Una vivienda nueva de 400.000 €:
-IVA (10%): 40.000 €,
-AJD del comprador: 6.000 €
-Licencia, ICIO y tasas municipales: 10k €.
-AJD de la obra nueva y la división horizontal 6.000 €.
-Suelo: cesión del 10% del aprovechamiento al ayuntamiento, plusvalía,!IRPF/IS de quien vendió el terreno: 20k €.
-Impuesto de Sociedades del promotor: el 25% sobre un margen del 12%, unos 12.000 €.
-Cotizaciones e IRPF de la mano de obra: 35.000 €.
En total el estado se lleva 140.000 € que es casi el 40% del coste de la vivienda.
El verdadero fondo buitre es el estado.
🇮🇹 Italia aprueba una nueva ley electoral
El Parlamento italiano ha aprobado por 227 votos a 164 una ley que garantiza la mayoría parlamentaria a la alianza que obtenga más del 42% de los votos.
Sus defensores sostienen que refuerza el sistema político y obligará a las coaliciones a nombrar a su candidato a primer ministro "con mucha antelación".
La oposición la llama "ley fraudulenta", afirma que favorece a la primera ministra Giorgia Meloni y ha prometido recurrirla ante el Tribunal Constitucional.
Ojo a este gráfico que acaba de publicar JP Morgan. Cuando los inventarios estén en 6.8 la economía no entra en recesión… se desploma.
Ojo con esto que está poniendo todo patas arriba en Wall Street.
ripple:native ’s four hour RSI is as oversold as we’ve seen it since price was around $1.05. We also saw similar readings twice around $1.
Does this mean the bottom is definitely in? No.
Ideally, I’d like to see some bullish divergence here, with price making a lower low and the RSI making a higher low.
One possibility is that we fill the fair value gap highlighted on the second chart and form a secondary bottom there. A complete fill could potentially give us a higher low in price around $1.30, towards the bottom of the range, alongside a higher low on the four hour RSI.
Alternatively, we could just push straight back towards the range highs, especially when you look at the liquidity charts.
You can also argue that we’ve had a descending triangle structure. If we hold this level, this move could turn out to be a fakeout below the lows before we come back up and sweep the highs.
I’m still not touching XRP here. The setup is becoming more tempting, but I’m not at a point where I want to take a stab in either direction.
I think the grey box is a good area to consider adding spot or potentially laddering into a low leverage long. However, a sweep below the range lows is still possible. I’ve been calling for $1.22 for quite a while, and that remains on the table.
Given how oversold the four hour RSI is, I’d expect at least a relief rally or bounce at some point soon.
For a stronger reversal setup, I’d be looking for price to sweep a key low while the RSI forms a higher low. That bullish divergence would suggest selling momentum is weakening and bulls could be starting to take control again.
Esto de Basagoiti me parece muy ilustrativo. Dato mata relato. El problema que tenemos de políticas públicas en la vivienda está causado por la inacción de los gobiernos, pero sobre todo el de Sánchez, para fomentar la construcción de viviendas.
Sabían perfectamente dónde íbamos viendo el gráfico y ahora que nos han conducido aquí dicen que ellos tienen la solución.
La huelga general es un escándalo...
⌈ 퍼즐 한 조각 추가 ⌋
2025년 4월 27일, 트럼프는 이렇게 썼습니다.
"I'm bringing Columbus Day back from the ashes."
그리고 콜럼버스가 major comeback을 할 거라고요.
이것은 정말로 리플의 EVERNORTH를 가리킨 건 아닐까요?
트럼프가 재에서 되살리겠다던 그날, 2026년 10월 12일.
묘하게도 연기 끝에 #XRPN 이 나스닥에 닿는 날입니다.
피닉스는 잿더미 속에서 날아오른다고 하죠.
콜럼버스의 꿈처럼,
가장 크게 돌아올 이름이 하나 더 있을지도 모르지요.
$XRP 전설은 믿기 어려울 만큼 낭만적입니다. 😂
Os recomiendo leer este hilo para entender cómo se podría hacer el tema de Correos que dicen PP y Vox. Pero tal y como lo plantea no ir a votar no resuelve nada.
Good morning, Asia. While you were sleeping, our most-read article was about developments relating to the death of a plague research institute worker in Russia, which has imposed sweeping quarantine measures in Siberia. https://t.co/F6JmO8E7w6
Un confinamiento de nuevo ahora sería la excusa perfecta para encubrir el recorte de consumo energético que hace falta.
