Krista Lindstrom

My motto is KNOWLEDGE is POWER. I take great pride in knowing everything I can possibly know about mortgages. I make mortgages simple🏡

[Krista Lindstrom @MortgageSimple]

I'm a mortgage broker that specializes in divorce :)
https://t.co/mKTjv3AOtU

[Krista Lindstrom @MortgageSimple]

These tips can help you build a strong financial foundation for long-term success!

#FinancialLiteracyMonth #IndependentAdvice #LicensedProfessionals #IndiMortgage #interestrates #TheIndependentMortgageCompany #TheIndependentAdvantage #INDIinsights

[Krista Lindstrom @MortgageSimple]

When considering a loan consider asking yourself the following questions:

What's the estimated payoff timeline for this loan?
Is my income stable and sufficient to manage this new debt?
What would be the repercussions of a missed payment?

#IndiMortgage

[Krista Lindstrom @MortgageSimple]

An emergency fund is a dedicated savings account meant to cover unforeseen events like job loss, medical expenses, or sudden home and car repairs. Having this financial cushion helps you stay on track without turning to credit cards or high-interest loans.

#IndiMortgage

[Krista Lindstrom @MortgageSimple]

Part 6/6

Before you finalize the agreement to purchase with the seller, it’s a good idea to make the purchase conditional on conducting/receiving a satisfactory home inspection.

#FinancialLiteracyMonth #IndiMortgage #IndependentAdvice

[Krista Lindstrom @MortgageSimple]

Part 4/6

A lawyer will review the Agreement of Purchase and Sale, as well as other legal documents and conduct title searches to ensure there are no claims registered against the property. They will also handle the transfer of (mortgage) funds from buyer to seller.

[Krista Lindstrom @MortgageSimple]

Part 2/6

Even before you begin looking for a home, it’s wise to get in touch with a mortgage agent (broker) to kick off your home buying journey. Why? We will work with you to determine how much you can afford and secure a mortgage pre-approval at the best available rate.

[Krista Lindstrom @MortgageSimple]

Part 5/6

Your home is likely going to be the biggest purchase you ever make, so you’ll want to protect your investment with home insurance. A home insurance broker will work with you to purchase a policy that will cover unexpected events or accidents.

[Krista Lindstrom @MortgageSimple]

Part 3/6

Once you have your pre-approval in hand it’s the perfect time to engage the services of a real estate agent. Your real estate agent can help you target the properties in the location(s) you desire, at the price point you are comfortable with.

[Krista Lindstrom @MortgageSimple]

Part 1/6

The process of buying a home can be overwhelming. If you try to go through it alone, there’s a good chance you’ll feel more stress than you would if you had a team behind you. You may even make a few mistakes along the way. Fortunately, it doesn’t have to be that way!

[Krista Lindstrom @MortgageSimple]

Ready to crunch the numbers? Let’s get started!

#FinancialReady #HomeBuyingTips #MortgagePlanning #FirstTimeHomeBuyer #HouseHunting #IndependentAdvice #LicensedProfessionals #IndiMortgage #interestrates #TheIndependentMortgageCompany #TheIndependentAdvantage #INDIinsights #NewT

[Krista Lindstrom @MortgageSimple]

Buying a home is likely one of the biggest financial decisions you’ll make in your lifetime. So, it’s incredibly important to understand the home financing process to ensure you are making informed decisions.

Connect today and we'll support you step by step!

#IndiMortgage

[Krista Lindstrom @MortgageSimple]

Key Elements of Financial Resilience include:

Emergency Savings
Debt Management
Income Diversification
Insurance
Budgeting & Planning
Financial Literacy

Connect with us today and improve your financial resiliency!

#IndependentAdvice #LicensedProfessionals #IndiMortgage

[Krista Lindstrom @MortgageSimple]

Today, we pause to honor and remember the brave men and women who have served and sacrificed for our freedom. Their courage, dedication, and selflessness will never be forgotten.

#LestWeForget #RemembranceDay #HonourAndRemember #CanadaRemembers #ThankYouVeterans #IndiMortgage

[Krista Lindstrom @MortgageSimple]

Your Credit Score: With so much weighing on this number, it's important to understand how it's calculated, and what you can do to manage it. Connect with us today and take control of your score!

#IndependentAdvice #LicensedProfessionals #IndiMortgage

[Krista Lindstrom @MortgageSimple]

Whether you’re buying your first home, renewing or refinancing your current mortgage loan, or looking into an investment property, having a solid foundation in financial literacy helps you make informed decisions. We are here to help you on your journey.

#FinancialLiteracy

[Krista Lindstrom @MortgageSimple]

Don't forget to fall back! 🍂⏰

While you're resetting, it’s also a great time to refresh your financial goals! Whether you’re looking to buy a home or refinance, we’re here to help you make the most of your time and money. 🏡💼

#IndependentAdvice #LicensedProfessionals

[Krista Lindstrom @MortgageSimple]

November is Financial Literacy Month in Canada. Check back with our social media sites throughout the month to get tips on budgeting, saving, and building monetary resilience during challenging times.

#IndependentAdvice #LicensedProfessionals #IndiMortgage

[Krista Lindstrom @MortgageSimple]

Whether you're out trick-or-treating or relaxing with some Halloween festivities at home, we hope your night is full of fun and good spirits!

And don't forget, we're always here to make sure your mortgage experience stays free of any haunting surprises.

#IndiMortgage

[Krista Lindstrom @MortgageSimple]

Looking for a stress free mortgage experience? Working with an independent, licensed mortgage agent (broker) is the way to go!

#IndiMortgage #TheIndependentMortgageCompany #TheIndependentAdvantage #INDIinsights