Mohammed🐫

Fix your nafs → change your reality.
Bestselling author of The Mirror • 10K+ transformed

[Mohammed🐫 @MohamedAlUbai]

Allah has already written the 'impossible' version of your problem:

• Musa's mother put her baby in a river and the river delivered him to the house that was hunting him (28:7-9)
• Ayyub named the harm and did not decorate it — and was answered (21:83-84)

[Mohammed🐫 @MohamedAlUbai]

normalize micro-duas:

• red lights
• elevators
• loading screens
• the queue that isn't moving

dead time is only dead if you are. 3:191 counts standing, sitting, and lying down — the whole day is a prayer mat if you want it to be.
you don't lack time with Allah.

[Mohammed🐫 @MohamedAlUbai]

signs Allah is pulling you closer (most people misread every one):

• sudden distaste for things you used to love
• losses that keep landing you on the prayer mat
• loneliness that only He seems to fill
• your sins getting exposed fast instead of piling quietly

[Mohammed🐫 @MohamedAlUbai]

your money anxiety isn't about money… it's about custody

you think you're the owner, so every expense feels like bleeding. the Quran says you're the trustee:

• “whatever you spend - He REPLACES it” (34:39)
• “who will loan Allah a goodly loan? He MULTIPLIES it” (2:245)

[Rajdeep Sardesai @sardesairajdeep]

A rogue and failed Pakistani army-state captured in one video. Top LET commander Hafiz Abdur Rauf led the funeral of LeT terrorists killed in #OpSindoor in Muridke yesterday . Top Pak military and police officials, including IGP of Punjab police Pwkistan, also attended the funeral. Pakistan army state exposing itself as a terrorist nation once again.

[Mohammed🐫 @MohamedAlUbai]

@Airtel_Presence Still got no revert from your team, every day a new person is assigned & he tells that he is wrongly assigned???
And there is no customer care to call & register complaint !!!!

[Mohammed🐫 @MohamedAlUbai]

@Airtel_Presence Sent you DM

[Swaminathan Padmanabhan @swaminathankp]

The recent Monetary Policy Committee (MPC) meeting held by the Reserve Bank of India (RBI) highlighted concerns about potential economic growth being sacrificed due to aggressive monetary tightening measures aimed at addressing inflation. Some members of the committee expressed apprehension that prolonged high interest rates could impede the economy's growth, which has the potential to surpass the current 7% levels.

To put things in perspective, it's worth drawing parallels between India's current economic scenario and China's journey a little over a decade ago. In 2007, China's economy was roughly the same size as India's present economy, standing at around $4 trillion. Despite the global downturn following the 2008 financial crisis, China managed to sustain GDP growth at over 10% annually, doubling its GDP in just about four years.

China's approach during 2007-2011 bears a striking resemblance to India's strategy over the past 3-4 years. Interestingly, both periods coincided with global economic crises - the 2008 financial meltdown and the recent COVID-19 pandemic. Both India and China have relied on similar growth strategies during these time periods.

The growth strategy for both nations centered around robust infrastructure development and a strong push for exports, aiming to attract foreign capital and resources while producing and exporting finished goods and services.

China's monetary policy in the aftermath of the 2008 crisis was particularly noteworthy. Leveraging its strong fiscal position, China implemented a unique combination of relatively high interest rates (5-7% range) and a substantial direct monetary stimulus of approximately $600 billion, equivalent to about 15% of its GDP at the time. This stimulus package enabled China to boost its infrastructure and manufacturing industry, providing the capital necessary for sustained growth.

China's ability to inject this significant stimulus allowed it to maintain higher interest rates compared to other major economies, which were forced to cut rates aggressively. The higher interest rates encouraged savings and deposit growth, maintaining the health of the banking sector.

For India to achieve maximum possible growth rates while retaining high interest rates as the RBI is currently doing, an equivalent stimulus would require an investment of approximately ₹50 lakh crore (or ~$600 billion). However, this level of fiscal stimulus is not currently feasible for India. Therefore, it's crucial for the RBI to consider the alternative strategy of reducing interest rates to promote growth.

Importantly, this approach may not lead to the much-feared side effect of higher inflation. Core inflation has already bottomed out to around 3% levels, and the primary concern is food inflation, which is not directly influenced by interest rates. We have discussed this point extensively in our previous posts*.

As India stands at this crucial juncture, it's essential to learn from successful strategies employed by other rapidly growing economies. While our circumstances differ, the potential for accelerated growth is within our grasp. By fine-tuning our monetary policy and focusing on key growth drivers, India can aspire to double its GDP in a shorter timeframe, propelling us closer to becoming a global economic powerhouse.

#IndianEconomy #EconomicGrowth #MonetaryPolicy #RBI #Infrastructure #Exports #ChineseEconomy #GlobalFinance #MakeInIndia #Inflation #InterestRates

*Also see https://t.co/1kXRqH3hCR

[Mohammed🐫 @MohamedAlUbai]

@chiragbarjatya Amul

[The Night Warrior @WarriorNight007]

@TimesAlgebraIND Terrorists should no longer be under the misconception that no one can touch them because they are on the other side of the border- EAM Jaishankar on terrorism from Pakistan

[The Hawk Eye @thehawkeyex]

Another gem! Congress party & supporters singing song of ₹1L to every graduate every year. A simple and their own estimation is that the clauses will cover just 6% of those. Then why using term "every" graduate?

6/

[Mohammed🐫 @MohamedAlUbai]

@chiragbarjatya 150-200rs per meal, Gurgaun

[Deepak Shenoy @deepakshenoy]

Another extension to PMGKAY. Free foodgrains - at a time when we are supposed to be progressing at a rapid pace. Free doesn't make the poor less poor - only employment or income does, and giving things free defeats it in the long run. Ok for Covid. Not ok now. 2 lakh cr. a year!

[Mohammed🐫 @MohamedAlUbai]

@drmcrngp @RailwaySeva PNR-2260908980
Trn:20846
Dt:16-05-23

[Radhika Gupta @iRadhikaGupta]

It is when you travel abroad that you realise how much UPI has spoiled us in India.

[Anant Ladha, CFA CA CFP LL.B. @anantladha25]

Lic to RBI - Dost dost na raha.

[R.K. @ipo_mantra]

Population of India : 140 crores

Income Tax Payers : 6 crores

Angry persons because there is no change in Tax Slab : 135 crores

ASTONISHING ... 😃

[Mohammed🐫 @MohamedAlUbai]

@airindiain Ticket number - 0986933562541 and
0986933563002
Contact number - 9926121515
Email id - [email protected]

[Mohammed🐫 @MohamedAlUbai]

@Sarthak02_ ☝️😂

[Kunal Shah @kunalb11]

While Indian startups are busy celebrating exponential growth of unicorns, per capita income of the country is down.

Without growth in per capita income or jump of female participation in labor force, unicorns will disappear at high speed too.