work and send money home to build houses, instead of paying school fee.
Even when you come to class, you are always making noise.
One of the schools in Russia 🇷🇺 is already contemplating banning Nigerian students, same way they banned Egyptian 🇪🇬student.
People already in Russia 🇷🇺 are blaming me for sharing info. They said too many people are ruining their chances now.
Why didn't you make your bed when you wake up? Why didn't you clean your space before leaving the house? You, as a man, have many problems to attend to first before addressing your visitor
Normally, I can't function in a dirty environment. The simpliest house chores: your bed
I once invited a girl over to my house, but before she started coming, I had to go out to urgently attend to something. I told her not to bother coming but she insisted that she would come and wait for me till I got back.
I agreed and told her where the key was. She got to my place and informed me on the phone. I went about my day and returned home after about two hours to the biggest shock of my life.
You wouldn't believe that this lady didn't even help me do some minor cleaning. She left the bed unmade the way I left it and sat on the couch waiting for me.
My room was not even dirty but I expected that she should have at least made the bed.
That was the last time I ever asked her to come around. She still asks me if she did anything wrong but I don’t know whether to tell her how I felt or if I'm the one overthinking the matter.