Kitty Howard

Living a beautiful life in Mexico. Author, “Beginners Guide to Cryptocurrency and Investing.”

[The Kobeissi Letter @KobeissiLetter]

Crypto adoption is about to SURGE:

A new Bank of America survey shows 75% of investors have ZERO exposure to crypto.

Now, US lawmakers are requesting the SEC implements President Trump's Executive Order allowing 401(K)s to BUY crypto.

What's next? Let us explain.

(a thread)

[Dan Knight @DanKnightMMA]

A Predictable Retreat- Canada Reversed Course on the Digital Services Tax

Warnings were clear from experts, industry, and trade partners—yet Ottawa moved forward. Now, with negotiations at risk and tariffs mounting, the government is walking back its digital tax policy.

It’s official, Canada just folded. The Trudeau-Carney DST, the retroactive digital tax on U.S. tech giants that triggered a full-blown trade crisis, is dead. Gone. Rescinded. And not because of some multilateral agreement or smart diplomacy. No. It’s gone because Donald Trump walked away, shut the door on trade negotiations, and dared Canada to blink. And blink they did.

The news dropped like a stone out of Ottawa: Canada’s Liberal government—now led by Mark Carney, the global finance technocrat turned Prime Minister—announced it will halt collection of the Digital Services Tax and bring forward legislation to formally repeal it. All to “support negotiations” with the U.S., now aiming for a July 21 deal. Carney was sold to Canadians as some sort of economic savior—a sober, seasoned banker who’d deliver Harper-style fiscal resurgence. People thought they were getting 2008-era competence. What they got instead was a recycled globalist who walked straight into an avoidable trade blunder with the DST that nearly torched Canada’s largest economic relationship.

Turns out the suit doesn’t make the man—and the buzzwords don’t build the economy. But let’s be honest—this was inevitable.

Carney’s tax was a political vanity project from the beginning. A 3% levy on revenue, not profit. Retroactive to 2022. Aimed squarely at American companies. And everyone saw where it would lead: retaliation, tariffs, trade breakdown. Trump made it clear. The business community warned him. Expert testimony in Parliament predicted it word for word. But Carney, like Trudeau before him, pushed ahead with ideological arrogance and zero economic sense.

Now they’re backpedaling—hard.

Here’s what François-Philippe Champagne—Canada’s Finance and National Revenue Minister—had the nerve to say while announcing the death of the Digital Services Tax:

“Canada’s new government is focused on building the strongest economy in the G7 and standing up for Canadian workers and businesses. Rescinding the digital services tax will allow the negotiations of a new economic and security relationship with the United States to make vital progress and reinforce our work to create jobs and build prosperity for all Canadians.”

Really? That’s the line now? After pushing through a retroactive digital tax designed to punish American firms, sparking a trade war, and watching Trump walk away from the table?

Let’s be honest—this tax wasn’t about “standing up” for Canadians. It was a copy-paste EU policy, inspired by the bureaucrats in Brussels who’ve spent years trying to kneecap American tech because they can’t compete. And what did Ottawa do? They followed Europe right off a cliff—without the economic leverage or tech sector to back it up.

And now? With Trump threatening to torch trade negotiations? Where’s the EU? Nowhere. Silent. Not a word. No coordinated defense. No solidarity. Because they’re not the ones getting hit with 25% tariffs on auto parts and steel—Canada is. That’s what you get when you hitch your policy wagon to a continent with no skin in your game.

Here’s the truth the Liberals don’t want to admit: they’re mad that Canada doesn’t have a homegrown Amazon, Twitter, Uber, or Netflix—but they wouldn't know what to do with one if they did. Why? Because the second it got big, they’d tax it to oblivion.

Instead of fostering innovation, streamlining regulations, and letting competition thrive, they attack success with punitive taxes and endless red tape. Canada is anti-competitive by design—a country where the market is controlled by monopolies, protected incumbents, and a government that punishes growth instead of enabling it.

That’s why we don’t have global tech champions. It’s not a lack of talent—it’s a lack of freedom. The feds don’t want innovators. They want tax targets.

Don’t believe me? Look at the Shaw–Rogers merger. The federal government signed off on one of the largest telecom consolidations in Canadian history—shrinking the number of national wireless providers and handing even more market power to an already dominant player. How is allowing less competition better for consumers? It’s not.

