Ms. Moody Money

Even smart people feel dumb about money, but they don't have to. Enjoy your life now while saving for your future. librarian-run so expect snark and nerdery.

[Ms. Moody Money @MsMoodyMoney]

"The people who suffer from inequality in our society are there because of the long history of efforts to make sure that is just exactly where they remain."
#EconomicJustice #BlackLivesMatter
https://t.co/59uunQTzAn

[Ms. Moody Money @MsMoodyMoney]

@EmilyGuyBirken 🤣 Awesome! Congrats!!

[Ms. Moody Money @MsMoodyMoney]

Rules for using a credit card - including the big mindset shift that too many people need to hear: they're purchasing tools, not financing tools! (caveat to this included in vid)

https://t.co/XP9UukZ4bg

[Ms. Moody Money @MsMoodyMoney]

Newest video on what to do NOW if you're planning on using the Public Service Loan Forgiveness program to forgive your student loans: https://t.co/vjK54PrwOZ

[Ms. Moody Money @MsMoodyMoney]

A quick breakdown of what you need to know about the Supreme Court student loan forgiveness case: https://t.co/aMpZStrJ8Z

[Ms. Moody Money @MsMoodyMoney]

New video explaining Target Date Funds, aka the easy way to save for retirement! https://t.co/IXjV3eCAo8

[Ms. Moody Money @MsMoodyMoney]

WOOT WOOT! The Money Librarian YouTube channel crossed 1k subs! #1kcreator https://t.co/8DiPMJLf04

[Ms. Moody Money @MsMoodyMoney]

For anyone looking to get rich quick as an author OR anyone who's a real author looking to self-publish, read this thread:

[Christa Tomlinson, Author @ChristaTRomance]

The article has been deleted. But here is what she was trying to do & how authors who actually want to self-pub their books can avoid being taken in by these scammers.
She more than likely saw a video on YT that said something like,

[Ms. Moody Money @MsMoodyMoney]

If you struggle with IMPULSE SPENDING, this video gives you 15 different ideas to try to save you (on average) $300 a month! #adhdbrain
https://t.co/bOcOTBZBiN

[Ms. Moody Money @MsMoodyMoney]

Thanks to @josephvarghese for having me on his Success Circles podcast!

If you're looking to connect with other entrepreneurs for accountability, growth, and encouragement, check out his program, https://t.co/xLOouiLymR!

https://t.co/xGHBnVEUSD

[Ms. Moody Money @MsMoodyMoney]

New video about student loan refunds - how to get them and what to consider before asking for your money back: #studentloans
https://t.co/Cfvq574lvt

[Ms. Moody Money @MsMoodyMoney]

Wow. I mean...I knew insurance companies main job was to not pay claims, but this is beyond.

[Cezary Podkul @Cezary]

“We literally click and submit,” one former Cigna doctor said. “It takes all of 10 seconds to do 50 at a time.” | How Cigna Saves Millions by Having Its Doctors Reject Claims Without Reading Them https://t.co/gJ2ATmAMqU

[Ms. Moody Money @MsMoodyMoney]

@JessicaGoedtel "could" is doing a lot of heavy lifting in that sentence

[Ms. Moody Money @MsMoodyMoney]

Oh dang, @matt_levine comes out swinging in today's letter,
"A decent rule of thumb is that all cryptocurrency exchanges are doing crimes, and if you’re lucky your exchange is doing only process crimes." 😆

[Ms. Moody Money @MsMoodyMoney]

All the personal finance people out here telling people to make some money on the side 🫠 instead of advocating for fair wages so you can have some life/work balance.

[Ms. Moody Money @MsMoodyMoney]

I 💜 when people want to show off their excel budgets to me.

(Not being sarcastic, I truly LOVE wallowing in the nerdery and orderliness of others’ budgets)

[Ms. Moody Money @MsMoodyMoney]

I can’t remember what I did an hour ago but apparently I know all the lyrics to Roxette’s 1990 hit, It Must Have Been Love. 🤷‍♀️

[Ms. Moody Money @MsMoodyMoney]

Rules for federal student loans are shifting - if you’re in repayment, this vid is for you!

It could *actually save you thousands* - especially if you’re going for PSLF!

https://t.co/sK7upua6d0

[Ms. Moody Money @MsMoodyMoney]

Thanks for the mention, @WomensPF !!

[Women’s Personal Finance @WomensPF]

{NEW} Women’s Personal Finance: Wednesday Roundup March 1, 2023, featuring @OneFrugalGirl @pennyonfire @MsMoodyMoney https://t.co/fVt1VwcvaQ curated by @TreadLightly_RE @FrugalPharm

[Ms. Moody Money @MsMoodyMoney]

Something odd you learn as a money coach - a shocking number of people put all their money into a savings account then move it over to checking whenever they have to spend.

And then they wonder why they’re so stressed about their savings…🙃

[Ms. Moody Money @MsMoodyMoney]

personal finance is absolutely RIFE with extremely confident "I did it and so can you" people who live in what I call the Dunning-Kruger valley.

Look for people who have: taken financial courses, admit when they don't know, worked with clients, and are always learning more.

[Joshua Hart @psynoir]

I wish that being a prominent voice on a topic didn’t require exuding absolute authority and otherwise exaggerating the extent of factual knowledge in the field. Not from desire to be prominent, but because I’m bitter that all the charlatans and dilettantes are! Yes this is subtw