I’ve picked my laptop up atleast 10 times today, placed it on my lap, checked my to-do-list, attempted to start something, and I just couldn’t focus. I’d click around for a few minutes, close the lid and re-try.
I think this is my entire system saying - I can’t today! 😖
Nigeria is ranked #1 in global USDT and USDC ownership.
Not the US. Not the UK. Not Singapore.
Nigeria.
59% of Nigerian crypto users hold USDT. 48% hold USDC. More than any other country surveyed. India is third. Brazil close behind.
The reason is obvious once you see it: in countries where local currency loses 20–40% of value annually, stablecoins aren't a crypto product. They're a savings account. A dollar-denominated store of value that doesn't require a US bank account.
Here's what the data doesn't show: most of those stablecoin holders can't use their USDT to buy anything.
No merchant acceptance. No subscription billing. No automatic payment. No way to pay a supplier. They hold the dollars. They can't spend the dollars. They convert back to fiat every time they need to transact.
The gap between stablecoin adoption and stablecoin utility is most visible not in San Francisco or Singapore. It's in Lagos, Jakarta, São Paulo.
$308B in circulation. The people who need stablecoin commerce most have the fewest tools to access it.
That's not a distribution problem. That's an infrastructure problem. The rails exist everywhere. The billing layer doesn't exist anywhere.
That's who we're building for.
After more than a decade of uncertainty, this interpretation will provide market participants with a clear understanding of how the SEC treats crypto assets under federal securities laws.
This is what regulatory agencies are supposed to do: draw clear lines in clear terms.
Just watched this @MaisonValentino ad and I’m sat here thinking…
It’s 2026, shouldn’t perfume ads be more innovative than the same old format I’ve seen for as long as I can remember?
🤷🏽♀️
The world we live in leaves us with little to no choice but to be caught up in being, becoming, achieving, and accomplishing.
…But as often as we can, let’s pause and take a look around us, there’s much to do for people.
You have the answer to someone’s prayer.
Answer it!
I’m not a software developer, engineer or anything of the sort…
But let’s just say lately, I’ve gotten real familiar with “vibe-coding”, and “vibe-code debugging” even more…
I want to pull my hair out.
Welp! 😭
Quick reminder: If you're interested in my next AI Bootcamp and haven't applied for a scholarship spot yet, now is your chance.
I understand that not everyone can afford a paid program, but many are highly motivated to learn and build.
This iteration includes several scholarship spots.
You can apply for a scholarship here: https://t.co/UfJu0HjvOa
Last time I shared this form, it spread widely, and I received thousands of applications, so don't wait too long.
🔸 Course starts: January 26, 2026
🔸 Format: Live, hands-on
🔸 Focus: Building production-ready AI agents, step by step
If you know someone who could benefit from a scholarship, please share this with them.