Nadie notará la ausencia de petróleo si estamos confinados de nuevo.
Será interesante ver cómo evoluciona.
🚨 $XRPN TRADERS -- HERE’S THE MATH THAT WILL ACTUALLY MATTER POST-MERGER 🚨
With $XRPN selling off right now, just know, nobody can do a proper valuation until the final closing paperwork hits!!!
Here’s what we actually need:
🟢 Final XRP holdings. Evernorth has been targeting roughly 473M XRP
🟢 Final total economic shares outstanding
NOT just the current low float
🟢 Final cash + debt + liabilities
🟢 Final tradable float / lockups
🟢 Warrants, convertibles and other dilution
Once we have those numbers, the math gets pretty simple:
XRP Treasury Value
= XRP held × XRP price
Adjusted NAV
= XRP value + cash + other assets − debt/liabilities
NAV per $XRPN share
= Adjusted NAV ÷ total economic shares
Then:
mNAV = $XRPN price ÷ NAV per share
That tells us whether $XRPN is trading at 1x, 2x, 3x, 5x NAV, etc.
And THIS is the distinction traders need to understand:
🔥 FLOAT determines how violently the stock can move.
📊 TOTAL SHARE COUNT determines what each share is approximately worth.
Those are two very different things.
Example using ~473M XRP and XRP at $1.50:
If there are 50M economic shares → about $14.20 XRP NAV/share
If there are 100M economic shares → about $7.10 XRP NAV/share
Huge difference.
So before anyone confidently says “$XRPN is worth $20, $30, $50 or $100”...
So we need the final cap table!!!
Once Evernorth closes and the SEC filings land, THAT is when we can finally do the real math. 🔥
$XRPN $XRP #Evernorth
Tomorrow roughly ¥2.6 trillion of new 10-year sovereign collateral enters the Japanese JGB settlement architecture.
That’s not small plumbing.
Here’s the part that made my ears perk up:
On April 20, JSCC + Mizuho + Nomura + Digital Asset launched the JGB digital-collateral PoC using Canton Network.
And their stated objective wasn’t merely “tokenize a bond.
They’re testing whether they can:
transfer JGB rights, update the legally authoritative book-entry records, integrate the existing financial infrastructure with blockchain, and support RT 24/7 cross-border collateral movement while **preserving JGB’s existing legal status.**
Accepted collateral?
JGBs are eligible collateral for cash securities, listed derivatives, CDS, IRS and OTC JGB clearing.
JSCC says all JPY settlements for CDS, IRS and OTC JGB clearing go through BOJ accounts.
THROUGH THE BOJ.
So we have:
JGB
↓
digital/24×7 collateral representation
↓
JSCC collateral + OTC clearing
↓
BOJ central-bank-money settlement / JGB book entry
That is exactly the bridge the April PoC was trying to solve.
I found zero evidence phase 15 ties to XRPL, XRP, RLUSD.
What is becoming nearly impossible to dismiss:
JAPAN is racing to modify their plumbing.
It’s going into production October-November.
It’s not about payments.
It’s about collateral.
ITS ALL converging.
And remember that the head of the BOJ, Kazuo Ueda, is the chair for the GLOBAL FINANCIAL SYSTEM for the BIS.
BOJ Governor: Kazuo Ueda
BIS Board member: Kazuo Ueda
Chair, BIS Committee on the Global Financial System: Kazuo Ueda
3 year term.
The dude overseeing the Japanese central-bank settlement layer is simultaneously chairing
the BIS committee concerned with the global financial system and cross-border liquidity.
Your coffee is served.
Un poco de historia sobre el nacimiento de XRP:
En septiembre de 2012, tras el desarrollo inicial del código del XRP Ledger (XRPL) por parte de David Schwartz, Jed McCaleb y Arthur Britto, los ingenieros se unieron a Chris Larsen para fundar una empresa llamada originalmente NewCoin, la cual renombraron rápidamente como OpenCoin Inc.
🇺🇸WATCH OUT: The US is about to sell $153 BILLION in debt today.
That includes $95B in 6-week bills and a key $58B 3-year note auction.
Strong demand could help COOL yields and SUPPORT stocks and crypto.
Weak demand could push yields HIGHER and pressure risk assets.