Vincent McCarthy, CFA

Writing about money, investing and financial decision-making. Founder of Money Roast and Responsible Investment Institute®. Insights best consumed over coffee.

[Vincent McCarthy, CFA @MoneyRoastCo]

Money Roast.

Financial literacy, one coffee at a time.

Money. Investing. Financial decision-making.

No jargon. No hype. No get-rich-quick promises.

Just practical ideas to help you make better financial decisions.

[Vincent McCarthy, CFA @MoneyRoastCo]

The market noise has gotten louder over the years. Charlie Munger’s wisdom still helps cut through it.

https://t.co/rfeIBZUr77

#Investing #FinancialMarkets #FinancialLiteracy #MoneyRoast

[Vincent McCarthy, CFA @MoneyRoastCo]

You are earning more, but you feel poorer.

That is lifestyle creep.

Income rises. Spending follows. What once felt like a luxury becomes part of everyday life.

More income does not automatically mean more financial progress.

Learn more: https://t.co/AXUE2Vlq8b

#InvestInYou

[Vincent McCarthy, CFA @MoneyRoastCo]

For some people, the first step into investing can feel more like a giant leap.

Practice mode allows you to explore an investment platform, search for investments and practice placing orders without risking real money.

Learn more: https://t.co/kOCItrU9Kf

[Vincent McCarthy, CFA @MoneyRoastCo]

Budgeting is not only for people under financial pressure.

It helps you understand where your money is going, decide what matters and direct more of it towards the life you want.

Read the full post: https://t.co/z7iKpq5Lze

[Vincent McCarthy, CFA @MoneyRoastCo]

Financial goals are not about accumulating money for the sake of it.

An emergency fund gives you breathing room.

Saving gives you options.

Investing can help you build towards the future you want.

Money is not the destination. It is a means to living the life you want.

[Vincent McCarthy, CFA @MoneyRoastCo]

Most financial planning starts by asking:

What do you want?

But sometimes it is easier to begin with:

What don’t you want?

Read the full post: https://t.co/k3OvvCckYm

[Vincent McCarthy, CFA @MoneyRoastCo]

Building your own stock portfolio is a bit like picking a football squad.

If you do not want that responsibility, buying the index may be the better option.

The key is knowing the role you want to play.

Read the full post:
https://t.co/qA98Eeth4E

#Investing #Football

[Vincent McCarthy, CFA @MoneyRoastCo]

The ESG Factor Magazine, featuring a range of insights.

https://t.co/9l2cTg4ip0

#esg #business #sustainabledevelopment

[ESG Ireland® | Turning Intention into Action @ESGIreland]

💥 New Episode of @TheESGFactor with two of the co-founders of FiltraCycle, a startup recycling cigarette butts.
https://t.co/F34L6WEdPJ
#startups #Sustainability #innovation #recycling #impact @tcddublin @TCDLaunchbox #FridayMotivation

[Vincent McCarthy, CFA @MoneyRoastCo]

💥 New Issue of The ESG Factor Magazine - Official Magazine of ESG IRELAND® https://t.co/Pnkx2kpd3b
#Sustainability #ESG #business #investments #leadership #Ireland

[Vincent McCarthy, CFA @MoneyRoastCo]

New episode -Amanda Andrade shares her story about the 2019 Vale mining disaster which claimed the life of her sister, and her fight for justice against this Goliath, Vale
#mining #Brazil #DisasterRelief #sustainability #life #activism #LaLuchaSigue

https://t.co/nwmAV8sbeL

[Vincent McCarthy, CFA @MoneyRoastCo]

@JonWalters19 Jon, best of luck.! Take a read of my article on how players may be able to use their platform to tackle the dementia crisis. https://t.co/yA0GSorEmM
#PL #football #Dementia #health @chris_sutton73 #Action @premierleague @PFA #PlayersTogether @JHenderson

[Vincent McCarthy, CFA @MoneyRoastCo]

#Sustainability #ESG #education #Ireland

[ESG Ireland® | Turning Intention into Action @ESGIreland]

Press Release - Launch of first Responsible Investment Advisor Course in Ireland.
https://t.co/EPZasbxDlV
#CFWI20 #Sustainability #ESG #education #Ireland

[ESG Ireland® | Turning Intention into Action @ESGIreland]

"Desire one thing alone: that your actions or inactions alike should be worthy of a reasoning citizen" - Marcus Aurelius

Hopefully reason will prevail over the coming days and weeks.

#CountEveryVote #USElection #Elections2020 #Trump #Biden #America

[Vincent McCarthy, CFA @MoneyRoastCo]

#USAElections2020 #USPresidentialElections2020

[ESG Ireland® | Turning Intention into Action @ESGIreland]

"The government you elect, is the government you deserve." - Thomas Jefferson

The characters in power across the world are a reflection of the society we have created. If we want change then we need to elect more people of character.

#ELECTION2020 #Government #leadership

[Vincent McCarthy, CFA @MoneyRoastCo]

#StartUp #Sustainability #Ireland

[ESG Ireland® | Turning Intention into Action @ESGIreland]

In the first of our sustainability start up series, @NeasaMcG covers Vicinity, a Dublin based company ‘looking to better connect consumers with local producers without compromising convenience', founded by @juliecurrid.
https://t.co/VMG9ctE0eR
#sustainability #startups #business

[Vincent McCarthy, CFA @MoneyRoastCo]

@AerLingus A truer story: April 1st - "Your voucher will be issued as soon as possible". October 1st - still no vouchers of c. 2K. Instead of slagging @Ryanair, send customers their vouchers!! @AerLingus @OfficeOmbudsman #Ireland

[Vincent McCarthy, CFA @MoneyRoastCo]

Thinking sustainably in a commercial world.
#WednesdayMotivation #Sustainability #business #investments #stakeholders #IMPACT

[Vincent McCarthy, CFA @MoneyRoastCo]

ESG: 'Five Archetypes of Behaviour'​ https://t.co/noEnfG8ync
#ESG #Sustainability #CHANGE #leadership