And the results? Exactly what you'd expect. The Competition Bureau has flagged concerns that Rogers is failing to offer pricing comparable to the affordable bundled plans that Shaw Mobile customers once had, especially in Western Canada, where affordability was already a concern.

The data backs it up. In June 2025, Rogers rolled out a revamped set of mobile plans—with higher prices across the board:

Essentials Plan: Up from $50 to $65 for 100GB (with 58GB bonus, now totaling 158GB)

Popular Plan: Up from $60 to $75 for 175GB

Ultimate Plan: Up from $75 to $95 for 250GB

These aren’t improvements—they’re price hikes. And they’re the direct consequence of a government that thinks consolidation is good policy and competition is a threat.

But let’s not kid ourselves—this retreat on the DST was necessary. Even the meth head on Vancouver’s Downtown Eastside, eyes fixed on the pavement in full-blown fentanyl withdrawal, could’ve seen this one coming. You don’t slap a retroactive tax on the biggest, most powerful companies in the world—companies headquartered in your largest trading partner—and expect it to go unnoticed. You certainly don’t expect it to go unpunished.

But here we are.

I’ve seen incompetence before. I’ve seen arrogance. But this? This was willful ignorance wrapped in ideology and sold as economic policy. Everyone said this tax would have repercussions. Business leaders. Trade experts. Even Canada’s own financial institutions. It was all on the record. And yet Carney and the Liberals plowed ahead like nothing could go wrong.

Well, it did. Canada got hit. Trump walked. And now the same people who dragged the country into this mess are congratulating themselves for cleaning it up.

And here we are. Wreckage everywhere.

This wasn’t just predictable. It was inevitable.

[Kitty Howard @MsKitty_Howard]

@isabellasg3 Fantastic video! Very well reported and captured. Tim was a good friend. He is loved and missed. 🌄✌️💗

[Kitty Howard @MsKitty_Howard]

@AMAZlNGNATURE Saw a blonde squirrel recently in Ontario Canada

[Kitty Howard @MsKitty_Howard]

Check out my latest article: Bitcoin Is Growing Up: Why This Digital Asset May Be the Smartest Way to Save https://t.co/EnsTkB33x9 via @LinkedIn

[Kitty Howard @MsKitty_Howard]

@RicardoBSalinas @FDIdeas 💗💗💗

[Kitty Howard @MsKitty_Howard]

AQUA Pushes Forward With Visa as Moonpay Partners With Mastercard https://t.co/3J0CgdJ2Ni

[Kitty Howard @MsKitty_Howard]

@jasminlaine This is horrific and tragic.

[Jason Ai. Williams @GoingParabolic]

BREAKING 🚨 NEWS : COINBASE HACK - issue is KYC. The more we KYC the more at risk the user is.

[Kitty Howard @MsKitty_Howard]

@zachhumphries Great presentation today, Zach.

[Bitcoin Magazine @BitcoinMagazine]

NEW:🇺🇸 President Trump's Executive Director says there is a "space race" amongst countries to accumulate #Bitcoin 🤯

"We view Bitcoin as digital gold"

[Kitty Howard @MsKitty_Howard]

@mark_slapinski 🙌🏼💯

[Kitty Howard @MsKitty_Howard]

@PierrePoilievre Maybe count again re:

[Stock Monkey @Gamma_Monkey]

This is how they run an election in Canada
#CanadaElection #canadavotes2025 #Canada

[Kitty Howard @MsKitty_Howard]

🗳️Governments spend. You pay.
Bitcoin doesn’t care who’s in office.
It protects your savings through scarcity and ownership.
Check out my latest article: When Politics Fail Your Wallet, Bitcoin Protects It https://t.co/HycuB6brOQ via @LinkedIn

[FuMoneytoFMeMoney @GFYmunney]

@TheNaturalInve1
@pierre4bitcoin
@njelsalvador
@lacruzboss
@quentin_ehr
@BitcoinBerlinSV
Prem, Gaelle, Gavin, 🐝 Dave, Gerardo , Evelyn, Patty

It’s not the fresh baked 🍌 muffins or fresh squeezed juices , the breathtaking view from The Standard, the ₿ Rolls Royce or the dream he was making a reality……. It was the booming laugh, the deadpan look,the calming presence and most of all, the gift of making you feel welcome like no other.

The highlight of every visit to ₿erlin was hanging out at The Standard. Karen and I would like to send our deepest condolences to the ₿erlin ₿itcoin community. However sad we feel, it must be at least 10x in the community.

