Veteran Actor, Amaechi Muonagor's health is deteriorating. He pleads for our financial support.
He's suffering from diabetes and kidney failure.
If you don't have money, you can Retweet ๐
"When a rich man is sick, a poor man will pay him a visit to say sorry and wish him a speedy recovery. When a poor man is sick, he waits to recover then goes to tell that rich man that he has been sick"
~ Chinua Achebe
With More Insurance Claims Are Being Rejected In South Africa. Here Are 20 Hidden Terms To Look Out For In The Car Insurance Ts & Cs
1. Excess: Check the excess amount you're required to pay in the event of a claim. Some policies may have higher excess amounts for certain situations.
2. Exclusions: Review the list of exclusions, which are situations or events not covered by the insurance policy. This can include specific types of accidents or damage.
3. Waiting Periods: Be aware of waiting periods for certain coverages, especially if you've recently purchased the policy or made changes to it.
4. No-Claims Discount: Understand how the no-claims discount works and the conditions for maintaining or losing this discount.
5. Geographical Limits: Check for any restrictions on coverage based on geographical locations. Some policies may have limitations on coverage outside of certain areas.
6. Use of Vehicle: Clarify the permitted uses of the vehicle. Some policies may have restrictions on business use, for example.
7. Policy Renewal Terms: Understand the terms and conditions related to policy renewals, including any changes in premium rates.
8. Modification Limits: If you've made modifications to your vehicle, check for any limits on the extent of modifications covered by the policy.
9. Named Drivers: Check whether the policy restricts coverage to named drivers or if it allows any licensed driver to operate the insured vehicle.
10. Vehicle Valuation Method: Understand how the insurer values your vehicle, as this can impact the payout in the event of a total loss.
11. Claims Notification Timeframe: Be aware of the time limits for reporting claims. Failing to notify the insurer within the specified timeframe could affect your coverage.
12. Cancellation Terms: Review the conditions under which the insurer can cancel the policy and the notice period provided.
13. Depreciation Rules: Check how the insurer handles vehicle depreciation, especially for older vehicles.
14. Under-Insurance Penalty: Be aware of penalties for under-insuring your vehicle, as this could affect the payout in the event of a claim.
15. Coverage for Personal Belongings: Understand the extent of coverage for personal belongings inside the vehicle.
16. Emergency Assistance Services: Check the terms related to emergency roadside assistance and towing services.
17. Grace Period for Premium Payments: Be aware of any grace period for premium payments and the consequences of late payments.
18. Excess Buyback Options: Some policies offer excess buyback options, allowing you to reduce the excess by paying an additional premium.
19. Policy Endorsements: Review any policy endorsements or changes made to the standard terms, as these can impact coverage.
20. Policy Expiry and Lapse: Understand the consequences of policy expiry or lapse and the steps needed to renew or reinstate coverage.
Mostly important: Please Stop Having Sex in The Car!
@SamL17401277 Lobola is biblical.
It's a symbol of appreciation and compensation for the job well done on your bride.
Look for something else minister ๐