Jrods Money 🇺🇸🚙

I talk about investing, personal finance and all the things I wish I knew when I was 20.

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Here’s what I’ve been up to lately:

- meal prepping
- investing $550 a month in Roth
- still getting 8% match in 401k
- lifting at least 3 days a week
- bro split
- walking 8000 steps a day (at least)
- researching new coffee makers
- playing fire red on switch

Simple

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Why do people go to the gym to just talk? Never understood this

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

The chill part is the most important part of index and chill

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

I’m back. Achievement unlocked 🔓

[Jrod Money 🇺🇸🚙 @MoneyJrod]

Even the big dogs like Graham are seeing the light.

Many such cases

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

5 year returns

Bitcoin - +19.52%
S&P 500 - +65%

Will this continue?

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Keep investing during these times of uncertainty. These less expensive shares will be the fuel that will get you to millionaire status one day

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Non negotiables for me now

- minimal social media
- see family as much as possible
- lift 5 times per week
- slight calorie deficit or maintenance
- hug wife daily
- black coffee
- invest 25% of income
- have fun with the rest
- enjoy time with the kids
- leave work asap

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

What would happen to the credit card companies if every user paid their balances off every month?

This is why financial literacy isn’t taught in schools

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Thing about X is it’s kinda like April fools everyday

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Having lost 20 pounds of fat of the last year I’m finding it hard to shift from being in a calorie deficit to eating back at maintenance and slight surplus to gain muscle. That mental shift is something that doesn’t get talked about enough

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

I will keep buying S&P 500 funds
I will keep buying URNM
I will keep buying

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Listen I’ve read all the money books
This is all you need to do:

Get your 401k match
Save up a 3 month emergency fund
Use snowball method to pay off debt
Get term life. Not whole life
Max out a Roth IRA yearly
Use low cost index funds
Drive a high quality paid off car
Enjoy life

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Here’s the plan for me

Keep buying more FXAIX
Keep buying more URNM
Shore up emergency fund
Keep having fun and enjoying life

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Things that happened when I stopped buying stocks and bought index funds instead

-sleep improved
-net worth increased
-projected retirement age decreased
-no more finance news
-more time for things I enjoy
-not questioning the plan
-drink coffee in peace

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Are y’all ready to admit that I was right?

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Thinking of taking my wife to Italy next year for our 15th wedding anniversary. Thinking about doing the Mediterranean cruise or just flying there and traveling around on our own

Any tips from those who have been there before?

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

All you literally have to do to save money is just want less things and be ok with what you have now

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

Just booked the most normie southern vacation of all time to Panama City beach. Putt putt golf, spending all day at the beach, eating way too much. Can’t wait

[Jrods Money 🇺🇸🚙 @MoneyJr0ds]

It has been quite some time since I posted something here, been busy with full-time work and a few personal projects. hope yall doing well 🙂

here is a small glimpse of what I've been working 🪄
❖ Login Screen explorations for a prop firm - user onboarding.