Tim made it ok to trust before verifying.
R.I.P. ❤️

[Clandestine @WarClandestine]

Do you all realize how good we have it?

-Trump is cancelling WW3, while trying to reset global trade, and get rid of income tax.

-RFK Jr. is taking chemicals out of our food and combating big pharma.

-Tulsi is releasing files and catching leakers.

-Hegseth is reinstating service members who refused covid shots, and removing “wokeness” from our military.

-Kash/Bondi are rounding up violent criminals, gang members, Tesla terrorists, and more.

-Elon is almost finished building DOGE and is exposing hundreds of billions in government waste.

-The Trump administration officially declared COVID was a man-made pathogen, and that Fauci lied.

Anyone saying that “nothing is happening”, could not be more wrong. Trump is implementing his agenda, keeping his promises, and it has only been three months.

Just because certain things haven’t happened yet, doesn’t mean they are not being worked on.

It’s a marathon, not a sprint. Embrace the process.

[Adam Livingston @AdamBLiv]

🚨 THE BITCOIN WAR COUNCIL JUST ADDED A NEW GENERAL: JACK MALLERS HAS ENTERED THE GAME THEORY THUNDERDOME 🚨

Let’s break this down like it’s a war room at the edge of fiat collapse... because that’s EXACTLY what this is.

21 Capital, a shadowy, billion-dollar hydra backed by Tether, Softbank, and Cantor Fitzgerald, just emerged from the financial underworld with a singular purpose:

Accumulate Bitcoin like it’s divine capital and deploy it like a tactical nuke.

📈 The Strategic Positioning:

42,000 BTC is not a startup allocation. That’s a national treasury.

This is a parallel sovereign balance sheet, but with more firepower than the entire GDP of Tonga.

@JackMallers, already an icon of monetary rebellion, is now the frontman of what amounts to a Bitcoin BlackRock with laser eyes and zero ESG compliance.

🧠 THE CAPITAL MARKETS GAME THEORY:

This is a shot across the bow of Strategy (MSTR), and here’s why:

MicroStrategy’s core advantage was that it had a first-mover, publicly traded, spot BTC proxy position.

But now we’ve got 21 Capital, backed by Wall Street's favorite cocaine dealers (Cantor), the Fed-funded fiat printers (Softbank), and the offshore liquidity vampire (Tether).

If MSTR is the Bitcoin Vatican, 21 Capital is the Byzantine splinter church backed by private capital, willing to go full crusader mode.

Unlike MSTR, which uses debt and equity to leverage into BTC, 21 Capital doesn’t need to dilute anyone - they’re starting with a war chest and plan to tokenize, arbitrage, and potentially list this machine in public markets.

If they go public? They become an instant MSTR competitor - but with more flexible capital and institutional credibility.

💣 IMPLICATIONS FOR BITCOIN:

Net effect = 42,000 BTC off the open market, instantly tightening supply. That’s a synthetic halving event.

The psychological impact? Retail and institutional capital now see not one, but two financial institutions with billion-dollar BTC positions, which means we’ve entered a new phase of game theory:

Mutual Assured Accumulation.

🧨 MACRO CONVERGENCE:

This is happening while:

The Fed is boxed in by stagflation,

The Treasury is rolling debt like a gambler at 3am,

And retail is realizing their paycheck buys less eggs than a chicken coop in Venezuela.

So what happens?

Bitcoin becomes the only neutral asset with institutional legitimacy, and these treasury machines become the vaults of a new financial regime.

This is no longer about “store of value.”

This is about territory.

The race to own the most of Cyber Manhattan is on.

Don't get left behind.

[Kitty Howard @MsKitty_Howard]

Check out my latest article: 5 Common Myths About Bitcoin — And the Surprising Truth Behind Them https://t.co/vronHlPANa via @LinkedIn

[Kitty Howard @MsKitty_Howard]

New article: Financial Literacy for Women 💡

I worked hard for years — but still felt behind.
Freelance. Contract. Self-employed.
Until I found a way to save smarter.
Bitcoin helped me move from insecurity to strategy.
Read the story: https://t.co/x39sCVCE8P
#WomenAndMoney

[Kitty Howard @MsKitty_Howard]

@TheCryptoLark Somewhere in the span of complacency to denial. If the tariffs lead to the money printers coming back on, the next rally will fly. It’s a little different this time.